Losing any piece of valuable jewelry is something that no one ever wants to go through, thankfully Jewelers Mutual exists. They made the experience endurable and worked quickly to get my fiancee's rin... See more
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I have been with JM for several years now and the experience is wonderful. We had to submit a claim a while back for my husband's band and it was super simple, we go a response within a few days (we s... See more
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Very easy and efficient process. Handled claim well and completely replaced my broken bracelet that could not be repaired. I had no out of pocket expense. Will def keep my jewelry insured with this co... See more
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I paid for repairs to my wife’s ring not realizing repairs were included in my policy. I eventually put in a claim after the fact. You guys did an investigation and reimbursed me for the full amount!... See more
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Company details
About Jewelers Mutual Group
Written by the company
Jewelers Mutual Group was founded in 1913 by jewelers, for jewelers. We started out insuring jewelry stores and businesses; then, in 1953, we added coverage for personal jewelry like yours.
Why Jewelers Mutual?
We don't insure cars or houses or fancy purebred dogs. We insure jewelry and only jewelry. 💍 💎
We are the jewelry insurance experts.
Your jewelry isn’t ordinary, so don’t settle for ordinary insurance.
Jewelry Insurance Coverage
No matter the type of jewelry you insure, it’ll be protected by our comprehensive repair or replacement coverage. Here’s what’s covered under Jewelers Mutual:
- Loss: You left your ring somewhere (like on a beach towel or restaurant). You know it’s out there but you can’t find it. It’s covered.
- Theft: We know the feeling of heartbreak when something you love is stolen. But rest assured, your stolen piece is covered.
- Damage: You hit your engagement ring on the edge of a table, and it cracks. We’ll cover that.
- Disappearance: Your jewelry could be lost, stolen or at the bottom of a lake. You may not be able to explain where it is or how it vanished. Don’t worry, that’s covered.
- Worldwide Travel: You can travel across the globe and not have to worry about wearing your favorite jewelry.
Homeowners Policy vs. Jewelry Insurance
Most homeowners insurance policies do cover jewelry to some extent. In many cases, however, your coverage is limited by:
- Limitations or exclusions on situations covered
- Requirements to use jewelry replacement companies
- Needing several estimates before settling a claim
- Coverage value limits (leaving the rest up to you)
Keep in mind, a jewelry claim filed against your homeowners policy could affect your entire policy, meaning your premium could go up or your eligibility for your entire homeowners policy could be affected at renewal.
With a Jewelers Mutual policy, one of our jewelry experts connects you with the jeweler of your choice to find the same kind-and-quality replacement. All the work is done for you behind-the-scenes by someone who specializes in fine jewelry.
Trust your home to a homeowners policy, but trust your jewelry to the jewelry insurance specialists.
Contact info
24 Jewelers Park Drive, 54956-3703, Neenah, United States
- 888-884-2424
- personaljewelry@jminsure.com
- jewelersmutual.com
4.7
Excellent
15k reviews
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I was referred by my jeweler
I was referred by my jeweler and I trust him in buying jewelry from him. The process on line was somewhat easy and appreciated the amount quoted me.
I have referred a friend to you all also for a quote.
Thanks for the assistance.
12 June 2026
Reply from Jewelers Mutual Group
Hi Laura, we appreciate your recommendation and your feedback!
Loss Bracelet’s
I recently lost my bracelet at a casino, after reporting it to police jewelry Mutual only took 2 days to direct my claim to replacement status 10 days to complete satisfaction
31 May 2026
Reply from Jewelers Mutual Group
We're so happy we could help you get a replacement quickly, Angilia!
Great company
Losing my wedding ring was devestating. Jewelers mutual made my experience of replacing my ring so easy and everyone was so friendly and great to work with! They are the best insurance company I have ever worked with!
19 June 2026
Reply from Jewelers Mutual Group
Hi Rynda, we're so sorry about your loss but we're glad we could help you get a replacement with ease!
