Exeter Finance Reviews 15,170

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 4,123 reviews, reviewers overwhelmingly had a great experience with this company, often finding approval for loans when other lenders had declined them. Customers frequently commend the staff for being patient, informative, and providing excellent customer service, making the process straightforward and efficient. The overall service is described as excellent, with many appreciating the ease and speed of the refinancing process and the user-friendly online portal. However, some people expressed dissatisfaction with the payment system, citing issues with immediate drafting of payments, slow processing, and confusion regarding early payments. There were also mentions of difficulties with the online login process and concerns about the electronic transfer of funds.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their patience, helpfulness, and informative... See more

Service

Reviewers mention positive feedback about service, with many expressing satisfaction with the ease and speed... See more

User experience

Users describe positive interactions with the user experience, often highlighting the ease of navigation and... See more

Customer service

People report positive experiences with customer service, highlighting the politeness and helpfulness of... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers expressing satisfaction with lowered... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Approval when I couldn't get approved anywhere else- not happy with the outrageously high interest rates! Especially since you already took the full loan amount from my Strawman account and then you a... See more

Company replied

Rated 5 out of 5 stars

I recently refinanced using AutoApprove and Exeter came back in less that 12 hours with my new terms and conditions, lowering both my payment and the APR. And the fact that they're based out of the N... See more

Company replied

Rated 5 out of 5 stars

Jason and Juan were amazing, great customer service, straight forward down to business got the job done and had me walking out with the car i went specifically to see! This is the place to go for your... See more

Company replied

Rated 5 out of 5 stars

Exeter Finance reviewed our information quickly and gave us an answer with too much of a wait. The online portal is user friendly. Great experience overall.

Company replied


Company details

  1. Non-bank financial service
  2. Car finance and loan company
  3. Financial Institution

About Exeter Finance

Written by the company

Exeter Finance

Making vehicle ownership possible for everyone.

At Exeter®, we make getting into a new vehicle possible with flexible auto loans designed to fit your needs. Whether you’re shopping for your next vehicle or looking to refinance for better terms, we’re here to help you every step of the way.

Helping People Get Where They Want To Go

Helping People Get Where They Want To Go

Vehicle ownership is so much more than just a way to get around. It’s how you get your kids to school, baseball games, and doctor’s appointments. It’s how you get to work and the grocery store when you get off. It’s about your freedom, opportunity, and ability to pursue dreams.

Life can throw curveballs, and we believe everyone deserves a second chance. We’re not just financing vehicles – we’re helping you build your future.

Visit Exeter Finance®


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

15k reviews

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Rated 3 out of 5 stars

Purchase was fine, website broken

Purchase was fine. You reached out to me by email and had me create an account. No idea if it worked, page returned blank repeatedly. :(

21 May 2026
Exeter Finance logo

Reply from Exeter Finance

We apologize for the inconvenience you experience with MyAccount. Our team is ready to assist you. Please call us at (800) 321-9637 or chat with us online to resolve this issue.

Rated 1 out of 5 stars

I’m NOT HAPPY WITH THIS COMPANY

I’m NOT HAPPY WITH THIS COMPANY, I’m never LATE or Never been behind on any payments and they still charge through the roof with interest and to pay my car off I truly thought it would go down since I’m a good customer… I DO NOT RECOMMEND THIS COMPANY AT ALL

27 May 2026
Unprompted review
Exeter Finance logo

Reply from Exeter Finance

Thanks for your feedback, Janey. Most auto loans – including yours – charge daily interest. You can learn more at https://www.exeterfinance.com/resources/your-simple-interest-loan-explained or give us a call at (800) 321-9637 if you’d like to talk extra payments or have questions.

Rated 5 out of 5 stars

I just became a client not a week in…

I just became a client not a week in yet so as of now I'm happy with the company but I was wondering is there an app in the Android app store that I could download

25 May 2026
Exeter Finance logo

Reply from Exeter Finance

Hi Shon. We currently don't have an app but you can access your account info and learn about our payment options here: https://www.exeterfinance.com/new-customer

Rated 5 out of 5 stars

To the point!

This whole process was easy and efficient!! You asked the questions, I provided the information and or documents and signed the papers, done!!! Love that!!! Thank you!!!

22 May 2026
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Reply from Exeter Finance

We are so glad to hear that your experience was easy and efficient! Thank you for sharing your positive feedback with us.

Rated 4 out of 5 stars

They made the process simple

They made the process simple to refinance … just wish my monthly payments would have gone down like Credit Karma said it would. But still appreciate working with them

22 May 2026
Exeter Finance logo

Reply from Exeter Finance

We're glad we could simplify your process. We appreciate your feedback and thank you for working with us.

Rated 5 out of 5 stars

My situation going into buying a car…

My situation going into buying a car was less than great. When everyone else told me no Exeter told me yes.

15 May 2026
Exeter Finance logo

Reply from Exeter Finance

We believe everyone deserves a second chance. Welcome aboard, Becky! Thanks for sharing your experience.

Rated 5 out of 5 stars

I had a wonderful experience

I had a wonderful experience. The staff were both welcoming and helpful.

10 May 2026
Exeter Finance logo

Reply from Exeter Finance

We're so happy you had a wonderful experience with our welcoming and helpful staff. Thank you!

Rated 5 out of 5 stars

Very good customer service and very…

Very good customer service and very polite people to work with, keeps you up to date with the process.

22 May 2026
Exeter Finance logo

Reply from Exeter Finance

We are so glad you found our team polite and our customer service excellent. Keeping you informed is important to us!

Rated 5 out of 5 stars

Austin was very helpful

Austin was very helpful. The best part was the patience he has to break it down for me on explaining everything in detail. I am very grateful. Thank you so much, Austin.

25 May 2026
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Reply from Exeter Finance

We are so glad to hear that our team member provided such a helpful and detailed explanation. Your gratitude means a lot to us, and we appreciate your kind words.

Rated 2 out of 5 stars

False advertising.

The refinance amount was not as advertised, and that was not made clear until after my credit was hard pulled.
Will not use again.
Will not recommend.

25 May 2026
Exeter Finance logo

Reply from Exeter Finance

Hearing this isn’t cool, but we do appreciate your feedback. Give us a shout at (800) 321-9637 to discuss this further. We want to make this right again if we can.

Rated 5 out of 5 stars

Very pleasant

Very pleasant

21 May 2026
Exeter Finance logo

Reply from Exeter Finance

Great to hear you're enjoying your experience. Contact us for help anytime.

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