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RL360 Reviews 316

TrustScore 3.5 out of 5

3.5

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Rated 5 out of 5 stars

One important thing is that the company is always giving the exact information about the service. Thats very important. But maybe the company should send an email exacly the moment before the charg... See more

Company replied

Rated 1 out of 5 stars

I invested in RL360 Quantum 10 years ago. So far, I made 1.1% return on all I invested, knowing that the fund manager does not take a commission. I let you make your own opinion. RL360 answered the r... See more

Company replied

Rated 5 out of 5 stars

I have read all the reviews and feel that's it's time to tell everyone about my experience so far with RL360. I have been investing with RL360 for just over a year now and seen returns higher than any... See more

Company replied

Rated 3 out of 5 stars

RL360 is a good investment platform. Its the financial advisors which makes the failure or the success story. I had lousy financial advisor who mismanaged my policy and as such I lost a lot of money.... See more

Company replied

Company details

  1. Non-bank financial service
  2. Alternative Financial Services
  3. Insurance agency
  4. Term Life Insurance Provider Company

About RL360

Written by the company

About RL360

360 perfectly describes our all-encompassing approach to providing superior investment, protection and tax-planning solutions.

RL360 provides long-term financial solutions to expats and local nationals around the world.

Our head office is based in the financial stronghold of the Isle of Man, a world leader for offshore life insurance. RL360 has other representative offices in Dubai, Hong Kong, Uruguay, and South Africa.

Our Service

We have a B+ rating from actuarial consultancy AKG, which specialises in the provision of financial services industry ratings, as well as 5 stars for service.

We have won several awards from the International Investment awards and Global Financial Services (International Adviser) awards for both our service and product offerings.

Our Products

RL360 provides offshore savings, protection and investment products to expats and local nationals around the world. Our service offering includes:

  • Regular saving
  • Lump sum investments
  • Protection products
  • WRAP accounts
  • Trust solutions
  • Tax-planning advice
  • Discuss with your financial adviser today about how our solutions can meet your financial needs.

    Investing with RL360 means choosing a financially strong and uniquely structured company.

    About IFGL

    RL360 is part of International Financial Group Ltd (IFGL). IFGL provides investment, savings and protection solutions to international investors around the world in Asia, Africa, the Middle East, Latin America and the UK.

    The group comprises of RL360, RL360° Services, Ardan International, Friends Provident International, IFGL Pensions and IFGL Global Trusts. The group employs over 570 staff and administers assets of $25 billion for over 216,000 policyholders (as at December 31 2023).

    RL360 Website RL360 Adviser Follow our LinkedIn page

    Contact info

    3.5

    Average

    TrustScore 3.5 out of 5

    316 reviews

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    1-star

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    Rated 1 out of 5 stars

    Terrible service

    I have had a terrible time trying to surrender my account with Royal360. I waited the required 25 years, I have lost a tonne of money and when it finally was time to surrender my account, it has been extremely difficult to do. The correspondence has been confusing, and unprofessional and has taken weeks and weeks! This should not have been my experience. I would never recommend this company to anyone unless they want to lose their money and have a terrible experience!

    16 January 2025
    Unprompted review
    RL360 logo

    Reply from RL360

    Hi Jennifer, I have contacted the team responsible for this case and they have asked for this surrender to be prioritised. We apologise for this delay and recognise this has been inconvenient for you. A member of our team will reach out to you if you would like to discuss anything further. Thank you for your patience.

    Rated 2 out of 5 stars

    No growth!

    I've had a policy for about 7 years now and it never seems to grow in value. It is so disappointing that I now believe I could invest the money better myself saving commission and fees. I'm just hesitating because of the huge hit on the cash-in value.

    16 January 2025
    Unprompted review
    RL360 logo

    Reply from RL360

    Hi Allison, we appreciate your concerns. The value of investments can fall as well as rise throughout the duration of your policy, as is the nature of the market. We recommend discussing these concerns with your financial adviser, who can examine the performance of your policy and investments in line with your financial goals. Regular reviews of your investment funds can help grow your portfolio's value.

