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Lloyds Business Accounts Reviews 

1,585
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 828 reviews, reviewers had a great experience with this company. Customers frequently praise the remarkably straightforward account opening process, noting that staff members are exceptionally helpful, professional, and provide clear guidance throughout the entire banking journey. Many people note that online banking tools and setup procedures are fast, efficient, and wonderfully seamless for new users. Some reviewers were not happy with online banking access, mentioning that logging in can sometimes be frustrating, confusing, and prone to unexpected system errors. A few people also felt that reaching the correct support team was quite challenging when trying to resolve specific account problems or technical issues.

What people talk about most

User experience

People report positive experiences with user experience, highlighting how easy, straightforward, and fast the... See more

Service

Reviewers highlight positive aspects of service, noting that account opening and online banking processes are... See more

Customer service

Clients share ambiguous opinions on customer service. Some reviewers praise front line staff as brilliant,... See more

Staff

Users describe positive interactions with staff, highlighting helpful, professional, and friendly service.... See more

Website

Consumers find website experiences to be mixed, with differing views on online platforms. Many reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was easy and straight forward to set up however i could have done with speaking to someone first to explain by Business requirements. Plus it said on my normal bank account that i would be entitle... See more

Company replied

Rated 5 out of 5 stars

Quickest non internet business bank account ever opened, great comms and all cards, passwords and login received within 4 days of opening - 7 days in total. Much better than 12 years ago when a Lloyds... See more

Company replied

Rated 5 out of 5 stars

Great customer service from Adam when I called late on Friday afternoon, at my wits end with BT and the fact they had taken money from our business bank account erroneously. I have wasted 3 weeks tr... See more

Company replied

Rated 5 out of 5 stars

Very good, I am already a Halifax bank customer on my personal account and having Lloyds Bank on my new business account recently is much better being part of the same family. I am glad that I cho... See more

Company replied


Company details

  1. #44 of 50 best companies in Bank
  2. #94 of 102 best companies in Financial Institution

About Lloyds Business Accounts

Written by the company


Over one million businesses already bank with us. It’s time to join them.

We give you everything you need to start, run and grow your business, like secure online and app-based banking, support from real people and tools for everyday money management. Plus in-house loans, cashflow solutions, merchant services, FX provision, and more options to fit your business needs.

With over 250 years’ experience, we’re your partner for the long term. And we’ll help you take your next financial step with confidence.

Start-up small business >
Switch your account >

Contact info

Business Bank Account

Apply for a business bank account online in minutes

4.1

Great

TrustScore 4 out of 5

2k reviews

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1-star

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4.1

All reviews

(1,585)

773 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I particularly valued the clear…

I particularly valued the clear communication, timely updates, and the professionalism of the Lloyds Bank team throughout the process. The account opening process was straightforward, efficient, and easy to complete. Overall, I had a positive experience and felt well supported from start to finish.

15 May 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello RAM RP Ltd,
We are so pleased to hear about your positive experience with us. It's wonderful to know that you found our communication to be clear and our process efficient. Thank you for your review!
Regards,
Lloyds

Rated 5 out of 5 stars

It was good experience

It was good experience

19 May 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Muhammad Awais,
We are happy to hear you had a good experience. Thank you for your positive feedback.
Regards,
Lloyds

Rated 5 out of 5 stars

Loved the easy, no-nonsense application!

The application was very easy and straight forward. Opening up a business account in my profession was going to be tricky but Lloyds' application was easy and not too demanding. Hoping to have many years of seamless business banking for many years to come!

3 April 2026
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Reply from Lloyds Business Accounts

Hello AshraJewels,
We're so glad to hear that our application process was easy and straightforward. We appreciate your review.
Regards,
Lloyds

Rated 5 out of 5 stars

Excellent service. Highly recommended.

The process of opening our corporate bank account with Lloyds commercial division could not have been more smooth, seamless, speedy and efficient. Excellent service. Highly recommended.

