Co-op Insurance Reviews 

4,399
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 1,232 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently commend the competitive pricing, finding affordable quotes for comprehensive coverage, even for specific needs. The service is described as quick, easy, and efficient, with many appreciating the straightforward application process and clear information. Excellent customer service and helpful, polite staff efficiently resolve queries and offer reassuring advice, making the user experience easy to navigate and simple to understand. However, some customers also noted significant price increases at renewal, often finding much cheaper quotes for the same coverage. A few people also experienced frustrating issues with clunky online systems and difficulty reaching helpful customer service.

What people talk about most

Price

Users describe positive interactions with price, with many reviewers finding competitive and reasonable... See more

Service

Consumers find service to be positive, with many reviewers highlighting the quick, easy, and polite... See more

User experience

Clients share positive opinions on user experience, highlighting the ease and speed of the process, with many... See more

Customer service

People report positive experiences with customer service, highlighting efficient, courteous, and helpful... See more

Staff

Customers consistently note positive experiences with staff, highlighting their efficiency, politeness, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

For some unknown reason my automatic renewal didn't work so rang policy renewal helpline spoke to a really helpful person named sigir ? Might of spelt his name wrong sorry. Really quick to sort out w... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more

Rated 5 out of 5 stars

Very easy to complete the form online except in picking Spain as a destination the form required a destination. The city or district of Alicante was not on the drop-down list so picked one of the loca... See more

Company replied


Company details

  1. #109 of 138 best companies in Insurance company
  2. #49 of 67 best companies in Car and Motor Insurance Agency
  3. #32 of 44 best companies in Home Insurance Agency
  4. #53 of 54 best companies in Life Insurance Agency
  5. #20 of 32 best companies in Pet Insurance Company
  6. #59 of 68 best companies in Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4k reviews

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4.4

All reviews

(4,399)

1,151 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I was able to get my car insurance very…

I was able to get my car insurance very quickly.

16 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Alistair

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for your positive feedback.

Leanne

Rated 1 out of 5 stars

Mum passed away - they cancelled buildings insurance with a few hours notice - Disgusting

My Mum passed away and I am next of kin and was dealing with funeral arrangements etc. I phoned them as the buildings insurance had been with them for many years. I explained that she had passed away and I wanted to ensure the insurance was ok. They immediately said that the underwriters they were using would not insure an unoccupied property and it would be cancelled from midnight that day. I then had to spend valuable time finding a suitable insurer in the middle of everything else.
Co op used to be ethical until they sold this business to an American Company in 2020. Do not be fooled into thinking this is the old Co-op, they are just using the name as part of the deal. Disgusting service, only interested in profits!!
Contents insurance was with Saga and they just continued it as they appreciated the situation.

15 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Paul

Thanks for taking the time to leave us your review. We're sorry to hear your mother has passed away. I can see we tried to update the occupancy to unoccupied which was a decline with the underwriter and a new quote was offered to you. Unfortunately not every underwriter covers unoccupied properties, we will call you to discuss your concerns further.

Kind regards
Leanne

Rated 5 out of 5 stars

Rubena was very helpful

Rubena was very helpful

15 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Sandra

Thanks for taking the time to leave us a 5 star review! It's great to hear you're happy with the service provided by Robina. I will pass on your lovely comments.

Kind regards
Leanne

Rated 2 out of 5 stars

Lots of expensive admin fees

Lots of expensive admin fees! I tried to add a temporary named driver but the fees made it unfeesable. I switched vehicles and they bumped up the Premium way more then they competitors. Thats not problem, however when I wanted to switch insurers there fees were about £80 so i would lose money by switching .I then forgot to cancel the auto renewal so they charged me and extra £35 even though I am well within the cooling off period. I cant comment on the cover as never had to make a claim but I imagine there is a victim fee of £100

14 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon Grace

Thank you for taking the time to share your feedback. We're very sorry to hear you're unhappy with the admin fees that were charged. We have passed your details across to the relevant team, who will be in contact with you to discuss your concerns further.

Kind regards

Aysha

Rated 5 out of 5 stars

Excellent and very helpful

Excellent and very helpful

9 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Dawn

Thank you for leaving us a good review. We look forward to serving you again in the future and continuing to provide you with excellent service.

Kind regards

Aysha

Rated 5 out of 5 stars

excellent thankyou emma

7 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Neil

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided by Emma. Thanks for insuring with us.

Kind regards
Leanne

Rated 5 out of 5 stars

It was so quick & easy to do

It was so quick & easy to do & more to the point it came in lower than most for costs. I welcomed the discount as I am a coop card holder. In this economic climate it was refreshing to get that too. Thanks

11 July 2026
Rated 5 out of 5 stars

Easy to navigate

Easy to navigate, all information given to ensure that correct information is given.
Quote was instant, and competitive with other companies.

9 July 2026

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