Co-op Insurance Reviews 

4,408
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,233 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently mention that getting an insurance quote online is quick, very straightforward, and surprisingly affordable compared to other providers in the market. Furthermore, people consistently appreciate the friendly and helpful staff who efficiently handle policy changes, explain options clearly, and answer questions with great patience during phone calls. However, some reviewers were not happy with steep renewal prices and unexpected administrative fees. Customers noted that renewal costs can increase dramatically year over year, while contacting support via automated phone menus can sometimes involve frustrating delays and difficulties when trying to update policies.

What people talk about most

Price

Reviewers mention positive feedback about price, noting that quotes are often significantly lower and more... See more

Service

Reviewers highlight positive aspects of service, noting that it is fast, easy, and straightforward to arrange... See more

User experience

People report positive experiences with user_experience, highlighting how quick and straightforward the... See more

Customer service

Clients share positive opinions on customer_service, noting that advisors are generally efficient, polite,... See more

Staff

Customers had positive experiences with staff, frequently describing representatives as polite, efficient,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more

Rated 5 out of 5 stars

For some unknown reason my automatic renewal didn't work so rang policy renewal helpline spoke to a really helpful person named sigir ? Might of spelt his name wrong sorry. Really quick to sort out w... See more

Company replied

Rated 5 out of 5 stars

Went with Co op travel insurance as I've been a member for many years even got my funeral sorted with them. Done it online it was quick and easy no hassle at all 5 minutes and I was covered definitely... See more


Company details

  1. #110 of 139 best companies in Insurance company
  2. #49 of 67 best companies in Car and Motor Insurance Agency
  3. #32 of 44 best companies in Home Insurance Agency
  4. #53 of 54 best companies in Life Insurance Agency
  5. #20 of 32 best companies in Pet Insurance Company
  6. #59 of 68 best companies in Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4k reviews

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4.4

All reviews

(4,408)

1,158 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Straightforward to access and search…

Straightforward to access and search for quotations. After reviewing and comparing quotes CoOp was by far the cheapest and provided the cover I needed.

16 July 2026
Co-op Insurance logo

Reply from Co-op Insurance

Hi

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you found the process straightforward and the price quoted was competitive. Thanks for your positive feedback.

Kind regards
Leanne

Rated 5 out of 5 stars

Revised contents cover for my 96 year…

Revised contents cover for my 96 year old mother who needed premium reduced. Very helpful person (Niki I think) who answered and help us achieve that.

18 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Martin

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for your positive feedback!

Kind regards
Leanne

Rated 5 out of 5 stars

I was able to get my car insurance very…

I was able to get my car insurance very quickly.

16 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Alistair

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for your positive feedback.

Leanne

Rated 1 out of 5 stars

Mum passed away - they cancelled buildings insurance with a few hours notice - Disgusting

My Mum passed away and I am next of kin and was dealing with funeral arrangements etc. I phoned them as the buildings insurance had been with them for many years. I explained that she had passed away and I wanted to ensure the insurance was ok. They immediately said that the underwriters they were using would not insure an unoccupied property and it would be cancelled from midnight that day. I then had to spend valuable time finding a suitable insurer in the middle of everything else.
Co op used to be ethical until they sold this business to an American Company in 2020. Do not be fooled into thinking this is the old Co-op, they are just using the name as part of the deal. Disgusting service, only interested in profits!!
Contents insurance was with Saga and they just continued it as they appreciated the situation.

15 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Paul

Thanks for taking the time to leave us your review. We're sorry to hear your mother has passed away. I can see we tried to update the occupancy to unoccupied which was a decline with the underwriter and a new quote was offered to you. Unfortunately not every underwriter covers unoccupied properties, we will call you to discuss your concerns further.

Kind regards
Leanne

Rated 5 out of 5 stars

Rubena was very helpful

Rubena was very helpful

15 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Sandra

Thanks for taking the time to leave us a 5 star review! It's great to hear you're happy with the service provided by Robina. I will pass on your lovely comments.

Kind regards
Leanne

Rated 2 out of 5 stars

Lots of expensive admin fees

Lots of expensive admin fees! I tried to add a temporary named driver but the fees made it unfeesable. I switched vehicles and they bumped up the Premium way more then they competitors. Thats not problem, however when I wanted to switch insurers there fees were about £80 so i would lose money by switching .I then forgot to cancel the auto renewal so they charged me and extra £35 even though I am well within the cooling off period. I cant comment on the cover as never had to make a claim but I imagine there is a victim fee of £100

14 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon Grace

Thank you for taking the time to share your feedback. We're very sorry to hear you're unhappy with the admin fees that were charged. We have passed your details across to the relevant team, who will be in contact with you to discuss your concerns further.

Kind regards

Aysha

Rated 5 out of 5 stars

Excellent and very helpful

Excellent and very helpful

9 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Dawn

Thank you for leaving us a good review. We look forward to serving you again in the future and continuing to provide you with excellent service.

Kind regards

Aysha

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