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Lloyds Cardnet Reviews 

537
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 376 reviews, reviewers overwhelmingly had a great experience with this company, highlighting the exceptional overall quality of the services provided. Customers frequently praise the helpful and knowledgeable staff for making complex business transitions remarkably smooth and providing excellent, proactive guidance. Consumers note that customer service is truly outstanding, with representatives offering prompt, friendly, and clear communication throughout every single step. However, some people mentioned difficulties regarding payments, noting that transactions were occasionally held or old contracts caused unexpected billing confusion. Some reviewers also encountered stressful system setups, complicated passwords, and a noticeable lack of proper support when managing their accounts.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are professional, responsive,... See more

Service

Customers consistently note positive experiences with service, highlighting prompt responses and professional... See more

Customer service

Users describe positive interactions with customer service, highlighting responsive and helpful... See more

User experience

Customers had positive experiences with user experience, finding the onboarding process smooth and... See more

Payment

Clients share ambiguous opinions on payment, with many highlighting reliable solutions, smooth transitions,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied


Company details

  1. #9 of 17 best companies in Card processing service
  2. #25 of 50 best companies in Bank
  3. #16 of 26 best companies in Ecommerce solution provider
  4. #27 of 57 best companies in Payment service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

537 reviews

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4.6

All reviews

(537)

345 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Designated manager James - first rate service

We now have a designated manager James, who having spent an hour discussing our facilities has sorted out all that we have been trying to for the past year or so. First rate service, thank you James

25 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with James.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Application…

The lady who dealt with the application. It makes a change to speak to someone on the phone and the phone is answered promptly

4 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Bernard,

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

EXCELLENT Customer Service & Support

Our company recently moved away from our current merchant payments provider to Lloyds Cardnet with the help and support from Deepak Joshi who was absolutely fantastic in ensuring the transition went smoothly.

Based on my experience with Deepak, I wouldn't hesitate to recommend Lloyds Cardnet as his personal approach to business is something that's sorely lacking with most companies these days and it's just a shame there aren't more out there like him. Nothing was too much trouble and we're now a happy customer.

Well done, Deepak, you're a credit to your company!

19 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Tim,

Thank you for your review and positive feedback. I will share this with Deepak.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Helpful, polite and professional

Anisah Akram who I spoke to was really helpful , polite and professional. My new equipment arrived when stated

9 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Steve,

Thank you for your review and positive feedback. I will share this with Anisah.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Very good customer service

Richard Freestone was extremely helpful during the application process. He explained everything in detail and was always available to help with the application and to answer any questions. Richard was very friendly and professional all the way through the whole process and delivered outstanding customer service. Thank you for all your help, Richard!

3 February 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Tove,

Thank you for your review and positive feedback. I will share this with Richard.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

General excellent service

The process was simple, easy to understand, professional and highly efficient. Matthew Crouch assisted me in choosing the right product for my needs. He was professional, clear, and provided all the information I needed honestly and with complete clarity. Thank you for making my choice a very easy one!

16 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Caroline,

Thank you for your review and positive feedback. I will share this with Matthew.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

My new card machine

Cleo (the agent) was very helpful throughout the call, explaining all the ins and outs of the new contract for my new credit card machine, she even helped me with the online form and pointing out where I had to sign etc. Very helpful overall, highly recommended.

13 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Barry,

Thank you for your review and positive feedback. I will share this with Cleo.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

David Guy was very helpful and dealt…

David Guy was very helpful and dealt with my application for an additional terminal very efficiently and answered any query I had in a speedy and timely manner.

2 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Christopher,

Thank you for your review and positive feedback. I will share this with David.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

AN EXCELLENT EXPERIENCE!

Can I just say that Michael Sutton is an amazing employee of Lloyds and a massive asset to the organisation!

17 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Gina,

Thank you for your review and positive feedback. I will share this with Michael.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Easy to set up

Easy to set up

5 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Allan,

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Anisah Akram ..EASY TO TALK TO

Anisah Akram ..EASY TO TALK TO, KNOWLEDGABLE AND VERY HELPFUL

6 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback, I will share this with Anisah.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Good communication

Good communication and explanation of additional products available

9 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Dan,

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Very Helpful

Telephoned up and spoke with Amber Gibson who was incredibly helpful and very patient at explaining in depth the answers to all of my many questions.

3 March 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Harry,

Thank you for your review and positive feedback, I will share this with Amber Gibson.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Outstanding customer service

Cleo explained what we needed and helped us make a decision on what seemed best for our situation. She understood that a contract could not be signed straight away, but helped with little reminders and was ready to get the ball rolling as soon as we were able to sign. A credit to your company.

20 February 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Kay

Thank you for your review and positive feedback, I will share this with Cleo.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 1 out of 5 stars

Not good experience

Not good experience

9 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Mr Morse,
I’m sorry to hear about your experience and that we’ve let you down. Thank you for bringing this to our attention.
I’ll investigate this further to understand what happened and make sure it’s followed up.
Kind regards,
Sarah Cantrell - Lloyds Bank Cardnet

Rated 5 out of 5 stars

Adam was very good

27 February 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Mandar,

Thank you for your review and positive feedback.

We’re delighted to hear that Adam was very good, and I will share your comments with him.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Highly Recommend

Highly Recommend
Kian has been so helpful. Explained everything in detail and communication has been great.

5 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Catherine,

Thank you for your review and positive feedback.

We’re delighted to hear that Kian was very helpful, and I will share your comments with him.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great service from application to delivery

Thorough and professional service when going through the application process. Prompt delivery of the card machine with easy-to-understand set-up instructions.

2 February 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Sarah

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

If I could do it you can.

Excellent service from start to finish.I expected it to be difficult but it wasn’t.

9 March 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Ruth,

Thank you so much for your review and kind feedback!

We're delighted to hear that the experience was smooth from start to finish.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

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