Co-op Insurance Reviews 

4,415
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,233 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently mention that getting an insurance quote online is quick, very straightforward, and surprisingly affordable compared to other providers in the market. Furthermore, people consistently appreciate the friendly and helpful staff who efficiently handle policy changes, explain options clearly, and answer questions with great patience during phone calls. However, some reviewers were not happy with steep renewal prices and unexpected administrative fees. Customers noted that renewal costs can increase dramatically year over year, while contacting support via automated phone menus can sometimes involve frustrating delays and difficulties when trying to update policies.

What people talk about most

Price

Reviewers mention positive feedback about price, noting that quotes are often significantly lower and more... See more

Service

Reviewers highlight positive aspects of service, noting that it is fast, easy, and straightforward to arrange... See more

User experience

People report positive experiences with user_experience, highlighting how quick and straightforward the... See more

Customer service

Clients share positive opinions on customer_service, noting that advisors are generally efficient, polite,... See more

Staff

Customers had positive experiences with staff, frequently describing representatives as polite, efficient,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more

Rated 5 out of 5 stars

For some unknown reason my automatic renewal didn't work so rang policy renewal helpline spoke to a really helpful person named sigir ? Might of spelt his name wrong sorry. Really quick to sort out w... See more

Company replied

Rated 5 out of 5 stars

Went with Co op travel insurance as I've been a member for many years even got my funeral sorted with them. Done it online it was quick and easy no hassle at all 5 minutes and I was covered definitely... See more


Company details

  1. #111 of 141 best companies in Insurance company
  2. #49 of 67 best companies in Car and Motor Insurance Agency
  3. #32 of 44 best companies in Home Insurance Agency
  4. #53 of 54 best companies in Life Insurance Agency
  5. #20 of 32 best companies in Pet Insurance Company
  6. #60 of 69 best companies in Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(4,415)

1,163 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Difficult

Difficult to contact, to deal with to obtain information from. Tedious, problematical and excessively time consuming.

20 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi

Thanks for taking the time to leave us your review. We're sorry to hear you found the process difficult and time consuming. We will be in touch to discuss your concerns further.

Kind regards
Leanne

Rated 5 out of 5 stars

Great service

The system of getting me to an agent so efficient. The agent was excellent and very polite. Great service.

10 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Trevor

Thank you for leaving us a good review. It is great to hear of how our agent supported you when you called. We look forward to serving you again in the future.

Kind regards
Aysha

Rated 1 out of 5 stars

Massive quote to change car or £50 cancellation fee

Having held a full, clean driving licence for over 35 years, and no accidents in over 7 years (last one was a non fault), the quote for my 64 plate car in October 25 was very competitive at around £270 for the year. However, when I contacted them to change my vehicle to a 19 plate car (similar spec) in June 26, the current underwriter would not quote and the 'cheapest' one came back at £1700!!!! No thanks = a £50 cancellation fee. Wondering if this is a ploy to charge fees rather than change policies. Got a new policy with another very well known company for £300.

24 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good evening Louise

Thank you for taking the time to share your feedback. We're sorry to hear that your experience did not meet your expectations.

Sometimes when a change is requested to your policy, the amended details can be declined due to the underwriting criteria set by the insurer providing your cover. Where this happens we do look at alternative options such as providing you with a new quote though a different insurer from our panel of underwriters. We understand having to pay a cancellation fee in this situation can be disappointing, and we have passed your details across to the relevant team, who will be in contact with you to discuss your concerns further.

Kind regards

Aysha

Rated 5 out of 5 stars

Extremely straightforward to arrange

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞
Good old Co op came to my rescue! Reliability, reasonable quote, what's not to love!! Can't recommend enough!! Thank you x

7 July 2026
Rated 4 out of 5 stars

Connected eventually

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist
Very Confusing

6 July 2026
Unprompted review
Rated 5 out of 5 stars

I spoke to a lovely lady named Georgia…

I spoke to a lovely lady named Georgia and she helped me to renew my household insurance

6 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Pam

Thank you for your kind words, it’s great to hear you had a good experience when speaking to our colleague Giorgia.
We look forward to serving you again in the future and continuing to provide you with excellent service.

Kind regards

Aysha

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look