Hampshire Trust Bank (HTB) Reviews 2,481

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 383 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of opening an account and the straightforward process of funding it. Many people appreciate the efficiency of the service, particularly regarding ISA transfers, and find the website user-friendly and easy to navigate. However, some customers also noted issues with communication, particularly concerning email reminders to fund ISAs when transfers were already in progress. A few other people also felt that the online application process was confusing in certain areas, and some experienced difficulties with customer service interactions, including slow responses or unhelpful assistance.

What people talk about most

User experience

People report positive experiences with the user experience, finding the process of opening accounts and... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and straightforward... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers praise the... See more

Service

Clients share positive opinions on service. Many reviewers highlight the efficiency and ease of setting up... See more

Payment

Reviewers highlight ambiguous aspects of payment. Many customers report issues with transfers, such as... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to set up a new ISA account with HTB and arrange the transfer of an old ISA into the new ISA. Just one slightly confusing step where you have to nominate all or some of pre-existing ISA where the... See more

Company replied

Rated 4 out of 5 stars

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds tran... See more

Company replied

Rated 4 out of 5 stars

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was o... See more

Company replied

Rated 4 out of 5 stars

I transferred my ISA in and everything worked well. My only small gripe is that all emails are worded for the opening of a new account and not a transfer in. In turn there were no interim updates abou... See more

Company replied


Company details

  1. #32 of 48 best companies in Bank

Written by the company

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated bridging finance, development finance, specialist mortgages and wholesale finance teams ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper. We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Contact info

  • 80 Fenchurch Street, EC3M 4BY, London, United Kingdom

  • htb.co.uk

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

The process overall was easy

The process overall was easy, efficient and stress free.

3 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Peter, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 2 out of 5 stars

They were lucky to keep my Money,last…

They were lucky to keep my Money,last time I re-invested.
It was only the interest rate and my laziness that kept me there- certainly not their communication!!
And now we have the same with my Mother, who wishes to transfer in a cash ISA.
The only response to her query is some vague remark about her current provider ,initiating the process??It is HTB who should initiate the transfer!!
What's wrong with this outfit??

17 March 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service you have received.

Please can you kindly provide us with some more information for us to be able to assist you further. Alternatively please give us a call on 020 7862 6222 and we would be happy to help.

Hampshire Trust Bank

Rated 4 out of 5 stars

Good saving rate

Easy use website

17 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Maria, thank you for taking the time to leave feedback.

We're pleased that you found our website easy to navigate and that you're happy with the interest rate.

Hampshire Trust Bank

Rated 5 out of 5 stars

Excellent service

Helpful and knowledgeable customer service. Seamless transfer and credit of funds to my account.

12 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

I found HTB bank offered exactly what I…

I found HTB bank offered exactly what I wanted and very quick and easy to use.

20 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Anthony, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 1 out of 5 stars

I was not able to transfer money into the account.

I was not able to transfer money into the account, because my bank flagged it up as something fishy. I tried again and again, HTB asked me to talk to Lloyds, which I did, and Lloyds said the problem must be with HTB. So I gave up. My account is empty and should be closed.

12 February 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you're unhappy and had to close your account.

We're always keen to improve and have passed this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Simple

Simple, efficient and easy to follow instructions

23 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Paul, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Investing with confidence

My Cash ISA was taken out without difficulty on line and the paper work arrived on time

16 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi David, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to open the accoint

16 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Janet, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Great communication and very easy to…

Great communication and very easy to set up

10 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service and you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to use website

Easy to use website, responsive and great interest rate too

20 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Andrew, thank you for taking the time to leave feedback.

We're pleased that you're happy with the product and service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Efficiency begins with communication.

Efficiency begins with communication.
HTB has this.

3 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Gary, thank you for taking the time to leave feedback.

We're pleased that you're happy with the communication and service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Excellent service

Excellent service and competitive rate of interest on my ISA.

10 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service and the product.

Hampshire Trust Bank

Rated 1 out of 5 stars

I have saved with this bank for years…

I have saved with this bank for years with large amounts of funds until they mature and are then paid into your savings bank. My problem was I had reason to change banks a few days before a fund of £47260 matured. I provided HTB with all the material I could to this change and they would not release MY MONEY. Without a statement from new bank which I cannot get until late in the month. My money is like a prisoner of HTB and I am disgusted at my treatment. Communcation with all banks is really difficult and their customers are treated poorly and without whom would not exist. I feel realy let down by HTB , invisable people in invisible offices who dont give a damm about customers.
Mr T Carrera

6 March 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service you have received. We're always keen to improve and have passed this onto the team.

We have looked into this and can see that you have been in contact with the team and they are currently handling your concerns.

Hampshire Trust Bank

Rated 1 out of 5 stars

ISA Transfer

Extremely rude and dismissive customer services operative. They didn’t even ask for my account details but told me the transfer was taking place and funds were in a “holding account”. How would they know that?…..they didn’t know my account details at that point. When I asked her to check the amount involved, for reassurance, she came up with three different figures, all of them were incorrect, two were lower and one was about £3000 more. No reassurance there then. A very worrying and stressful experience.

26 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to provide feedback.

We're sorry you were unhappy with the customer service, we're always keen to improve and we have passed this onto the team.

We have looked into this and can see that your concerns are currently being handled by the team.

Hampshire Trust Bank

Rated 1 out of 5 stars

Have an account with them and have been…

Have an account with them and have been calling for past 3 days on the number thier websites list and no one has picked up in over 3 hours of waiting (and I'm caller number 1) 🤣. Customer service is a joke to deal with here. Can't access my money or account currently as no one wants to pick up calls !!!!!!

Edit 1: I've tried twice more since and after selecting option 1 I have been waiting for 1 hour and I'm still #1 in the queue. PICK UP THE PHONE OR HIRE PEOPLE TO PICK UP. The one time I got though to someone they said the system isn't working and they'll call me back. ITA BEEN 3 DAYS IS THE SYSTEM DEAD OR SOMETHING

6 March 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you are not satisfied with the service you have received. We're always keen to improve and have passed this onto the team.

Please kindly confirm that you are calling our customer service team on 020 7862 6222.

We have requested more information from you to enable us to assist you further and would be happy to arrange a call back.

Hampshire Trust Bank

Rated 5 out of 5 stars

All steps opening an ISA and funding were easy to manage and quickly confirmed by HTB.

Started with availability of a 5 year ISA at a competitive interest rate that I was interested in as rates were dropping.
Opening an account was straight forward.
Had 14 days to pay into the account and, after the initial investment was made, it was possible to pay additional funding into the account during the 14 day period from opening, up to the max amount allowed in the year for an ISA.
At each juncture, HTB quickly sent confirmation of my account being open, then again at my first investment and then again at my second investment confirming the total amount then held in my ISA.

6 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased you found the application process easy and you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

It wEasy to openas easy to open the account

It was easy to open the account, and was sent all my information throgh the post within days.

4 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the service.

Hampshire Trust Bank

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