Co-op Insurance Reviews 

4,411
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,233 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently mention that getting an insurance quote online is quick, very straightforward, and surprisingly affordable compared to other providers in the market. Furthermore, people consistently appreciate the friendly and helpful staff who efficiently handle policy changes, explain options clearly, and answer questions with great patience during phone calls. However, some reviewers were not happy with steep renewal prices and unexpected administrative fees. Customers noted that renewal costs can increase dramatically year over year, while contacting support via automated phone menus can sometimes involve frustrating delays and difficulties when trying to update policies.

What people talk about most

Price

Reviewers mention positive feedback about price, noting that quotes are often significantly lower and more... See more

Service

Reviewers highlight positive aspects of service, noting that it is fast, easy, and straightforward to arrange... See more

User experience

People report positive experiences with user_experience, highlighting how quick and straightforward the... See more

Customer service

Clients share positive opinions on customer_service, noting that advisors are generally efficient, polite,... See more

Staff

Customers had positive experiences with staff, frequently describing representatives as polite, efficient,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more

Rated 5 out of 5 stars

For some unknown reason my automatic renewal didn't work so rang policy renewal helpline spoke to a really helpful person named sigir ? Might of spelt his name wrong sorry. Really quick to sort out w... See more

Company replied

Rated 5 out of 5 stars

Went with Co op travel insurance as I've been a member for many years even got my funeral sorted with them. Done it online it was quick and easy no hassle at all 5 minutes and I was covered definitely... See more


Company details

  1. #111 of 141 best companies in Insurance company
  2. #49 of 67 best companies in Car and Motor Insurance Agency
  3. #32 of 44 best companies in Home Insurance Agency
  4. #53 of 54 best companies in Life Insurance Agency
  5. #20 of 32 best companies in Pet Insurance Company
  6. #60 of 69 best companies in Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4k reviews

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4.4

All reviews

(4,411)

1,163 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

The user interface was quite clunky

The user interface was quite clunky, and when I went to get some vital information, I returned to find that I had been logged out and all my previous entries had been lost - not something I expect in 2026. 2FA codes supposedly sent did not arrive. Eventually, however, I ended up with more insurance for significantly less annual premium, so my perseverance did pay off. The acid test, though, is how well or not they deal with any claim in future: not something this review can capture.

3 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hello

Thanks for taking the time to leave us your review. We're sorry to hear you was experiencing issues and I'm glad to hear this has now been resolved. Thanks for insuring with us!

Kind regards
Leanne

Rated 5 out of 5 stars

Straightforward

Straightforward, easy to set up the policy, cheaper than my previous company

16 June 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're so glad to hear that setting up your policy was straightforward and that our pricing is competitive. Thank you for your kind words!

Rated 5 out of 5 stars

The website was so easy

The website was so easy . No unnecessary questions. Just insurance and nothing else. And so cheap? One third of the price of the post office. I’m very, very happy.

30 June 2026
Rated 5 out of 5 stars

Great customer service

Had to make a small change to the policy and the process was very easy annd efficient, the admin fee was also waved which was greatly appreciated. Very friendly service.

29 June 2026
Rated 1 out of 5 stars

Cancelled auto-renewal...got charged TWICE!

I got a reminder for the renewal of my Co-op car insurance policy but had a better offer elsewhere. So I logged into my Co-op account and clicked to turn off auto renewal and all seamed well. Later that week I got a meassage saying my policy had been renewed against my wishes and upon checking my bank account saw that not only was there a pending full payment for the unwanted policy but there were TWO pending payments, they charged me TWICE!

I contacted customer services who said they would cancel the policy and sort it all out, unfortunately the first payment has now cleared the second is still pending.

Second call claims I should be refunded once BOTH payments have cleared but it could take up to 14 days!!!

What a shambles, be careful it you try to leave Co-op Insurance they may take unauthorised payments from you.

23 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Rob

Thanks for taking the time to leave us your review. I'm sorry to hear your policy was renewed in error and two payments have been taken from your bank account. I have passed your details over to the relevant team who will be in touch to discuss your concerns further.

Kind regards
Leanne

Rated 1 out of 5 stars

Not suitable for someone of my age

Not suitable for someone of my age
Total nightmare
Everything was okay until I was timed out while I was reading the policy details and T and C which took quite a long time when you consider how many pages there are. I don’t suppose many people actually do read them.I retrieved the quote but couldn’t get back to where I was so went to chat box didn’t understand what I wanted so put me through to an advisor. I wanted to make sure I had completed the request to the end. He asked me silly questions so I in the end I said I guess I’ll just have to pay it now. I clicked on the proceed to payment but the screen didn’t come up. I then went back to retrieve my details again and got to the proceed to payment again and a screen I hadn’t seen before popped up and I was able to make payment. By this time I was totally fed up and distressed. I am 76 years old but still have my faculties hence my comments

29 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon Janet

Thank you for taking the time to share your feedback. I am sorry to hear that you experienced difficulties when trying to purchase your policy online and that the process caused you distress. We appreciate that our customers have different preferences and needs when interacting with us. While many customers choose to set up their policy online, others may prefer to call us and speak to an agent if the online method is not suitable. For this reason, we continue to offer support through our UK contact centre where customers can speak directly with a member of our team who can guide them through the process.

Your comments regarding the online experience have been noted and will be shared with the relevant team for consideration as we continually review and work to improve our customer experience. Should you wish to arrange future insurance, you are more than welcome to give our customer service team a call who will be happy to assist you over the telephone.

Kind regards

Aysha

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