Go&Grow Reviews 

Cannot withdraw my money. Tried multiple times to contact Bondora with no response. Very disappointed.

Terrible UX, very simple to invest but difficult to understand where your money is, how to get it out and so on. Feels like the process is so tedious on purpose to make you not want to bother with getting out. Impossible to imagine that somebody tried to make it simple and failed so bad.

So much better alternatives are available.

Clunky and unclear product. They really need a better product manager (or multiple). Really disappointed by it.

Sadly I’m not stuck, locked-in until the end of my investment (another year min).

There are many better alternatives to bondora - use those.

Bondora is Top.

Great company from Estonia. People that listen to you and want to help you further. The products and service are top of the line as they only take the best of the best. Would 100% recommend this to anyone who is tired of greedy banks, p2p lending is the future and Bondora is at the front of it all!

I don't like the limited amount (only 400 euros) I can top up every month!

Have been using Bondora for a couple of years now. Never had any major problems and with some small issues there service was excellent!

Great platform for P2P Lending.
Easy and clear.

I recommend this one. It's pretty straight forward. Put funds in and check back once or twice a year. Go and grow is a good choice

Low risk, easy and reliable. No complaints so far.
Better investment than a savings account.

So far it is the best peer-to-peer platform I have used. Super reliable and consistent. You always know how much you'll get and no surprises.

There is a low monthly investment limit which is the part that puts it at disadvantage against its competitors. I also believe it would be nice to see what credit companies your money is being used with, but besides that, I'm happy with it.

Had Bondora for a while now and am really pleased with it and would recommend. It's great to see interest added every day. Also great when you sign up and they give you a 5 euro bonus.

bondora is a good platform to invest money and very reliable thanks for your assistance and support

My wife and I have invested about 45K euro that has been in for the past 2+years. Fact is that the defaults are high and mean that your return relies on recovery activity over a long time. I'll get about 6-8% overall but I'll wait for 5-7 years to finally realise it. There are plenty of less risky alternatives starting with the general stock market that can exceed these returns and give you instant liquidity. The problem for me is rooted in the rates that Bondora charges at each risk level.....were they higher they could have a competitive product......but less loan borrowers of course. So beware the hype.......this is not a ground breaking alternative to regular investing.

Your idea and service are good.
Your website is friendly and very explicit.
I am committed to participate ...
I am going slowly.
Thanks

Very good I'm really interested 😊 thank you a lot but can you explain more about when I will get the money back

Be aware that the loans offered have a much higher default rate than advertised (I bought around 250 different loans of all grades initially, so its a representative sample). I have the account for several years now and it never performed well. However, the calculation they do to show you a return, looks very positive. That is because they assume, that all the defaulted creditors will start paying back next month. That is of course unrealistic and therefore misleading.
When trying to sell the position, they only accept under certain conditions and for about 1/3 of the price you paid.
So, if you want to loose your money in a quick and exciting way, go to a casino. If you want to loose it in a slow and painful way, go with bondora.
Update after their answer:
You didn't address any of the issues. Yes of course returns vary among investors. But the distribution you show is for sure not representative for customers who hold the loans till the end (which you advice below). I suspect you calculate the "current expected returns" of all or only new portfolios and show that as the distribution, where you make the critical error of assuming full repayment of the outstanding payments of already defaulted loans. This is what I find deceiving because it's not the fair value.
Unfortunately I think the go and grow offer represents the fair value (1/3 of the shown value).

Ever since I made an account on this web site, I have received so many phone calls (like 10 calls daily) from telemarketers offering financial services.
It is clear that those people sell your data.

The only solution has been to change phone number, the one I owned since I had my first cell phone, it has been a nightmare.

They have so little respect of your privacy, I hope they will fail big time.

Edit after the bondora response:

I will never give you any means to contact me again, my phone number is already changed and I have absolutely no interest in your services. This review is just for alerting other people about your malpractices.

Bondora are reliable, serious. And the results are visible from the beginning. I recommend Bondora.

I am very suprised by this company. I am invested in many p2p pages, but bondora is by far the most reliable one, and the one with the least losses. At first, I was a little bit scared off, because there is no buyback gurantee, as with other pages. But after many months I can say, there is no need to. Buyback gurantees give you only a wrong feeling of safety. And bondora definitely does not want to do that, because they seem to really care about their customers and try to be as transparent as possible. Even in covid crisis, they are performing as I would like them to do. Big Thump up!