Responsible Life Reviews 2,207

TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and pleasant demeanor, making every interaction smooth and clear. The service provided is frequently highlighted as exceptional, with many people appreciating the efficiency and ease of the overall process, from initial contact to successful completion. Reviewers are particularly impressed with the detailed explanations and unbiased advice received, ensuring they fully understand every step. Consumers also commend the excellent customer service, noting that advisors are highly knowledgeable, responsive, and always available to answer questions. The user experience is described as straightforward and stress-free, with many appreciating the personalized approach and the feeling of never being pressured.

What people talk about most

Staff

Clients share positive opinions on staff, consistently highlighting their professionalism, helpfulness, and... See more

Service

Reviewers mention positive feedback about service. Customers consistently praise the professionalism,... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently highlight the... See more

Customer communications

People report positive experiences with contact. Customers praise the regular and clear communication, with... See more

User experience

Customers had positive experiences with the user experience. Reviewers consistently highlight that the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From start to finish. Susan Chessor was very pleasant and polite throughout all our conversations. She explained the process of equity release throughly at every stage, by ensuring that I was fully aw... See more

Rated 5 out of 5 stars

Paul Hood gave us full and frank independent advice about our Aviva equity release mortgage, and our wish to secure additional funds He visited us at home, and then approached Aviva to ascertain... See more

Rated 5 out of 5 stars

Our Advisor, Glenn Pennington was a pleasure to deal with, he explained how the system works and answered any queries without complicating anything. The whole process went through without a hitch a... See more

Rated 5 out of 5 stars

We quite by accident, through the Daily Mail article on Life Time Morgages, came across Responsible Life who specalise in Life time Mortgages for the over 50's. After our initial contact we were all... See more


Company details

  1. Financial advisor
  2. Alternative Financial Services
  3. Mortgage broker
  4. Pension fund

About Responsible Life

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Frequently asked questions

Responsible Life was founded in 2010 and has since provided clear and trustworthy advice to thousands of homeowners.

Since then, we are delighted to have expanded our service offering to include such brands as Royal London Equity Release Advisers, Responsible Equity Release, The Retirement Mortgage Service, and The Telegraph Media Group Equity Release Service.

We are proud to offer UK homeowners over the age of 55 a holistic service, investigating your personal circumstances and evaluating a range of financial solutions to find the one best suited to you. Whether you are looking to clear an existing mortgage, gift an early inheritance, or boost your disposable income, we are here to help.

Our nationwide team of specialists is on hand to meet with you and discuss your goals and ambitions. To find out if you could be eligible and to arrange your no-obligation advice appointment, get in touch with us today at 0800 048 5807.


Contact info

5.0

Excellent

TrustScore 5 out of 5

2K reviews

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Rated 5 out of 5 stars

Tracy James - excellent service

Tracy James provided us with an excellent service from start to finish, very professional guiding us through the process stress free, keeping in regular contact at every stage and we knew we could contact her with any queries. We would definitely recommend Tracy, Steve & Sue

24 March 2026
Unprompted review
Rated 5 out of 5 stars

Tracy James

Tracy James is a very friendly adviser, explaining everything very clearly and could answer all my questions. There was regular contact throughout the whole process and I felt I was well looked after.

20 March 2026
Unprompted review
Rated 5 out of 5 stars

Susan Chessor

Susan was brilliant, she explained everything at every step and kept us fully informed of progress and letting us know next steps of each stage. We had dealt with Susan before but alas didn't need the services of her a few years back but we made contact and it was as if there hadn't even been a gap in our communications. Susan certainly knows her stuff and I would highly recommend her and definitely use her again if the need arises.

13 February 2026
Unprompted review
Rated 5 out of 5 stars

Susan Chessor

From start to completion Susan was highly professional whilst being attentive and caring also. I found Susan to be honest and reliable. Susan provided relevant factual information throughout and when Susan said she would do something it was done promptly.

19 March 2026
Unprompted review
Rated 5 out of 5 stars

Tracy James - above and beyond our expectations

Tracy took the time to understand our challenges and specific needs, highlighting the alternatives to ER and how we might consider them. The comparative numbers of other ER providers were helpful when making a final decision, as were the projections and impacts of making annual payments to lessen the compound interest. We did finally go down the ER route having considered a number of alternatives including downsizing.

