Little Lake Lending Reviews 

7,014
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 963 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable staff for being exceptionally helpful, professional, and courteous throughout the entire loan application process. Consumers also deeply appreciate the remarkably fast funding and the intuitive, easy-to-use digital website that make securing emergency financial assistance completely seamless and stress-free for everyone. However, some people mentioned that the extremely high interest rates make rapid repayment an absolute necessity to avoid high costs. A few other reviewers also noted occasional unexpected payment processing issues, communication challenges with representatives, or difficulties with managing extra payments on their active accounts.

What people talk about most

Customer service

Reviewers mention positive feedback about customer service, highlighting fast and helpful interactions.... See more

Service

Reviewers highlight positive aspects of service, noting that the entire loan experience is fast, efficient,... See more

Staff

Customers consistently note positive experiences with staff, highlighting that team members are extremely... See more

Payment

Users describe ambiguous interactions with payment, expressing both frustration and relief regarding loan... See more

User experience

People report positive satisfaction with the overall user experience, noting that the platform is organized... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Just did my loan with the representative, Queen. She was efficient, professional, respectful, & courteous. She answered all of my questions about how the loan worked and helped me decide the proper... See more

Company replied

Rated 5 out of 5 stars

Very fast response and clear explanation of loan terms. Only con is that website doesn’t allow to make a payment IN ADVANCE of the due date. If you do it will apply to the principal and not to a regul... See more

Company replied

Rated 5 out of 5 stars

Easy to apply, quick response - received my money in my bank the next day, site is easy to use and understand, can make extra payments at will and pay off loan early with no extra fee.

Company replied

Rated 5 out of 5 stars

From the beginning my dealing with Little Lake and especially the staff (Ocean and Adelle) was so pleasant and enjoyable. Clear explanations, questions answered and a very smooth process.

Company replied


Company details

  1. Loan agency

Information provided by various external sources

Little Lake Lending has made it our priority to serve the unbanked and underbanked, people without regular access to banks and other mainstream financial services. According to a 2015 report from the Federal Deposit Insurance Corp. (FDIC), 27% of U.S. households (about 90.6 million) have been left behind by traditional financial institutions because they have no credit or low credit. We are dedicated to providing transparent and fair access to funding to those others have ignored. As a direct lender with proprietary underwriting technology, we can offer our clients expedited funding, a points-based Big Fish Rewards program, superior service and cutting-edge data security. We also encourage our clients to take advantage of our Penalty-Free Early Pay-Off Policy. It saves our clients money on interest and is an important option for responsible borrowers.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

7k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(7,014)

887 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Fast approval

Fast approval

2 June 2026
Little Lake Lending logo

Reply from Little Lake Lending

Dear Rita Onyekonwu,

Thank you for taking the time to share your experience with Little Lake Lending. We truly appreciate your positive feedback and are glad to hear that the approval process was fast and met your expectations. We understand how important timely access to funds can be, and it is great to know that our team was able to provide a smooth and efficient experience for you. Your satisfaction is very important to us, and we remain committed to delivering quick, reliable service to all of our customers. If you ever need assistance in the future, please do not hesitate to reach out. We appreciate your five star review and the opportunity to serve you.

Rated 4 out of 5 stars

Very easy process to get approved &…

Very easy process to get approved & funded within an hour.

31 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

Thank you for taking the time to share your experience with Little Lake Lending, and we truly appreciate your kind words about the easy approval process and quick funding. We are glad to hear that the process was smooth and that you were able to receive your funds within an hour, as providing a fast and straightforward experience is very important to us. We value your feedback and your 4-star rating, and if there is anything we can do to make your experience even better in the future, please do not hesitate to reach out as we are always here to assist you.

Rated 5 out of 5 stars

Wonderful

My experience was friendly and helpful and fast service thank you for the time and support

2 June 2026
Little Lake Lending logo

Reply from Little Lake Lending

Thank you so much for the wonderful five star review! We truly appreciate you taking the time to share your experience with us, and we are so glad to hear that you found our service friendly, helpful, and fast. Providing a supportive and efficient experience is very important to us, and it is great to know our team was able to deliver that for you. Your kind feedback means a lot to us, and we are always here if you need any assistance in the future. Thank you for choosing Little Lake Lending, and we look forward to continuing to serve you.

Rated 5 out of 5 stars

Easy to apply

Easy to apply, quick response - received my money in my bank the next day, site is easy to use and understand, can make extra payments at will and pay off loan early with no extra fee.

3 June 2026
Little Lake Lending logo

Reply from Little Lake Lending

Jo, thank you for taking the time to leave such a thoughtful review! We're thrilled to hear that you enjoyed an easy application process, received a quick response, and had your money in your account the very next day. Providing a user-friendly experience and flexible repayment options are priorities for us, so it's rewarding to know those features made a difference for you. We sincerely appreciate your trust and support and look forward to helping you again whenever the need arises!

Rated 5 out of 5 stars

Very easy to use

Very easy to use, highly recommended.

2 June 2026
Little Lake Lending logo

Reply from Little Lake Lending

Dear Customer,

Thank you for your recommendation and kind feedback! We truly appreciate your support and are grateful to hear that you found the process easy to use. We look forward to serving you again and thank you for choosing us.

Rated 5 out of 5 stars

Great service

Was a fast and very easy application great cutomer service very helpful and nice highly recomend this company

2 June 2026
Little Lake Lending logo

Reply from Little Lake Lending

Dear Lisa,

Thank you for your wonderful review! We truly appreciate your kind words and are grateful for the opportunity to assist you. We’re delighted to hear that the application process was fast and easy, and we look forward to serving you again in the future.

