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Lloyds Cardnet Reviews 

537
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 376 reviews, reviewers overwhelmingly had a great experience with this company, highlighting the exceptional overall quality of the services provided. Customers frequently praise the helpful and knowledgeable staff for making complex business transitions remarkably smooth and providing excellent, proactive guidance. Consumers note that customer service is truly outstanding, with representatives offering prompt, friendly, and clear communication throughout every single step. However, some people mentioned difficulties regarding payments, noting that transactions were occasionally held or old contracts caused unexpected billing confusion. Some reviewers also encountered stressful system setups, complicated passwords, and a noticeable lack of proper support when managing their accounts.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are professional, responsive,... See more

Service

Customers consistently note positive experiences with service, highlighting prompt responses and professional... See more

Customer service

Users describe positive interactions with customer service, highlighting responsive and helpful... See more

User experience

Customers had positive experiences with user experience, finding the onboarding process smooth and... See more

Payment

Clients share ambiguous opinions on payment, with many highlighting reliable solutions, smooth transitions,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied


Company details

  1. #9 of 17 best companies in Card processing service
  2. #25 of 50 best companies in Bank
  3. #16 of 26 best companies in Ecommerce solution provider
  4. #27 of 57 best companies in Payment service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

537 reviews

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4.6

All reviews

(537)

345 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Buyer beware lots of hidden rules that are not good for you

Overall it looked good but unfortunately I regret switching from my previous supplier.
Payments have been held (investigation of transaction) that's all well and good when you have already supplied the services.
Signed up for Amex and that was a month ago it's still not working.

3 April 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Steven,

We’re very sorry to hear about your experience and appreciate you taking the time to share this with us. We understand how frustrating payment delays can be.

We're also sorry to hear about the delay with AMEX being enabled on your account. This isn’t the experience we want for our customers, and we’re keen to put things right as quickly as possible.

We will be in touch directly to provide you with an update regarding both requests shortly.

Thank you again for bringing this to our attention.

Kind regards,

Dominika Conder – Lloyds Bank Cardnet

Rated 5 out of 5 stars

The process from start to finish was…

The process from start to finish was very smooth and explained thoroughly. Michael Scott was excellent at keeping us informed and walking us through the transfer process.

31 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Ron,

Thank you for your review and positive feedback. I will share this lovely review with Michael.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 1 out of 5 stars

Didn’t receive products because of bank

Didn’t receive products because of bank holidays , still haven’t received products 3 days after bank holiday so still can’t access account went into branch which was sat for 1 hour 30 waiting to be seen and told to wait for post which I still haven’t had pin codes to access account

5 April 2026
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Reply from Lloyds Cardnet

Good Morning Linda,

We're very sorry to hear about your experience and appreciate you taking the time to share this with us. We understand how frustrating the delays around bank holidays and not receiving your card terminal have been.

We’ve raised this with the relevant teams, who are now looking into what’s happened to ensure this is followed up. This isn’t the experience we want for our customers, and we’re keen to put things right as quickly as possible.

Thank you again for bringing this to our attention.

Kind regards,
Dominika Conder – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent Service from our Relationship Development Manager

I want to highlight the excellent service from our Relationship Development Manager.

She made my recent dealings with Lloyds Cardnet incredibly smooth and is always on hand with prompt, professional responses to any questions or queries we may have.

7 April 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Catherine,

Thank you for your review and positive feedback.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Always such a pleasure to deal with…

Always such a pleasure to deal with Lauren. She moves heaven and earth to help and is always helpful, polite and quick to respond to any query we have. Highly recommended provider with excellent cusomer service.

2 April 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this lovely review with Lauren.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Always a pleasure!

It's always a pleasure working with Cardnet and James Gale is an excellent relationship manager. He truly took the time to understand our business needs and was very proactive in ensuring we're receiving the best service possible. Some of the points from our meeting this morning have already been actioned and I'm fully confident he has our best interests in mind. We've had a relationship with Cardnet for over 15 years now and have absolutely no reason to consider anyone else. Excellent service all round which is very much appreciated.

1 April 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Mr. Dawson,

Thank you for your review and positive feedback. I will share this lovely review with James Gale.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Superb service

Amber was very knowledgeable and answered all my questions concerning fees and payments. She also put me in contact with the relevant contacts within the bank who could assist me further. Superb service.

31 March 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this review with Amber.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

The Customer Services representative ⭐️⭐️⭐️⭐️⭐️

The Customer Services representative, Edit, was extremely helpful.
My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved with ease!
Also, 15 months of struggling to get the correct address on the receipts, she was able to do this through a series of different updates to my Handpoint device.
She is extremely knowledgeable and an asset to CardNet 😊
Thank you!

31 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Julie,

Thank you for your review and positive feedback. I will share this lovely review with Edit.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Absolutely amazing on-boarding service…

Absolutely amazing on-boarding service from start to finish by Elise Chilton at Lloyds Cardnet.

From making me aware i could switch from my previous supplier so easily, to then informing me the absolutely insane amount of money i would save by switching the whole process has been fantastic.

In addition, the Cardnet portal is so much easier to use than my previous supplier.

Thank you Elise and Lloyds Cardnet, i would not hesitate to recommend you!

30 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Charlie,

Thank you for your review and positive feedback. I will share this with Elise.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Help assessing current business set up

Great experience with planned review of business set up and assessing future business needs. Our relationship manager, James Gale, is a consummate professional who has helped put a plan in place to streamline our business needs and provide assistance with any future business development.

26 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Olly,

Thank you for your review and positive feedback. I will share this with James.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Kian Chappel provided excellent customer service

Kian Chappel was very polite, emailed and phoned when he said he would, provided knowledgeable information that I required, and provided a very smooth transaction for our new cardnet machine.

27 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Natalie,

Thank you for your review and positive feedback. I will share this with Kian Chappel.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Very helpful and accommodating to my…

Very helpful and accommodating to my time to arrange a new terminal. Made the whole process as easy as possible.

20 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Mark,

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

New card machine

My query was dealt with quickly and with very detailed information supplied

18 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Very helpful and not pushy

Silvia was really helpful with assessing our needs and was not pushy at all and did not try to supply a higher spec card machine than we needed. She called back when she said she would.

Very helpful and pleasant.

26 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Silvia.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

new card machines/ excellent customer service

having had major problems with my last card operator, I needed help urgently, this is where Lloyds Cardnet and especially Lorraine stepped up.
Lorraine was a massive help in the process at all stages and kept me informed throughout the process, regularly keeping in touch in a friendly and professional manner, ensuring that the situation was resolved in my 4 outlets as swiftly as possible.

2 January 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lorraine.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

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