Direct Car Credit - The Car Finance Specialists Reviews 

338
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 183 reviews, reviewers overwhelmingly had a great experience with this company. People frequently praise the staff for being extremely helpful, friendly, and professional throughout the entire purchasing journey, ensuring everything goes smoothly. Consumers often mention that securing finance and finding the right vehicle is handled with incredible ease, efficiency, and genuine personal care. Some reviewers were not happy with the overall condition of the vehicles received upon delivery. Customers noted experiencing frustrating mechanical faults shortly after purchase, which led to significant concerns regarding reliability and the quality of after-sales support. These individuals described encountering unexpected breakdowns and difficulties when trying to resolve issues with the garage.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, describing the team as extremely helpful, friendly, and... See more

Service

Customers had positive experiences with service, noting that the entire process from start to finish was... See more

Product

Consumers find product to be deeply divisive, reporting starkly contrasting experiences regarding vehicle... See more

Customer service

Users describe positive interactions with customer_service, noting a seamless process from start to finish... See more

User experience

Customers consistently note positive experiences with user experience, highlighting seamless and effortless... See more

Reviews shaping this summary

Rated 5 out of 5 stars

What company they were so helpful they made experience easy with contact & support all the way to end of deal. Also went above & beyond because of work my commitments they delivery my car choice str... See more

Rated 5 out of 5 stars

Zara made this experience great! She's very professional and a lovely person! She answers my questions no matter what & i would recommend her to any company! I like to know things about my car... See more

Rated 5 out of 5 stars

The people were really helpfull and fast on securing finance that was available for me despite my verry bad credit rating. The vehicle i have has been verry well presented and somw maintenance was don... See more

Rated 5 out of 5 stars

Looked into getting a car then my partner was taken ill nearly loseing her life .the staff couldn't do enough by giving me time texting me not calling .my sales man was Jatinder .a true gentleman and... See more


Company details

  1. #53 of 63 best companies in Car finance and loan company
  2. #53 of 91 best companies in Car dealer
  3. #71 of 96 best companies in Finance broker
  4. #29 of 45 best companies in Motor vehicle dealer
  5. #24 of 55 best companies in Used car dealer

Written by the company

At Direct Car Credit, we specialize in getting finance in place for everyone. We cater for all!! Even if you have struggled to get finance in place elsewhere! We have an extensive panel of lenders that will approve even if - Bad Credit ✅ Good Credit ✅ CCJ ✅ Self Employed ✅ Benefits ✅ Arrears ✅ IVA ✅ Apply with us today and we will do the rest!! We are a family run business with over 20 years experience in Car Sales/Finance, we are trusted partners with over 30 finance companies, and a one stop shop for your next car purchase and finance package. What you waiting for APPLY TODAY!!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

338 reviews

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4.7

All reviews

(338)

177 reviews in the last 12 months

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Rated 5 out of 5 stars

I live in Preston and shipped locally…

I live in Preston and shipped locally for a finance company and dealership. I can’t say enough but yes! Mark was my first contact and took me through the prosess to find my ideal car and finance.
Zara was wonderful who finalised the whole deal.
I love the car and the payment plan, Zara set up my trade in and vehicle tax.
Job done I drove away in my new car x

10 February 2026
Rated 5 out of 5 stars

Zara made this experience great!

Zara made this experience great! She's very professional and a lovely person!

She answers my questions no matter what & i would recommend her to any company!

I like to know things about my car & cover & she's always there to answer and also Lydia has been most helpful!

28 January 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Mark dealt with me from start to finish, he went above and beyond and the lines of communication were always clear and I was kept up to date

Great service

Great company

Thank you

7 February 2026
Rated 5 out of 5 stars

⭐⭐⭐⭐⭐ 5/5

⭐⭐⭐⭐⭐ 5/5 – Outstanding Service, Especially from Richard!
I had an absolutely brilliant experience purchasing my new car with Direct Car Credit. From start to finish the whole process was smooth, stress-free, and handled with real professionalism.
A special shout-out goes to Richard, who went above and beyond throughout the entire journey. He was friendly, helpful, and made everything incredibly easy to understand. Nothing was too much trouble for him, and he kept me informed at every step. You could tell he genuinely cared about getting everything right for me.
The finance process was quick, the communication was excellent, and the level of service I received was outstanding. I felt looked after from the moment I enquired to the moment I drove away in my new car.
I wouldn’t hesitate to recommend Direct Car Credit — and especially Richard — to anyone looking for a hassle-free car buying experience. If I could give more than 5 stars, I would!