Excellent Coverage and Customer Service
I've been very satisfied with Jewelers Mutual. The process of obtaining coverage was simple and straightforward, and I appreciate that customers can either purchase coverage on their own or receive assistance when needed. The coverage options are easy to understand, pricing is competitive, and customer service has always been professional and responsive. It's reassuring to know my jewelry is properly protected by a company that specializes in this type of coverage. I would confidently recommend Jewelers Mutual to anyone looking to insure their valuable jewelry.
19 June 2026
Reply from Jewelers Mutual Group
Hi Dan, we're so pleased that you're happy with your coverage and experience with us! Thank you for your recommendation.
Reply from Jewelers Mutual Group
Thank you for your feedback, Jackie!
Reply from Jewelers Mutual Group
Thank you so much for the kind words, Ray!
Jewelers Mutual was very easy to get a…
Jewelers Mutual was very easy to get a quote and set up insurance on my jewelery. I couldn't be happier.
15 June 2026
Reply from Jewelers Mutual Group
We're so glad you found the process easy, Kirk!
Great response when we lost an hierloom
We had a family hierloom lost or stolen. JMG was prompt in their investigation and coverage. The item was covered at a fair price and our Jeweler was able to recreate what was lost very close to the original.
27 May 2026
Reply from Jewelers Mutual Group
Hi JH, while it's never pleasant to lose a family heirloom, we're so happy we were able to assist you in recreating a close replacement.
It was easy to get my jewelry fixed.
15 April 2026
Reply from Jewelers Mutual Group
Hi Mary, we're very pleased to hear that!
Jewelers Mutual is a wonderful investment.
Jewelers Mutual is an excellent investment to protect your jewelry. I definitely recommend getting your jewelry appraised and insured before something unfortunate happens, your out pocket repairs can and will add up.
14 April 2026
Reply from Jewelers Mutual Group
Hi Mary, thank you for the recommendation! We strive to provide our customers with the confidence to wear their jewels ☺️
Great coverage and simple to use
12 June 2026
Reply from Jewelers Mutual Group
Hi Jim, thank you for the kind words!
Thank you Jewler mutual
Thank you Jewler mutual, easy to navigate very customer friendly
11 June 2026
Reply from Jewelers Mutual Group
Thank you for the positive feedback!
Good Insurance Company
Company has been timely with communications and explanations of coverage and premiums. Easy to work with and any questions are answered timely. I appreciate that type of service
4 June 2026
Reply from Jewelers Mutual Group
Hi Jim, we appreciate you! Thank you for your feedback as we strive to make the process easy for customers. ☺️
I think it's great to have surveys to…
I think it's great to have surveys to find out what your customers wants and needs.
9 June 2026
Reply from Jewelers Mutual Group
Thanks for the kind words - we appreciate your feedback!
Reliable & Friendly
Reliable & Friendly. No hesitation when it came time to submit a claim.
4 June 2026
Reply from Jewelers Mutual Group
Hi Todd, thank you for the kind words! We're happy to help.
Fast and easy
I liked how easy it was to download my appraisal. You made it easy to apply for insurance and it was fast.
1 June 2026
Reply from Jewelers Mutual Group
Hi Tara, we're so happy to hear it was easy and fast for you to apply!
I highly recommend that you get your…
I highly recommend that you get your jewelry insured, especially in this economic climate, but I also want to encourage you to go to a company that will give you cash so that you can just buy whatever you want because the runaround that I’ve gotten from this company has gone on for almost a year and I’m exhausted. It was totally not worth it.
6 June 2026
Reply from Jewelers Mutual Group
Hi Lynn, we value your feedback and understand your frustration. A manager will be reaching out to you today to discuss further.
Great online customer service
5 June 2026
Reply from Jewelers Mutual Group
Thanks for the kind words, Deborah!
Done quickly and without any problems.
12 May 2026
Reply from Jewelers Mutual Group
We're happy to hear that, Barbara!
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