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Starling Reviews 46,426

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 2,349 reviews, reviewers had a great experience with this company. Customers frequently praise the user-friendly app, highlighting its intuitive design, ease of navigation, and useful features like instant transaction notifications and the ability to create "Spaces" for managing finances. Many appreciate the seamless experience, especially for international transactions and currency management, noting the app's reliability and the convenience of virtual debit cards for online security. However, some people were dissatisfied with certain aspects of the service, particularly regarding international payments, with some experiencing delays or difficulties with verification. A few other people also felt that customer service could be inconsistent, with some reporting slow responses or unhelpful interactions, while others noted issues with account accounting and the lack of interest on accounts.

What people talk about most

User experience

Users describe positive interactions with user experience. Many customers praise the app's intuitive design,... See more

Service

Clients share ambiguous opinions on service. Many reviewers praise the excellent and efficient service,... See more

Application

Customers had positive experiences with the app, praising its ease of use, intuitive design, and helpful... See more

Customer service

Consumers find customer service to be ambiguous. Many praise the great, knowledgeable, and responsive... See more

Payment

Reviewers mention ambiguous feedback about payment. Many customers appreciate the ease of making payments,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to use app. Like receiving alert messages when transactions happen with incoming or outgoing payments. There has not been a need to call the centre so cannot comment. The original reason to setu... See more

Company replied

Rated 4 out of 5 stars

I have been with Starling for years the app is very good with useful features BUT they stopped paying interest on the account, no idea why, so I don't use it much these days. I already have ISA's and... See more

Company replied

Rated 4 out of 5 stars

Love the features of the account able to hold GBP and Euro currencies and pay Spanish bills. Dislike the way the accounting of the accounts is set out, I find it totally baffling. It gives a list of... See more

Company replied

Rated 5 out of 5 stars

Love banking with Starling. App works well and is easy to navigate around. Get notifications when I have payments going out and payments received. Super helpful with CS also if required. My only issu... See more

Company replied


Company details

  1. Bank

About Starling

Written by the company

Hello, we’re Starling. Banking was broken – so we decided to fix it. The vision? Fast technology, fair service and honest values. All at the tap of a phone, all the time.

With smart insights into your spending habits, instant payment notifications, zero fees overseas and an application that takes mere minutes, this is banking – but not as you know it.

No fuss, no fees, no waiting around – just a free, fast and straightforward bank account that puts your finances at your fingertips so you can master your money.

Apply in minutes today.


Contact info

  • 5th Floor, London Fruit & Wool Exchange, Duval Square,, E1 6PW, London, United Kingdom

  • starlingbank.com

4.2

Great

TrustScore 4 out of 5

46k reviews

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Rated 5 out of 5 stars

Very easy banking

Very easy banking! Communication good from Starting throughout.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi Robert,

Thanks for the review! We glad to hear your enjoying the app!

Happy Banking
Team Starling!

Rated 5 out of 5 stars

I have recently started using Starling…

I have recently started using Starling business account and find it useful and easy to use.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

We’re thrilled to hear you find the app easy to use. It’s great to know you’re getting the most out of our accounts! If you have any suggestions or need assistance, feel free to reach out. We’re open 24/7!

Team Starling

Rated 5 out of 5 stars

Fantastic bank

I have been with Starling for a very long time now and have had no issues at all. Easy banking, great customer service.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hey Ella,

Thanks for your review, we really appreciate it! We’ll keep working hard to keep up the great customer service!

All the best!
Team Starling

Rated 5 out of 5 stars

I love the different currency accounts

I love the different currency accounts. I live between the UK and Europe so having 2 accounts one in GBP and one in Euro makes it super convinient to pay in the right currency based on where I'm in that moment without having to deal with the fluctuation of the currency exchanges.
App is super easy and I friendly too

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi Nick,

Thanks for your review. We’re glad to hear you’re making the most of our currency accounts and what the app has to offer.

Happy banking!
Team Starling.

Rated 3 out of 5 stars

Mediocre

Mediocre.

Tried to set up an account for my business a few years ago (2020) but it was declined without explanation. I've had business accounts with other competitors (tide, monzo) at that time so it wasn't clear why starling declined my application.

Some times later I tried again but I decided to set up a personal account beforehand. Business account application got approved this time.