11 June 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Jonathan Willis,
We are delighted to hear that opening your corporate bank account with us was a positive experience. Your review is appreciated.
Regards,
Lloyds

Rated 5 out of 5 stars

Happy

Accessible for people with disability And staff are patient

11 June 2026
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Reply from Lloyds Business Accounts

Hello Mr H Afridi,
We are so pleased to hear about your positive experience and our staff's helpfulness. Thank you for your review.
Regards,
Lloyds

Rated 3 out of 5 stars

whatever happened to a speedy customer focused service?

after more than 2 weeks I am still awaiting some elements of the new account I have set up which is costing me time and money

11 June 2026
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Reply from Lloyds Business Accounts

Dear Russell Etherington,
Thank you for your feedback. We’re sorry to hear about the delays you’ve experienced getting your new account fully set up, and we understand how this can impact your time and business operations.

We know how important it is for things to be completed promptly, particularly when you’re getting started, and it’s disappointing to hear this hasn’t been your experience.

We appreciate you taking the time to share this, as feedback like this helps highlight where we need to improve.
Regards,
Lloyds

Rated 4 out of 5 stars

New Business Account Application

Overall an easy and seamless application process.

6 May 2026
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Reply from Lloyds Business Accounts

Hi Sohail,
We're happy to hear you found our application process easy and seamless. Thank you for your feedback!
Regards,
Lloyds

Rated 5 out of 5 stars

Quick and easy

11 June 2026
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Reply from Lloyds Business Accounts

Hello Mr Robert Snell,
We really appreciate your review! It's wonderful to know that our services met your expectations.
Regards,
Lloyds

Rated 5 out of 5 stars

Successfully opened a Business account…

Successfully opened a Business account within 4-5 days over a Bank Holiday weekend. Impressive service and support from start to finish.

11 June 2026
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Reply from Lloyds Business Accounts

Hello,
We're so glad to hear we could provide a good service and support for your business account opening. Thank you for your review!
Regards,
Lloyds

Rated 5 out of 5 stars

Easy onboarding process and excellent…

Easy onboarding process and excellent call center supporting customers.

10 June 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Avering Capital Ltd,
We are so glad to hear you found our onboarding process easy and our call center excellent. Thank you for your review.
Regards,
Lloyds

Rated 5 out of 5 stars

Love it

Love it . Had some issued in the start but resolved

11 June 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Brits Business Hub Ltd,
We're glad to hear you are happy with your business acount and that the initial issues were resolved. Thank you!
Regards,
Lloyds

Rated 5 out of 5 stars

Excellent banking service

Excellent banking service. Friendly and professional staff, quick support, and a smooth banking experience. Highly recommended. Thank you for your great service.

11 June 2026
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Reply from Lloyds Business Accounts

Hello A Unique Tel UK Ltd,
We are so pleased to hear you had such a positive banking experience with our team. Thank you for your review and recommendation!
Regards,
Lloyds

Rated 1 out of 5 stars

Very bad online support

Very bad online support, disappointing service, horrible experience with Lloyds, simple things makes very complicated and stressful

9 June 2026
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Reply from Lloyds Business Accounts

Hello Yasir,
Thank you for your feedback. We’re sorry to hear about your experience and that you found our online support disappointing.
We understand how frustrating it can be when something that should be straightforward ends up feeling complicated and stressful. This isn’t the experience we aim to provide, and it’s disappointing to hear we didn’t meet your expectations on this occasion.

We appreciate you taking the time to share this, as feedback like yours helps highlight where we need to improve.
Regards,
Lloyds

Rated 5 out of 5 stars

The staff at Lloyds Bank were incredible

Opening our new Bank Account with Lloyds Bank was so easy to do and the staff were incredible.

19 May 2026
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Reply from Lloyds Business Accounts

Hello Simon Weir,
We are so glad to hear that opening your new account was a smooth and positive experience for you. We appreciate your review!
Regards,
Lloyds

Rated 4 out of 5 stars

I have already explained this…

I have already explained this repeatedly in the questionnaire.

