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Sage Home Loans Reviews 

165
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Evaluating 164 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their professionalism, responsiveness, and helpfulness, often highlighting specific loan officers who went above and beyond. Many people appreciate the excellent service, noting that the company secures great rates and offers efficient, smooth processes. Reviewers frequently mention the quick response times and clear communication, which made their experiences less stressful and more enjoyable. However, some customers also noted issues with customer service, including a lack of consistent communication, conflicting information, and being passed between different agents. A few other people also felt that the pricing changed unexpectedly or that closing documents were not received in a timely manner, leading to frustration.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, with many customers praising individual loan officers and team... See more

Service

People report positive experiences with service, often highlighting efficiency and dedication. Many customers... See more

Response time

Clients share positive opinions on response time, with many reviewers highlighting the responsiveness and... See more

Customer service

Users describe ambiguous interactions with customer service, with many reviewers expressing frustration over... See more

Price

Customers consistently note ambiguous experiences with price, with many reviewers praising the competitive... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Best rates I could find and willing to negotiate rates and fees when directly compared to other companies. There were some bumps along the road with the loan originator, but the loan officer (Ilan Fri... See more

Company replied

Rated 5 out of 5 stars

Beth has been instrumental, she said 22 calendar days but Closing completed within 18 calendar days. I was apprised on each steps. Tara was my loan officer and lightening fast. I would highly recomme... See more

Company replied

Rated 5 out of 5 stars

Our loan officer, Tripp McCoy was great. He was very reachable, transparent, and got us the best rate of all the people we talked to. The loan processing team was overall good. We closed on time,... See more

Rated 5 out of 5 stars

We used Sage Home Loans to refinance our home. They did an outstanding job of moving the process along quickly and making each step easy and understandable. JT was our Loan Officer and initi... See more

Company replied


Company details

  1. Mortgage broker
  2. Alternative Financial Services
  3. Finance broker
  4. Financial advisor
  5. Mortgage Lender
  6. Non-bank financial service

Written by the company

Sage Home Loans is a digital-first mortgage lender dedicated to simplifying the home financing process. Founded in 2020, Sage offers a fully online experience with personalized support, aiming to make home buying and refinancing more accessible and stress-free for borrowers nationwide.


Contact info

4.0

Great

TrustScore 4 out of 5

165 reviews

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4.0

All reviews

(165)

150 reviews in the last 12 months

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Rated 5 out of 5 stars

Great Team!

Excellent team that was very responsive to all our needs and questions.

20 August 2025
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Reply from Sage Home Loans

Thank you for your feedback, Joseph! We’re happy you had a positive experience with Sage Home Loans.

Rated 5 out of 5 stars

Hightly Recommend Sage Home Loans

We used Sage Home Loans to refinance our home. They did an outstanding job of moving the process along quickly and making each step easy and understandable.

JT was our Loan Officer and initial point of contact. He was able to secure great rates with several different options and always answered when we reached out. We'll be asking for JT for our next refinance!

Aubrey was our Loan officer and rocked it. Great communicator and a delight to work with.

5 stars all the way around!

21 August 2025
Unprompted review
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Reply from Sage Home Loans

Thank you for your feedback, John! We’re glad you had a positive experience refinancing with Sage Home Loans.

Rated 1 out of 5 stars

Zero customer service and won't return messages

Everything was okay until refi loan closed. Now I'm a week out from my first payment, no one return my call, the title company they used won't send me copies of executed docs, I have no idea where to send my payment, Sage's main number doesn't have me in their system, they tell me to talk to my loan officer (wish I could, he got his numbers from me and won't return my calls), MERS isn't showing the new loan yet...

What a mess. Avoid at all costs!

22 August 2025
Unprompted review
Rated 5 out of 5 stars

Mortgage Handling

Effecient operation.

18 August 2025
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Reply from Sage Home Loans

Thank you for your feedback! We’re glad you had a positive experience with Sage Home Loans.

Rated 3 out of 5 stars

Initial conversations were great

Initial conversations were great. Seems like communication between staff is lacking. I did not appreciate that loan approval and documents were m ot initiated or collected from first contact. Waiting until under contract proved to be stressful, rates may have changed for the worse. There app is not user friendly, meaning you must add all documents at once. You are unable to add or update a document until they finally review documents then reach out to requesting an update that you already tried to do it couldn't. Once under contract everything is time sensitive. They app/system is not time efficient.

21 July 2025
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Reply from Sage Home Loans

Thank you for your feedback. Our team appreciates your feedback on our portal, and we will use it to improve our experience. Thanks again!

Rated 4 out of 5 stars

Troy was excellent

Troy was excellent, always available and really helped push through the closing with the underwriter when there was a hiccup with the HOA.

8 August 2025
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Reply from Sage Home Loans

We're happy to hear that the closing process went smoothly, even with the HOA challenges. We appreciate your positive feedback and are glad we could help!

