Spergel Reviews 2,575

TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 357 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the staff's professionalism, kindness, and understanding, making them feel supported and not judged during challenging times. The customer service is frequently praised for being responsive, patient, and clear in explaining complex processes, ensuring a smooth and easy user experience. Many people appreciate the efficiency and speed with which the company handles their situations, providing immediate relief and expert advice. However, some customers also noted that communication could be improved, particularly when representatives changed, leading to a lack of notice and difficulty in getting answers.

What people talk about most

Staff

People report positive experiences with staff, highlighting their kindness, professionalism, and helpfulness... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness and understanding of... See more

Service

Reviewers mention positive feedback about service, highlighting the kind, friendly, and professional approach... See more

User experience

Clients share positive opinions on user experience, consistently describing the process as easy,... See more

Response time

Consumers find response times to be positive, with many reviewers highlighting prompt email responses and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The way their mapped out a plan for me to escape an unsurmountable debt load. I never felt a reprimand for getting my self in such a situation. Also allowed me to delay a payment because of unforeseen... See more

Rated 5 out of 5 stars

I had such a great experience with Spergel. Chris and Ewelina were incredibly kind and professional from start to finish. They walked me through everything step by step and always made time to a... See more

Rated 5 out of 5 stars

This company gets the job done. Well organized with caring and efficient service. They explain their strategies and timelines and process everything for you accordingly. No fees required up front.... See more

Rated 5 out of 5 stars

It is not easy to go into a decision regarding financial debt solution; it can feel very overwhelming and emotional. The people I spoke with at msi Spergel Inc. particularly my representative Mina... See more


Company details

  1. Debt relief service
  2. Financial advisor

Written by the company

For over 30 years, our debt help has empowered more than 100,000 Canadians to become debt free. Whether you need debt help for yourself or your business, our dedicated and caring local teams will be by your side from the first time you call us until you have achieved your goal of debt freedom. Here, you are not passed from one department to the next. You are guided by the same person throughout your debt relief journey, giving you the personalized attention that you deserve.


Contact info

4.9

Excellent

TrustScore 5 out of 5

3k reviews

5-star
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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically takes over 1 month to reply

How this company uses Trustpilot

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Rated 5 out of 5 stars

The team is great

The team is great, supportive, nonjudgmental and answers all my questions with respect and understanding

31 December 2025
Rated 5 out of 5 stars

Helpful and non-judgemental advice

Spergel made this process simple and made me feel comfortable in my decision to file a consumer proposal.
Everything was handled by them and all I had to do was make my payments. I am so thankful now that I started when I did. I am on my way to financial stability thanks to Spergel!

29 December 2025
Rated 5 out of 5 stars

Lin was so amazing throughout this…

Lin was so amazing throughout this entire process and delight to work with. Extremely knowledgeable and I she made this whole experience very comfortable for me. Almost like I was getting help from a friend. I’m really happy that companies that you can trust like this exist. If you’re looking for debt help make sure it’s a company that’s connected to the government like Spergel. I’ve worked with other companies that I randomly found on internet searches and it ended up very bad for me. I would a hundred percent suggest using Spergel and specifically Lin to help you through your debt concerns. I’m in such a good place now after their help and paying what I can actually afford now to bring my debt down. Thank you Lin! You’re a life saver!

25 November 2025
Unprompted review
Rated 5 out of 5 stars

Top Notch Company

I can’t say enough about this company. Their professionalism and empathetic attitudes made the process seamless. Do yourself a favour if your over your head in debt and give them a call. It’s a very easy and smooth process.

23 December 2025
Unprompted review
Rated 5 out of 5 stars

I had the pleasure of speaking with…

I had the pleasure of speaking with Jared and he was absolutely lovely! Very kind, patient, and walked me through all the steps, up to filing the consumer proposal. He was consistent and was always there when I had any questions - HUGE thank you to Jared!

18 December 2025
Unprompted review
Rated 5 out of 5 stars

I highly recommend Spergel Inc. to anyone looking for a trustworthy and compassionate insolvency trustee.

I had an excellent experience working with Spergel Inc. From the very first consultation, their team was professional, knowledgeable, and genuinely supportive. They took the time to explain every step of the process clearly, answered all my questions with patience, and made a very stressful situation feel manageable and under control.

Their approach was respectful, non-judgmental, and focused on finding the best possible solution for my circumstances. Communication was prompt and transparent throughout, and I always felt confident that I was in good hands.

8 December 2025
Rated 5 out of 5 stars

My Excellent Experience with Spergel

The best experience in dealing with Spergel. I was extremely worried what happens if creditors don’t agree with our proposal. With Ewelina and Chris, they made it such a smooth process, and it was finally settled with best results. I shall highly recommend dealing with Chris Galea, Spergel Trustee.

10 December 2025

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