Co-op Insurance Reviews 4,110

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the competitive and fair pricing across various insurance products, often noting significant savings compared to other providers. The service is frequently described as excellent, with many appreciating the ease and efficiency of the process, especially for complex situations. People also highlight the user-friendly website and the helpful, polite, and knowledgeable staff. However, some people were dissatisfied with the online experience, encountering issues with completing applications or accessing documents. A few customers also mentioned frustrating experiences with customer service, including being read information too quickly from a script or being cut off during calls. There were also concerns about unexpected premium increases for existing policies.

What people talk about most

Price

Clients share positive opinions on price, often finding it competitive and affordable. Many reviewers... See more

Service

Users describe positive interactions with service. Many customers praise the ease and speed of obtaining... See more

User experience

People report positive experiences with user experience, highlighting the ease of navigating the app and... See more

Staff

Customers had positive experiences with staff. Many reviewers found the staff to be helpful, friendly, and... See more

Website

Reviewers highlight positive aspects of the website, noting it is easy to navigate and complete online forms,... See more

Based on these reviews

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 4 out of 5 stars

The Co-op is, in my opinion, one of the most trustworthy UK companies. I have home, car, and travel policies with them. My only complaint is that having had to make a travel insurance claim; the proce... See more

Rated 4 out of 5 stars

My telephone call with the staff member was helpful and polite. What I found very frustrating was the amount of information being read out, very quickly, from a script. I feel that I can read all this... See more

Company replied

Rated 4 out of 5 stars

As an elderly lady holiday insurance can be expensive. I thought Co op was a fair price for the range of cover. I would recommend it to friends.

Company replied

Rated 5 out of 5 stars

Having searched high and low for travel insurance for undiagnosed conditions and also being on a waiting list Co op made the whole process by phone so easy compared to so many other companies. Don't... See more

Rated 5 out of 5 stars

Applied for travel insurance online.I went ahead with the quote which I thought was reasonable (added advantage I am a coop member so received a discount). I forget a health condition so rang to add.... See more

Rated 5 out of 5 stars

This came about because Co-Op were offering a 10% discount on travel insurance. Quotation process was excellent particularly on health issues. It was easy to study the benefits with the added reassur... See more

Rated 5 out of 5 stars

With my then current pet insurance provider putting up the price substantially despite no claim being made I thought I'd look elsewhere. The Co-op insurance was very competitive. Unfortunately the si... See more

Company replied

Rated 5 out of 5 stars

Easy to complete the online forms. The info regards what each package offers was easy to view, comprehensive and assisted in making a decision for my needs. Good comparable prices especially if you ar... See more

Rated 5 out of 5 stars

Their reputation succeeds them. A great company that obviously puts its customers first. No hassle car insurance renewal process, offered me a significant decrease in price from last year, why would I... See more

Rated 5 out of 5 stars

We bought travel insurance, the price quoted was fair in comparison. Good 45 day trip offer, others have reduced theirs to 35. The girl who served us was quick, very knowledgeable & also very pleasant... See more

Rated 5 out of 5 stars

I'm a regular shopper at our nearest Co-op , and as I have a Co-op card I decided to look for Travel insurance, I shopped around first and found that Co-op Travel insurance worked out the cheapest o... See more

Rated 5 out of 5 stars

Very clear and easy form to fill in, it didn't require me to know the exact date the flat I rent was constructed, etc. One minor negative was that when I tried to click back to my original quote throu... See more

Rated 5 out of 5 stars

I already have my home insurance with the Coop and that was a good experience and value for money, so seeing as I don't have any issues then, I decided that when the time came l would also look into p... See more

Company replied

Rated 5 out of 5 stars

Clear, easy to navigate website. Competitive prices, I'm hoping they don't climb rapidly with pet's age like a certain well known policy provider does.

Company replied

Rated 5 out of 5 stars

Very easy to get a quote and I thought the price was good and certainly much cheaper than another quote I got. Clear as to what the travel insurance covered and optional extras explained in detail. Ov... See more

Rated 5 out of 5 stars

My new policy proposal received well before the due date and at a fully acceptable cost. The renewal cost less than last year. Lots of online documentation to read ,covering all aspects of the pol... See more

Rated 1 out of 5 stars

My renewal premium more than doubled without warning, increasing from £950 to over £2,200 per year. I only discovered this several months into the policy. When I questioned the increase, I was tol... See more

Company replied

Rated 5 out of 5 stars

It seemed straightforward to see the options set out and then to make a decision. Let's hope no claim is ever needed - cannot be wholly objective without going through that phase too.

