Hampshire Trust Bank (HTB) Reviews 2,481

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 383 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of opening an account and the straightforward process of funding it. Many people appreciate the efficiency of the service, particularly regarding ISA transfers, and find the website user-friendly and easy to navigate. However, some customers also noted issues with communication, particularly concerning email reminders to fund ISAs when transfers were already in progress. A few other people also felt that the online application process was confusing in certain areas, and some experienced difficulties with customer service interactions, including slow responses or unhelpful assistance.

What people talk about most

User experience

People report positive experiences with the user experience, finding the process of opening accounts and... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and straightforward... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers praise the... See more

Service

Clients share positive opinions on service. Many reviewers highlight the efficiency and ease of setting up... See more

Payment

Reviewers highlight ambiguous aspects of payment. Many customers report issues with transfers, such as... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to set up a new ISA account with HTB and arrange the transfer of an old ISA into the new ISA. Just one slightly confusing step where you have to nominate all or some of pre-existing ISA where the... See more

Company replied

Rated 4 out of 5 stars

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds tran... See more

Company replied

Rated 4 out of 5 stars

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was o... See more

Company replied

Rated 4 out of 5 stars

I transferred my ISA in and everything worked well. My only small gripe is that all emails are worded for the opening of a new account and not a transfer in. In turn there were no interim updates abou... See more

Company replied


Company details

  1. #32 of 48 best companies in Bank

Written by the company

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated bridging finance, development finance, specialist mortgages and wholesale finance teams ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper. We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Contact info

  • 80 Fenchurch Street, EC3M 4BY, London, United Kingdom

  • htb.co.uk

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

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Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

So far so good.

Easy to set up and helpful staff when needed.

11 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi John, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

First Class Service

It is the easiest bank account to set up and use. It pays good interest and you don't have to wait long to speak to someone if you need to phone. First Class service all the way.

11 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Julia, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the product and service.

Hampshire Trust Bank

Rated 5 out of 5 stars
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Really helpful and Great Customer Service

Really helpful and quick to respond to any questions I had, helped me out and therefore appreciate the customer service

10 February 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Opening a new Account

Opening a new Business Account was quite straight forward and when I spoke to an Advisor, she was pleasant, efficient and helpful

12 January 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the service.

Hampshire Trust Bank

Rated 3 out of 5 stars

The ISA transfer seemed a bit hard work…

The ISA transfer seemed a bit hard work doing the set up, and didn't take place on the specified date, which was worrying, so had to call to check. But a good interest rate.

24 January 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Richard, thank you for taking the time to leave feedback.

We really appreciate it as we're always keen to improve. We're pleased that you are happy with the interest rate.

Hampshire Trust Bank

Rated 4 out of 5 stars

Rates when applied were good…

Rates when appliedvwere good but disappointed that increased in between application and funds transfer made were not given even though accounts started from receipt of funds.

5 February 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

To provide some reassurance you can use your 14 day cooling off period to transfer to a higher rate of interest.

We appreciate your feedback, we're always keen to improve and will pass this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Opening an account was very easy

Opening an account was very easy - I'm pleased with the competitive interest rate - as I have never had dealings with Hampshire Trust before, I cannot comment further, but so far so good!

28 January 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Raymond, thank you for taking the time to leave feedback.

We're pleased you found the application easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

I found it very easy to open the…

I found it very easy to open the account I wanted.

15 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mary, thank you for taking the time to leave feedback.

We're pleased you found the application easy.

Hampshire Trust Bank

Rated 4 out of 5 stars

I wanted to transfer an I.S.A

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was only transferring an ISA not applying for a new one. I phoned HTB and asked what was happening and was told it was going through. I still kept getting emails telling me I had to fund my ISA. Eventually I got a message 4 days after the date of maturity telling me that the ISA had been funded.
Why couldn't I be informed by email that the transfer was going through instead of emails telling me to fund the ISA. Most confusing and lack of information.

24 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Roy, thank you for taking the time to leave feedback.

We're always keen to improve and will pass this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Opening my savings account was refreshingly simple!

Opening my savings account with HTB was incredibly smooth and with only 2 confirmation emails it was up and running. All details (including the excellent interest rate) were correct & navigating the app was a breeze. No issues, no problem! 💯👍🏽

6 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 3 out of 5 stars

ISA Transfers

HTB standard communications do not allow for ISA transfers, they are geared for new money being paid into the account for the current tax year.

After a call to HTB I was advised that ISA transfers have 60 days rather than the standard 14 day window (cancellation period). Following the call everything then went smoothly and I just ignored the constant emails and texts I received as they didn’t apply.

HTB needs to ensure that their communication suite and their systems cater for ISA transfers.

In addition the customer journey when applying for an ISA product should also capture that an ISA transfer could have a notice period or future maturity date and this can then assist with the communications sent.

3 February 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Tracy, thank you for taking the time to leave feedback.

We're sorry that you are not satisfied with the service you have received, we're always keen to improve and will pass this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Good interest

27 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi John, thank you for taking the time to leave feedback.

We're pleased that you are happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Application process was very easy

Application process was very easy, login a doddle, interest rates favourable. I recommend them. Ben 87 years old.

5 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Ben, thank you for taking the time to leave feedback.

We're pleased you found the application easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to use website

Easy to use website, clear and straightforward application process

22 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Susan, thank you for taking the time to leave feedback.

We're pleased you found the application easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

The ease of opening a new saving…

The ease of opening a new saving account with Hampshire bank .

5 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Kevin, thank you for taking the time to leave feedback.

We're pleased you found the application easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Perfect

Perfect, simple and effective, easy to get in touch with and fast efficient process!

11 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased you're happy with the service.

Hampshire Trust Bank

Rated 1 out of 5 stars

It took over 1 week to get a 6 month…

It took over 1 week to get a 6 month fixed account set up. I got it elsewhere within 24 hours, no problems whatsoever. I closed the HTC bank account off after receiving my other one before it. Dreadful process times for such a simple application.

6 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you had difficulty setting up your account, we're always keen to improve.

I passed this onto the team and can now see that they have been in touch, we hope that this was helpful.

Hampshire Trust Bank

Rated 5 out of 5 stars

Great interest rate on east access…

Great interest rate on east access savings account and easy to setup. Customer service was great too.

24 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Lee, thank you for taking the time to leave feedback.

We're pleased you found the application easy and you're happy with the product and service.

Hampshire Trust Bank

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