5 February 2026
Unprompted review
Rated 5 out of 5 stars

Marko from direct car credit

Marko from direct car credit. Was fantastic very professional. Talked me through the whole process. Went the extra mile. To find me another car as the first car the wife did not like. Keep me updated to date all the way would definitely recommend

5 February 2026
Rated 5 out of 5 stars

Rich was a top salesman

Rich was a top salesman. Made you feel like what you wanted to know was his highest priority. Zero pressure And free to look at the van and make my own decisions

29 January 2026
Rated 5 out of 5 stars

I came to pick up my new van today from…

I came to pick up my new van today from direct van credit. The gentleman dealing with my finance was marko and he was extremely helpful from start to finish, he even helped me move my dog cages from my old van. Highly recommended and will be going back to him for a car very soon
Keith N

3 February 2026
Rated 5 out of 5 stars

After waiting for Mark to get back to i…

After waiting for Mark to get back to i decided to call the garage an spoke to Zara she was brilliant got the ball rolling. Mark talked me through what to do (as am rubbish with technology). An I picked the mondeo up on Saturday 31/1/2026. Made up with it,if in the future when I come to change the car an these have something that I am looking for I'll go back to them. Big thank you 👍

31 January 2026
Rated 1 out of 5 stars

I honestly don’t understand how this…


I honestly don’t understand how this company operates.

I applied online and was accepted, yet received no explanation, no guidance, and no communication about what happens next. I checked their website daily but couldn’t find a single suitable car. Throughout this time, no one contacted me.

When I eventually reached out about a car to ask for repayment details, they didn’t even know I already had an active application. That alone says a lot. I was told to wait while they looked into it.

That was two weeks ago.

Since then, I’ve chased repeatedly and received absolute silence. No updates. No replies. No accountability.

This is some of the worst customer service I’ve experienced. Disorganised, unresponsive, and completely unprofessional. I would strongly advise anyone considering this company to think twice.

17 January 2026
Unprompted review
Rated 5 out of 5 stars

amazing customer service

amazing customer service, mark was amazing helped me through everything went back 3 times as I couldn't find a car for me he was very patient with me and couldn't be happier with my new wheels x

30 January 2026
Rated 5 out of 5 stars

A* company and staff

I tried direct car credit after being refused by multiple companies,, after doing the application I was expecting to be refused but to my surprise wasn’t,, I put that down to the fact that my sales rep Richard was really good and helped with every aspect of the sale and also when I wasn’t given enough for the vehicle I want helped by getting it reduced to be covered by my finance,, the after sales team are fantastic as well when it was realised I didn’t have the sat nav SD card they are sourcing one to send to me,, a* from the whole team and would recommend them to anyone that asks..

27 January 2026
Rated 5 out of 5 stars

Richard was the best bent over…

Richard was the best bent over backwards to help me get what I needed .for the price I wanted. Truly great at his job .PERFECT. kept me up to date .with every call he made .
Thank you Dave DARKKNIGHT PLUMBING

26 January 2026
Unprompted review
Rated 4 out of 5 stars

Customer service

Customer service today was great even assisted with getting my stuff into the car.. Gotta thank the team for car.. However the interior needed a bit more cleaning as I had to get the Wipes out to clean the back passenger middle seat with the cup holders.. Other than that service was great

24 January 2026
Unprompted review
Rated 5 out of 5 stars

It was so easy and simple

It was so easy and simple , I really didn’t have to do anything apart from choose my new car .
Richard is amazing , so helpful , he covered absolutely everything for me. Was always there if I had any questions . Even got the new car delivered to me as I couldn’t get to them for it,
Damien who brought it to me was great , he was so helpful . Can’t thank them both enough .
Im very happy with my new car I absolutely love it .
Great experience

19 January 2026
Unprompted review

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