Rated 5 out of 5 stars

Wonderful

Wonderful. They are very clear and explain everything.

8 August 2025
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Reply from Sage Home Loans

Thank you for your positive feedback!

Rated 5 out of 5 stars

5 Stars all the Way

Competitive and clear pricing. Loan officer and Coordinator were both very helpful all the way thru. Fast and fair underwriting. Just 5 Stars all the way thru - I am very pleased with the whole process and would and will use them again.

14 August 2025
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Reply from Sage Home Loans

We're happy to hear that you had such a positive experience. Thank you for sharing your feedback; we appreciate it!

Rated 2 out of 5 stars

Not the Easiest Company to Work With

I was passed between different agents and asked for information I had already submitted numerous times. It was difficult to upload documents into the website. I was told about the time of my closing at 8:30pm the day before. At the closing, I was told I did not need anything but my driver's license but I owed money to the title company and was not told about this.

12 August 2025
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Reply from Sage Home Loans

We appreciate you sharing your experience and are sorry to hear about the difficulties. We'll review these concerns to improve our processes. Thanks again for your feedback.

Rated 5 out of 5 stars

Charles is the absolute best in his…

Charles is the absolute best in his class. Honest, responsive, compassionate and willing to walk to the end of the Earth to help get your dream home. We shopped 13 lenders, the most famous Lenders like Rocket, Sofi, NBKC, rate.con among them, and Sage blew them all out of the water. We went Sage and never looked back for a single second.

14 July 2025
Unprompted review
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Reply from Sage Home Loans

We're happy to hear that you had such a positive experience. Thank you for sharing your feedback; we appreciate it!

Rated 5 out of 5 stars

Loan officer Ethan Gwirtz

Loan Officer Ethan Gwirtz was excellent.
He was responsive, thorough, and always available for a question. The client portal was excellent, allowing for ease of information input. Technology was intuitive and responsive. Altogether a good process.

7 August 2025
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Reply from Sage Home Loans

We're happy to hear that you had a positive experience! Thank you for your feedback.

Rated 3 out of 5 stars

So not only did I have to send multiple

Edit following company contact:
While my loan was sold to another servicer, I am still considered a ‘customer for life’ and can still take advantage of a less expensive refinance.

Original: So not only did I have to send multiple
Copies of the same paperwork again and again-
And the two people working on my loan made it so that we didn’t have information in a timely manner-
I just found out that my loan was sold immediately after close! SAGE didn’t send me an update- no emails, or letters or anything.
Just a letter from Fannie Mae.
I chose SAGE so that I had the refinance benefits. Now I don’t have those.

17 July 2025
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Reply from Sage Home Loans

We appreciate you sharing your experience and taking the time to speak with us. If you have any further questions, please connect with the team that has been supporting you.

Rated 5 out of 5 stars

Sage and Marcel F. made our first time home buying experience great!

Sage made our first time home buying experience great. Everyone we worked with was available whenever we needed a question answered and were timely in all they did. Our Loan Officer Marcel F. was incredible. He answered a bunch of first time home buying questions at just about any hour of the day. Not only did Sage have a great rate but it was a great experience overall!

30 July 2025
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Reply from Sage Home Loans

We're happy to hear that your first home-buying experience was great!

Rated 2 out of 5 stars

Items changed from loan estimate

What team did you have in mind. No return calls since august 4.
I have no team

Items changed from loan estimate, final cd received late, no responses to emails to sage. Loan insurance increased from loan estimate by 50% with no advance notice. Cd provided late after months of providing all requested information. This makes it impossible to consider other loan options

4 August 2025
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Reply from Sage Home Loans

We appreciate you sharing your experience and taking the time to speak with us. If you have any further questions, please connect with the team that has been supporting you.

Rated 5 out of 5 stars

Aaron Hoisington was grest

Aaron Hoisington was both responsive to our needs and he operated with a sense of urgency that didn't add stress.

5 August 2025
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Reply from Sage Home Loans

Thank you for sharing your positive experience with us!

Rated 1 out of 5 stars

If I could give them zero stars, I would

If I could give them zero stars, I would. Sage Home Loans delivered awful customer service from day one. We chose them because they offered a slightly better rate than our other option, but from the very first call, things went downhill fast. They rarely answered when we needed to send information for the closing, and we constantly had to chase them for updates.

After the sale was finalized, we couldn’t even log into their website to review our loan. Then, three weeks after closing, we received a letter saying they had sold our loan to another company with a terrible reputation.

Buying a home is a serious and emotional process, and Sage Home Loans showed zero respect for their customers. I would never recommend them.

6 August 2025
Unprompted review
Sage Home Loans logo

Reply from Sage Home Loans

We appreciate you sharing your experience and taking the time to speak with us. If you have any further questions, please connect with the team that has been supporting you.

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