Rated 5 out of 5 stars

Very simple to use

Very simple to use. Great Customer Service

30 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

Thank you for your review, Ronnie! Providing a simple experience and outstanding customer service is what we strive for. We appreciate your support and look forward to serving you again.

Rated 4 out of 5 stars
Little Lake Lending logo

Reply from Little Lake Lending

Dear Tamela Parker,

Thank you for taking the time to share your kind feedback and for giving Little Lake Lending a four star review, we truly appreciate your support and are glad to hear that you experienced quick and ready responses to your requests, as providing timely and attentive service is very important to us; we understand how valuable clear and prompt communication can be, and it is great to know that this met your expectations, while we are always striving to make every experience a five star one, so if there is anything more we can do to further improve or assist you in the future, please do not hesitate to reach out, and we look forward to continuing to serve you.

Rated 5 out of 5 stars
Little Lake Lending logo

Reply from Little Lake Lending

Your 5‑star thank‑you just made our day shine brighter than a Vegas summer morning. We loved helping you out and appreciate you big time. Here’s to more smooth, sunny moments ahead, Customer!

Rated 5 out of 5 stars
Little Lake Lending logo

Reply from Little Lake Lending

We appreciate your 5-star review, Jason! It's great to hear that you were pleased with how quickly we were able to assist you. Delivering prompt and dependable service is something we take pride in, and your feedback lets us know we're on the right track. Thank you for choosing us, and we hope to work with you again soon!

Rated 5 out of 5 stars

I needed an emergency loan

I needed an emergency loan, and they made the loan process easy for me. I highly recommend this company if in need for a loan.

23 March 2026
Little Lake Lending logo

Reply from Little Lake Lending

Thank you for sharing your experience, Mildred Cartty! We’re so glad we could assist you quickly and make the process easy during your time of need. Your recommendation is the highest compliment we could receive. Wishing you all the best, and we’re always here whenever you need support!

Rated 5 out of 5 stars
Little Lake Lending logo

Reply from Little Lake Lending

Dear Joseph AT,

Thank you for your wonderful five star review and for sharing your experience with Little Lake Lending. We are delighted to hear that you found the application process easy and that you were able to get approved the same day, as our goal is always to provide a smooth, efficient, and accessible lending experience for our customers. Your feedback truly validates the effort our team puts into creating a fast and user friendly process while still offering dependable support when it is needed. If you ever have any questions about your account or need assistance in the future, our team is always here to help. We sincerely appreciate your trust in Little Lake Lending and look forward to serving you again.

Rated 3 out of 5 stars
Little Lake Lending logo

Reply from Little Lake Lending

Dear Customer,

Thank you for your feedback concerning your interest rate. Our interest rates are high because we lend to consumers with a wide range of credit histories. This is why we encourage our customers to borrow only the minimum amount necessary and to pay it off as soon as their finances allow. Paying your loan off early will save a significant amount on interest and will not involve any prepayment penalty fees.You can do this via your online account or by calling us 24/7 at (844) 600-9737.

Rated 5 out of 5 stars

Fast and convenient

Fast and convenient

21 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

Thank you for your feedback, Margaret! We're glad to hear you found the process fast and convenient. We appreciate your support and the opportunity to assist you.

Rated 5 out of 5 stars

Understand What You Are Getting Into

Before you get involved with people that offer loans of this type have a very through understanding of what you are getting into. This type of loan is a last resort and should only be taken if you have the means to pay back the funds within a month, or the interest will eat you alive. Little Lake was true to there word and what was offered. If I was ever faced the same financial challenge again I would have to do the same thing.

24 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

Thank you Scott Christopher for taking the time to share such an honest and thoughtful review. We truly appreciate your transparency about the realities of short‑term lending and the importance of fully understanding the commitment before moving forward. Your reminder about using this type of loan only when you have a clear plan to repay it quickly is valuable and responsible advice.

We’re also genuinely grateful for your kind words about Little Lake Lending being true to what was offered. Knowing that you felt supported during a difficult financial moment—and that you would choose us again if faced with the same challenge—means a great deal to us.

Your feedback helps others make informed decisions and helps us continue improving the experience for every customer. Thank you again for sharing your perspective.

If you ever need assistance in the future, we’re here to help 844-600-9737.

Rated 5 out of 5 stars

Applying and getting approved couldn't…

Applying and getting approved couldn't have been easier! So grateful to obtain this Loan to help me with a Car Repair!

1 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

Thank you for your feedback, Heather. We're glad to hear that the application and approval process was easy and that the loan helped you with your car repair. We appreciate your trust and are happy we could assist when you needed it.

Rated 5 out of 5 stars

That you always send reminders and was…

That you always send reminders and was very helpful in a time when I needed help

25 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

Thank you for the glowing 5 stars, Customer! It means a lot to know the reminders and support were helpful when you needed them. I appreciate you sharing this!

Rated 5 out of 5 stars

So so fast

So so fast! Super friendly customer service

22 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

Lynn Wareman, we greatly appreciate your 5-star review! Knowing that you found our service incredibly fast and our team super friendly is exactly the kind of feedback we love to receive. Thank you for taking the time to share your experience. We value your trust and look forward to helping you whenever you need us.

Rated 5 out of 5 stars

Fast approval

24 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

Dear Customer,

Thank you for your review and for choosing us. We truly appreciate your feedback and are grateful to hear that you experienced a fast approval process. We value your trust and look forward to serving you again whenever you need us.

Rated 5 out of 5 stars

Excellent service

Excellent service, easy to talk to and able to take the time to understand your needs.

19 May 2026
Little Lake Lending logo

Reply from Little Lake Lending

We really appreciate your wonderful feedback, Jose G! Knowing that you felt heard, understood, and well taken care of is exactly what we aim for. Thanks for the 5 stars and for trusting us. Hope to see you again!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look