Savvy.co.ukReviews 

1,995
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 643 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent customer service and the helpful, professional, and friendly staff who make the process clear and easy to understand. Many appreciate the quick and efficient service, with some noting that the loan application process is smooth and straightforward. The user experience is often described as easy to use, with clear explanations and quick money allocation. However, some people were dissatisfied with the payment process, experiencing delays in receiving funds or being declined for subsequent loans despite a good payment history. A few other people also felt that the staff could be rude or interrogative, leading to an unpleasant experience.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the ease and speed of the... See more

Service

Customers consistently note positive experiences with service, with many highly recommending it due to its... See more

User experience

Users describe positive interactions with the user experience, often highlighting the ease and simplicity of... See more

Payment

Consumers find payment to be ambiguous, with some reporting a fast and easy process, including quick money... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Application process was simple & straightforward and only took a few minutes. Once my application was accepted I spoke to one of their underwriters called Felicia over the phone. The customer servic... See more

Rated 5 out of 5 stars

Took a loan out today, as I won't be paid till mid month next month, spoke to someone called Lyle as I was pre approved, he was lovely and helpful and read everything to me so that I could understand... See more

Rated 5 out of 5 stars

Very quick process, when I had to call in I spoke to Tyrese who was incredibly helpful. Sometimes you feel a sense of judgement when applying for a loan but I did not get that from him at all! Super f... See more

Rated 5 out of 5 stars

Mickale kept me updated throughout the process and was very friendly when dealing with him over the telephone. A big thumbs up Mickale for providing such an excellent customer service


Company details

  1. Loan agency
  2. Car finance and loan company
  3. Financial Institution
  4. Non-bank financial service

Written by the company

Savvy.co.uk offers loans from £300 - £1200 over 6, 8, 10 and 12 months. At Savvy.co.uk we always ensure we are part of the lending solution and not part of the debt problem. We are a caring lender providing essential credit to the underserved sector, our focus is on making a positive impact. We are committed to providing affordable credit to those who otherwise would not have access to unsecured credit. Apply now to see if you qualify. Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

2k reviews

5-star
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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

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4.6

All reviews

(1,995)

615 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service

Very quick process, when I had to call in I spoke to Tyrese who was incredibly helpful. Sometimes you feel a sense of judgement when applying for a loan but I did not get that from him at all! Super friendly and willing to help

11 May 2026
Unprompted review
Rated 5 out of 5 stars

I wanna say a massive thank you to…

I wanna say a massive thank you to Melissa she was a great help very smooth and easy thank you so much for your help really appreciate it 10/10 for such amazing service thank you.

11 May 2026
Unprompted review
Rated 5 out of 5 stars

Good service

Very happy with the service from the savvy team. The person I s re alt with was polite and helpful with sorting my loan.

24 April 2026
Unprompted review
Rated 2 out of 5 stars

Shambles

First of all you have to fill in a form but then go back over that form on the phone whilst the person interrogates you. They are clearly not based in the UK as didn’t understand service charges or what “avios points” meant when relating to a credit card. It’s long winded and although the guy was pleasant enough it is a lot.

I was told it would be paid in an hour of signing the form. An hour in I called back and was told it would be with me shortly. I called back half an hour later and was told it would be 5pm (3 hours away). When I questioned it I was told the original agent was training. Okay but what about the second? I explained I had a bill coming out and he did try to speak to a manager who said they would push for a 4:15 payment (????)
They asked “what do you need OUR money for at 2pm”. As if it’s not a low point enough having to go to a payday loan company. He said “you are needing our money so I want to know what it’s for”

Eventually it randomly got paid at 2:30 (which I was told was impossible)

I’ve never been so desperate due to unexpected bills and my partner being made redundant. This is a scary situation for me and this experience just heightened by anxiety.

I’m dreading the payback now if this is how they handled the first stage.

8 May 2026
Unprompted review
Rated 5 out of 5 stars

Helpful

Quick , helpful and efficient service over the phone application...Big shout out to Nabeela Adams... Thankyou

7 May 2026
Unprompted review
Rated 1 out of 5 stars

Horrible company

Horrible company

Do not care about customers, threaten you and happy to drive you into early grave as long as they get there pound of flesh

5 May 2026
Unprompted review
Rated 1 out of 5 stars

One star is too many

One star is too many, a waste of the customer's time. Furthermore, instead of the aforementioned soft search, they perform a hard search. Hard search with such usurious company!The customer service, specifically Lyle Philip, is terrible, with zero respect for the customer. Very bad experience

2 May 2026
Unprompted review
Rated 5 out of 5 stars

Great customer service

The member of staff Amisha was very helpful and took her time to ensure I understand each step as we went along. She explained the repayment terms also.

5 May 2026
Unprompted review

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