Rated 5 out of 5 stars

Switched pet insurance in November 2025 and unfortunately had to make a claim for an immune condition. This insurance has been amazing and paid in full on two occasions. I felt awful putting a claim... See more

Company replied

Rated 5 out of 5 stars

I telephoned on 10.2 to ask why my NCD had been reduced from 11 to 9 years on my renewal and was appalled by the way the virtual security dealt with my call when I was eventually told I would be trans... See more

Rated 5 out of 5 stars

If you want piece of mind insure your assets with a reputable company! Co-op Insurance will look after you when you need them. Competitive rates, excellent customer service and easy to navigate websit... See more

Company replied

Rated 5 out of 5 stars

I have used Co-op car insurance for more years than I can remember. They have always provided a first class service - from arranging insurance to dealing with claims.

Rated 5 out of 5 stars

What an Great experience! The vet and insurance team sorted out the claim with no hassle and much quicker than I expected!! Would well recommend. Thank Co-Op

Company replied

Rated 5 out of 5 stars

In preparation for a trip I contacted the Co-op team regarding my travel insurance policy. They had an easy to find phone number and their customer service email actually provided an instant response.... See more

Rated 5 out of 5 stars

Very easy to take out a new Pet Insurance policy with the Co-Op. I had a query before I took the insurance and spoke to a member of the team who was very helpful & knowledgeable. Due to this, I took o... See more

Company replied

Rated 5 out of 5 stars

I got equivalent cover as I previously had with another company for just over half of the renewal price. Not had to claim but shouldn't be a problem with it being Co-Op

Company replied

Rated 5 out of 5 stars

It was quick easy and by far the cheapest cruise travel insurance. It didn’t seem to load against existing medical conditions and age

Rated 5 out of 5 stars

The website was easy to navigate for a non-tech person. Information was easily available, laid out clearly. And very good price for the cover that was offered, the best that I had found. Very impresse... See more

Company replied

Rated 5 out of 5 stars

I was very impressed with the process of setting up my travel insurance with the co-op. It was very easy and quick and because I have a card , I was able to get a discount. I would definitely recommen... See more

Rated 1 out of 5 stars

They don’t pay out on Travel Insurance. I took out Travel Insurance with Co Op Insurance , checking that it covered situations where I had to cancel my holiday. Co Op assured me that the policy would... See more

Rated 5 out of 5 stars

I always use Co-Op for my travel insurance - the options are selected through a series of questions and the final options are easy to understand. The process takes about 10-15 mins to complete, you pa... See more

Rated 5 out of 5 stars

Easy to arrange travel insurance. Value for money, I didn't need to make any claims on my insurance, but it gave me peace of mind knowing that I had it and was covered.

Rated 5 out of 5 stars

Purchased this travel.insurance last summer , so went for it again for those years trip . Sorted out so quickly and a better price than.last year with the upgrade to gold too. Thankyou coop

Rated 5 out of 5 stars

Always seems so easy to do Business with no matter which department you are dealing with . Very precise and deliverable products

Rated 5 out of 5 stars

I forgot I was a member of the co-op came up on my phone about travel insurance. Went on had a look got the insurance their and then all over and done in 5 mins .Great work co-op

Rated 5 out of 5 stars

You made it very easy for me to navigate as I'm not good hopefully we can work together thank you

Company replied

Rated 5 out of 5 stars

So meticulous in taking down details of changes. Husband died last year so living alone + responder was sensitive to my new circumstances which was excellent.

Rated 5 out of 5 stars

It was great to speak with a human who was able to clearly explain things and answer any questons. Great service, good value cover.

Company replied

Rated 1 out of 5 stars

Rip off, had pet insurance for few years increased my premium for over £10 a month, no claims made in policy year and when checked as if I would just be a new customer for quote it was £20 cheaper tha... See more

Company replied

Rated 5 out of 5 stars

Great customer service all enquiries answered quick and easy to renew. Would recomend to family and friends.

Rated 5 out of 5 stars

I had to call to get some of the information about my home amended, and it was very straightforward and the agent was very helpful.

Company replied

Rated 5 out of 5 stars

Co-op insurance is simple to apply, reasonable quotes, affordable and great customer service. I recommend this insurance to all. I will definitely search for their other policies.