    If you would like to discuss anything further, please contact our team. Thanks.

    Rated 1 out of 5 stars

    I cannot activate my account

    I cannot activate my account

    4 January 2025
    RL360 logo

    Reply from RL360

    Hi Massimiliano, please contact websupport@rl360.com with your policy number and details of the issue you are experiencing and our team can help get you activated. We apologise for any inconvenience caused.

    Rated 3 out of 5 stars

    No feedback after initial contact

    I got a call regarding Kyc. Since then I have not heard any feedback.

    1 October 2024
    RL360 logo

    Reply from RL360

    Hi Kudakwashe. We reached out to your broker in December for some updated information, we recommend getting in contact with them to ensure this was received. We appreciate this delay has been frustrating for you, our team are aware of your situation and will move forward swiftly once the required information is received.

    In the meantime, please don't hesitate to contact us at csc@rl360.com if you have any further questions. Thanks.

    Rated 5 out of 5 stars

    clarity of the plan

    clarity of the plan
    phone call to explain and double check the understanding of the plan I chose

    18 October 2024
    RL360 logo

    Reply from RL360

    Thank you for succinct review Coralie, I'm glad to hear about your positive experience.

    Rated 3 out of 5 stars

    I've recently joined with RL360

    I've recently joined with RL360, and they sent me info to activate my account online. the info is not correct, and I've sent them a mail to assist me, but still no response after 2 days.

    18 November 2024
    RL360 logo

    Reply from RL360

    Hi Andre, we're sorry to hear this. Could you please get in contact with our support team at websupport@rl360.com if you haven't already and they should be able to help you. I have flagged this issue with our team. Thanks.

    Rated 3 out of 5 stars

    Frustrating

    My experience was a bit frustrating with continental. The documentation took long and they kept making mistakes with the information I provided them. Whenever they sent me documents to sign, I will find spelling mistakes and had to inform them to make the corrections.
    Secondly, after I sent them everything they required, they got back to me later asking for bank statements before the policy can be issued which they should have asked for earlier.
    I hope I won’t have to deal with continental again.

    18 November 2024
    RL360 logo

    Reply from RL360

    Hi Laura. We empathise that this would be frustrating for you, we recommend you get in touch with Continental separately about your experience. If you have any queries pertaining to RL360 and your policy, our team are happy to assist at csc@rl360.com. Thanks!

    Rated 4 out of 5 stars

    I am interestelar in knowing more…

    I am interestelar in knowing more aborto the plarform, thank you very much for the Quick response

    31 October 2024
    RL360 logo

    Reply from RL360

    Hi Karla, any information you need should be on our website which is linked on our Trustpilot profile. But if you have further questions our team are always happy to assist at csc@rl360.com. Thanks!

    Rated 4 out of 5 stars

    Excellent customer service

    Excellent customer service

    27 August 2024
    RL360 logo

    Reply from RL360

    Thank you Ogomoditse! If there's anything we can do to make your experience even better in future, please do let us know! We welcome any and all feedback.

    Rated 1 out of 5 stars

    My summary of 14 years of investments…

    My summary of 14 years of investments with RL360 is as follows: my original investment never made any money, in fact it lost 10% of the original investment of 100K pounds sterling. In July I decided to close it and cash out. It has taken until this week for me to receive the money. In that 3 months, the amount has lost further money due to inflation and inability to reinvest it. Communication with RL360 has been very poor and sporadic, there has so far been no final statement of account so I don't even know how much I was supposed to receive. What I do know is that when I checked my investment in July it was approx 93,000 pounds sterling. What I received this week was less than 91,000 pounds sterling. I would like to know how the closure of my account was handled. You see, in the absence of a statement, I have no way of knowing. What last minute charges were there? The entire experience has been very negative, and this closing period has been fairly typical.

    22 October 2024
    Unprompted review
    RL360 logo

    Reply from RL360

    Hi Richard, we appreciate your summary. Statements and valuations can be found through your Online Services account. If you require further information on your account closure, please contact our team at csc@rl360.com. I have made them aware of your situation.

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