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Chetwood Bank Reviews 

672
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company, repeatedly emphasizing the excellent service and competitive interest rates provided. Consumers frequently describe the staff as exceptionally polite, patient, and knowledgeable, ensuring every customer inquiry is handled with great professionalism. Furthermore, users genuinely appreciate the clear and secure digital platform, which makes opening and managing savings accounts remarkably simple and straightforward. Some people were dissatisfied with the reliance on automated chatbot systems or experienced communication delays when trying to resolve specific service matters. Reviewers occasionally noted that navigating certain online account features could sometimes feel challenging when direct human assistance was unavailable.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting a smooth online banking platform and... See more

Customer service

Customers had positive experiences with customer service, noting that representatives were consistently... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Website

Clients share positive opinions on website, highlighting that the online experience is efficient,... See more

Service

Reviewers mention positive feedback about service, highlighting efficient and friendly assistance from staff... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

672 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 78% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(672)

498 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Agent quickly solved my problem

Agent quickly solved my problem, giving me loads of help. Trying to navigate the site caused me an issue but it was user error...

11 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad our agent could help so effectively! Thanks for your kind words.

Rated 5 out of 5 stars

Amazing service.

Very helpful and knowlegable and amazing.

11 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We appreciate your kind words.

Rated 1 out of 5 stars

I mistakenly put £20k into a 5 year…

I mistakenly put £20k into a 5 year fixed rate account thinking it was an isa. Tried within 14 days to get my money back but they said they couldn’t, or rather wouldn’t, do it. An expensive mistake.

11 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for your review. We regret to read you were unhappy with your experience in opening an account with us. Upon investigation, it appears as though we asked if you would like us to review, but you declined our offer.

Rated 5 out of 5 stars

Fantastic customer service

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been so incredibly helpful in all our communications and couldn't have done any more for me. Thank you so much.

8 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing, Sam. We'll pass your kind feedback onto Charlotte.

Rated 5 out of 5 stars

Great experience

Great experience. Clear communication. Step by step guidance. A very good customer experience.

6 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks, Jay!

Rated 4 out of 5 stars

Lucie dealt with my enquiry today

Lucie dealt with my enquiry today. She was helpful, polite, knowledgeable, and a pleasure to deal with.

5 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing, Mark.

Rated 5 out of 5 stars

Banking Customer Service As It Should Be

I returned to Chetwood to ensure that I'd be in full knowledge of all my options and the best way forward when I simply could not be sure myself.
Charlotte was all over the detail and put me straight, calmly explaining the best course of action in my situation. It is genuinely a first class service. Thank you.

7 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your 5 star review. We're glad to read you were happy with the first class service you received.

Rated 5 out of 5 stars

Excellent customer service

I needed to know the interest I received from closed SmartSave accounts in order to complete the 24/25 and 25/26 self assessment forms that have been thrust upon me. Now you can’t log in to SmartSave, I phoned the Chetwood help number and braced myself for frustration and despair. Fortunately, a very nice and helpful lady called Karen was able to provide the figures straight away. It left me a bit dazed to be honest.

1 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We always like to leave our customers feeling good about the service they received! Thanks for sharing your experience with us.

Rated 5 out of 5 stars

A very quick and prompt response…

A very quick and prompt response regarding a question I had with a savings account, and Lucie who I dealt with gave a good and clear reply to my query.

30 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're pleased to read you received a prompt, clear response to your savings account question. Thank you for your review.

Rated 5 out of 5 stars

Speedy resolution

Speedy resolution to a silly mistake on my part. Really friendly and supportive staff.
Thanks :-)

30 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad we could help so quickly. Thanks for your 5 star review.

Rated 5 out of 5 stars

Chetwood bank telephone interaction …

Chetwood bank telephone interaction was very helpful in the task I had to navigate. Andy was helpful and professional assisting me in the task. Just lovely to be able to speak in person not to AI. Great service

30 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're so glad our telephone interaction was helpful and appreciate your kind words about our service. Thank you for your feedback!

Rated 5 out of 5 stars

Customer service

Friendly, helpful, professional and answered the phone in 5 minutes. I wish all banks were like this.

29 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad you had such a positive experience with us. Thank you for your kind words!

Rated 5 out of 5 stars

Excellent savings from a less well-known bank

Don't be put off if the name is not familiar. Chetwood offered a good savings product with an attractive interest rate. The process of opening a new account was straightforward, and your money is protected. Excellent if you want to lock away savings for a fixed time.

2 March 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great review, thanks you!

Rated 4 out of 5 stars

Superb Customer Service

on-line Customer Services were able to greatly assist me, once security vetting had been completed quickly and easily. Would use that facility again, should the need arise...

28 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We really appreciate your feedback, thank you.

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