11 June 2026
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Reply from Lloyds Business Accounts

Hello,
Thanks for taking the time to leave a review, we appreciate it.
Regards,
Lloyds

Rated 1 out of 5 stars

I’m a number of weeks in with no bank…

I’m a number of weeks in with no bank account. I have made a complaint. The chap phoned and tell me I can see my account which is all very good for him to say but every time I try and logon it comes up with an error and I have no idea what my details are. That is not customer service that is rubbish.

Thanks for the reply, I did get a business bank in the end, NatWest opened one in the time it took you to reply.

11 June 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Jamie,
Thank you for your feedback. We're sorry to hear you've been experiencing difficulties accessing your account and understand how frustrating this must be after waiting several weeks.

We appreciate how important it is to be able to log on without issues, and we're sorry this hasn't been your experience. If you're still having trouble accessing your account, you may find the support and troubleshooting guidance on our Online Banking Help & Support page useful: www.lloydsbank.com/business/help-and-support/online-banking.html

We appreciate you taking the time to share your experience.
Regards,
Lloyds

Rated 1 out of 5 stars

Dear Sir/Madam,

Dear Sir/Madam,

I am writing to raise a formal complaint regarding the unacceptable handling of my application for a third business account.

I have been a customer of your bank for over 20 years and currently hold two business accounts as well as multiple personal accounts. Given the length and extent of my relationship with your institution, I reasonably expected a competent and professional level of service. Unfortunately, my recent experience has been entirely contrary to those expectations.

Over the course of this application, I have contacted your organisation on more than five separate occasions. On each occasion, I have been transferred to incorrect departments, provided with inconsistent and conflicting information, and subjected to repeated delays. The advice I have received has changed from one interaction to the next, resulting in confusion, wasted time, and a failure to progress my application.

Despite my repeated efforts to cooperate and provide any information requested, my third business account remains inactive. The continual provision of inaccurate information and the apparent lack of coordination between your departments has caused significant inconvenience and raises serious concerns regarding the quality of your customer service and internal processes.

I consider this level of service wholly unacceptable, particularly for a long-standing customer with multiple existing accounts. The time and effort I have been forced to expend attempting to resolve a matter that should have been straightforward is unreasonable.

I therefore request:

1. A full explanation of why I have repeatedly been provided with incorrect and inconsistent information.
2. Immediate escalation of this matter to a senior manager with authority to resolve it.
3. Confirmation of the steps required to activate my business account without further delay.
4. Details of any remedial action your bank intends to take to address the service failures I have experienced.

Unless this matter is resolved promptly and satisfactorily, I will have no option but to reconsider my banking relationship with your institution, including the possibility of transferring my business and personal accounts elsewhere. I also reserve all rights to pursue the matter through your formal complaints procedure and, if necessary, refer it to the appropriate external dispute resolution body.

11 June 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Mr Ince,

We regret the significant difficulties you have encountered with your recent application for a third business account. We understand your frustration, especially as a long-standing customer with multiple accounts, and we acknowledge that your experience has fallen far short of the professional service you rightly expect from us.

We are concerned to hear about the inconsistent information, repeated transfers, and delays you have faced. This is not the standard of service we aim to provide, and we recognise the inconvenience and wasted time this has caused you. We are committed to understanding why these issues occurred and have taken action to rectify them.

Regards,
Lloyds

Rated 5 out of 5 stars

The best

The Best team

11 June 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Ionutnana Ltd,
Thanks for your amazing feedback! We’re delighted that your experience of opening your Business Account has been so positive. We're here to help with anything you need.
Regards,
Lloyds

Rated 5 out of 5 stars

business banking not child’s play

difficult process for me … but all ended well

18 May 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Mrs Roberts,
We are sorry to hear that the process wasnt easy but we're glad things worked out well in the end for you. Thank you for your feedback.
Regards,
Lloyds

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