Rated 5 out of 5 stars

My first claim for my 6 year old pug. Everything was easy, my vets practice was able to put the claim in. Everting was easy. The communication was excellent and I was kept informed at all stages. Clai... See more

Company replied

Rated 1 out of 5 stars

How can you be advertising travel insurance with any medical condition and yet after years of being with you, you turned me down. This is a very misleading advert and you should not be advertising thi... See more

Company replied

Rated 2 out of 5 stars

The amount of time that it took to sort out the insurance and the lack of alternative quotes. The large increase in the excess and the premium which appears to be unique to the company involved. The... See more

Company replied

Rated 5 out of 5 stars

Very friendly and helpful staff. Easy to contact them by phone. They double check with you what your car insurance policy involves, cost, etc.

Rated 1 out of 5 stars

I am absolutely appalled with co op car insurance. I'm a caretaker on a residential estate in Feltham middx. I have an 84yr old man here, co op accused him of having a car accident and cancelled his c... See more

Company replied

Rated 1 out of 5 stars

Been insured with them 1 year but when I phone up tell me I’m not insured with them even though I have policy and proof I’ve paid insurance with them. Also say I’ve had an accident in the car when... See more

Company replied

Rated 1 out of 5 stars

A low score because I had a very frustrating experience trying to correct a start date on a new policy. I had made an error on when my policy should start when changing from another company. I couldn’... See more

Company replied

Rated 1 out of 5 stars

Just taken out insurance so can’t say how policy stands up to its claims. But policy documentation clearly states you can remove automatic renewal at any time but this is false and can only be removed... See more

Company replied

Rated 5 out of 5 stars

Very easy to use their website and they had good prices and benefits for their travel insurance.

Rated 3 out of 5 stars

Cover looks good. Competitive price. To get your documents you are forced to create an account . (Never a good sign) But even when an account is created there are no downloadable documents... See more

Company replied


Company details

  1. #110 of 139 best companies in Insurance company
  2. #53 of 68 best companies in Car and Motor Insurance Agency
  3. #35 of 45 best companies in Home Insurance Agency
  4. #51 of 51 best companies in Life Insurance Agency
  5. #18 of 33 best companies in Pet Insurance Company
  6. #58 of 65 best companies in Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

4K reviews

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Rated 3 out of 5 stars

I recently claimed for new flooring…

I recently claimed for new flooring owing to a leak in my dishwasher that lifted my laminate flooring panels I was disappointed in what I was given it is a kitchen diner so quite big flooring to be replaced I was given £662 £450 of wich is excess how on earth im going to get new flooring fitted with £212 being an 82 yr old lady I do not have funds !

31 March 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Sheila

Thanks for taking the time to leave us your review. We're sorry to hear that you’re disappointed with the service you received. We have requested more information from you but have not received a reply. If you’d like us to look into this then please respond to us with the required information and we will contact you to discuss your concerns further.

Kind regards
Aysha

Rated 4 out of 5 stars
Co-op Insurance logo

Reply from Co-op Insurance

Hi Philip

Thank you for your kind words, it’s great to hear you had a good experience with us.
We look forward to serving you again in the future.

Kind regards

Aysha

Rated 5 out of 5 stars

Applied for travel insurance online.I…

Applied for travel insurance online.I went ahead with the quote which I thought was reasonable (added advantage I am a coop member so received a discount). I forget a health condition so rang to add. It was so easy to do; the call handler was helpful and friendly.

30 March 2026
Rated 1 out of 5 stars

Don’t use this company

Been insured with them 1 year but when I phone up tell me I’m not insured with them even though I have policy and proof I’ve paid insurance with them.
Also say I’ve had an accident in the car when it was in a garage for repaid and have bill for proof.
20 mins pushing buttons then when you talk to a person they don’t want to know and not there problem!
What a total joke

1 April 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Neil

Thanks for taking the time to leave us your review. I'm sorry to hear you're unhappy with the service provided. I have passed your details over the relevant team who will be in touch to discuss your concerns further.

Kind regards
Leanne

Rated 4 out of 5 stars

The product is very good, but the renewal is expensive

The product is very good, but at present I’ve not had to make a claim.
I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because the cost was much more ie this year the renewal quote was £442 where it was only £251 the year before. I went online and got a new policy with you for the same as the old one for £313, which I took it out.

9 March 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for taking the time to leave a review. We have arranged for an agent to contact you.
Thank you,
Jemma
The Co-op Pet Team

Rated 5 out of 5 stars

Easy to complete the online forms

Easy to complete the online forms. The info regards what each package offers was easy to view, comprehensive and assisted in making a decision for my needs. Good comparable prices especially if you ar a club card member. I saved £12.50 on the package I chose to buy.

29 March 2026

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