Throughout the application process Tracy kept us informed together with actively helping resolve a special condition imposed by the lender when our solicitor was unable to.

Tracy went above and beyond our expectations and helped throughout the process with guidance and professional advice.

9 March 2026
Unprompted review
Rated 5 out of 5 stars

Excellent Customer Experience

My wife Lesley and I could not have been happier with the service provided by Susan Chessor. Susan, was very welcoming and put us at ease from the get go. She diligently explained what would happen through the process. We were updated regularly and any questions asked in person or by email were responded to in good time and answered honestly and professionally. This would have been a daunting process but through Susan's care and attention it was a 100% smooth transaction.

9 January 2026
Unprompted review
Rated 5 out of 5 stars

We've been helped all the way by Dave…

We've been helped all the way by Dave Long. He covered all bases, and answered all our questions....what made this experience so much easier and better, is the fact that he is a naturally friendly guy with a great sense of humour.
Totally recommendable !!

9 March 2026
Unprompted review
Rated 5 out of 5 stars

A clear smooth process

Rebecca explained things very clearly and was there to support me every step of the way. The whole process went very smoothly and I would certainly use them again if I needed to.

16 February 2026
Unprompted review
Rated 5 out of 5 stars

RICHARD AUSTEN

Having decided to pursue the Lifetime Mortgage avenue we were recommended to speak to Richard, who from the initial phone conversation couldn't have been more accommodating. His thoroughly professional attitude together with his caring, thoughtful and understanding helped us to navigate our way to the successful completion of our Lifetime Mortgage. Thank you so much Richard.

6 March 2026
Unprompted review
Rated 5 out of 5 stars

Rebecca was thoroughly professional…

Rebecca was thoroughly professional during our dealings with her and Responsible Life.
She explained everything, went through all costs, and fully explained the whole process from start to finish.
Very helpful, and answered any questions or queries that we had.
Thank you for all your help Rebecca

5 March 2026
Unprompted review
Rated 5 out of 5 stars

Excellent Service

Paul Hood assisted my husband and I with our equity release. He was very helpful, answering all our questions in a professional and friendly manner. Nothing was too much trouble. Additional queries by email were responded to in a timely fashion. The advice we received gave us the confidence to go ahead with the equity release. We would definitely recommend his services.

5 March 2026
Unprompted review
Rated 5 out of 5 stars

Susan Chessor

I found Susan very informative and helpful in providing the options available to me regarding Lifetime Time Mortgages. Susan responded quickly to my enquiries.

4 March 2026
Unprompted review
Rated 5 out of 5 stars

A slick yet thorough steer through the Lifetime Mortgage process.

Following our approach, Sharon Carmichael made contact and arranged for a more detailed appointment to discuss our needs. She was polite and friendly throughout and both knowledgeable and patient. Sharon was especially thorough in making sure we fully understood our potential commitment. She was able to source a solution that met our requirements and ensured a smooth transition to the more legal processes. A successful outcome in quick time, with Sharon keeping us appraised throughout. Thank you.

2 March 2026
Unprompted review
Rated 5 out of 5 stars

Remarkable service from Susan Chessor and Responsible Life.

From the initial face to face meeting Susan swiftly understood our situation. Following a thorough review she was able to progress lenders who also progressed swiftly to conclude the final mortgage agreement.
A professional service which did not over promise but actually delivered 100%. Customer service at its best.
Grateful that a company with the aim of later life lending can provide outcomes to enable a fresh start to be made and affordable security into the future.
Susan kept in touch throughout the process and we were most grateful for this personal support.
I would wholly recommend Susan and her companies services.

29 January 2026
Unprompted review
Rated 5 out of 5 stars

Rebecca Moore

Rebecca Moore. It was a pleasure to meet Rebecca she spent a long time with us explaining every detail very carefully and finding the right package for us.The whole process was very quick and Rebecca kept us informed at every stage. We cannot recommend her highly enough.

21 January 2026
Unprompted review
Rated 5 out of 5 stars

We cannot thank Susan Chessor for all…

We cannot thank Susan Chessor for all her hard work patience and professionalism and her total commitment in arranging our remortgage. She kept us up to date throughout the whole process her advice was invaluable.I would highly recommend Susan to anyone requiring Financial Advice.

18 February 2026
Unprompted review

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