Both my accounts are still open but I have hardly used them. There were no savings accounts, no ISA, interest rates were nowhere near BoE base rate or any of the competition's.
Customer service is mixed, takes them good amount of time and several agents to understand a simple problem.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

We are sorry to hear about your experiences. We will pass this feedback to the team for you. We're big on building a bank that's shaped by our customers' feedback, so your review means a lot.

All the best,
Team Starling.

Rated 5 out of 5 stars

Brilliant bank account with excellent…

Brilliant bank account with excellent app. Very responsive and easy to use. Great use abroad and instant transaction notification.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hey Linda,

Thanks for the review.

Sounds like you’re making the most of our app while travelling.

Happy banking,
Team Starling.

Rated 5 out of 5 stars

Best bank I've ever used

I got a Starling account years ago purely because the currrent account allowed spending in different currencies without fees, and I used to travel a lot. However absolutely everything else about them is great as well - the app works really well, the Spaces function is really helpful for the way my brain works (especially being able to pay bills from the Spaces), it's amazing being able to have a fee-free business account as a sole trader, and they are very responsive and helpful if you need help with something.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

Thanks for the review.

Its great to hear your making the most of the features that are available and keeping things simple.

Have a great day and happy banking!
Team Starling

Rated 5 out of 5 stars

First class bank

First class bank with all the necessary accounts and no fuss and good customer service when required.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi David,

Thanks for taking the time to leave us a review. We do try and keep things simple as possible.

Happy banking!
Team Starling

Rated 5 out of 5 stars

I was impressed by the response

I was impressed by the response I received when I asked if the bank had any historical connection to the transatlantic slave trade.
The app and spaces for my daughter are excellent with a really easy to use interface.
Customer service whether in person or via messaging is always quick and reliable.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi Dan,

It's wonderful that you find our app and Spaces excellent for your daughter, and that our customer service is quick and reliable. Thank you for such kind words!

Team Starling

Rated 5 out of 5 stars

I've been a Starling customer …

I've been a Starling customer for at least four years, having been with Lloyds and Barclays previously. Starling is a modern, digital bank with a breadth of services and customer tools for managing their finances. Very happy to recommend Starling

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi James,

Thanks for leaving a review.

We’re glad to hear you’re making the most of the tools we offer.

Happy banking!
Team Starling

Rated 1 out of 5 stars

I was with Starling for 7 years and to…

I was with Starling for 7 years and to be fair they were a fine, couldn't fault them.
Used it for day to day spending and had my savings in there too.

Then a few weeks ago they messaged me asking me for screen shots of items I had sold on eBay as they wanted to 'understand' how my account was being funded.

Despite thinking this was a little off and intrusive I complied and sent the information requested.

Last week I was notified that my account is being closed and have been given no reason as to why.

The sceptic in me thinks that maybe this is because I recently moved my savings from Starling to another bank who were offering a better interest rate but who knows?

Now they have sent me an email asking me to review them, this only a few days after closing my account so not sure what they are expecting really.

14 May 2026
Unprompted review
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Reply from Starling

We’re really sorry things have ended this way. Closing an account is never a quick or easy decision for us, and we completely understand how disappointing it can feel. We’ll only ever take this step as a last resort and always in line with our terms and conditions. You can read more about this here: https://www.starlingbank.com/legal/

Rated 5 out of 5 stars

This is a great little bank for putting…

This is a great little bank for putting money into. I use this as a reserve account and pay savings money into. The app is easy to use . Easy to set up pockets/ spaces to meet savings targets to. Much better than a very well known high street bank I’ve had nothing but problems with since the death of my husband.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi Maureen,

We're so glad to hear you find our app easy to use for your savings and that our features help you meet your financial goals. Thank you for your kind words.

Team Starling

Rated 5 out of 5 stars

If an Apps not intuitive wot's the…

If an Apps not intuitive wot's the point, Starling cracked it, well done them. Bonus point, you don't have to using an annoying card reader. If it was a lager it would be better than the Danish one and if it was a song it would beat the UK eurovision entry (ok so any high street bank could do that but you get my drift)

1 May 2026
Unprompted review
Starling logo

Reply from Starling

Hey Jeremy,

Thanks for taking the time to leave a review. We glad to hear your enjoying the app.

You can share any feedback you have via the Help section in your app.

Happy banking!
Team Starling

Rated 5 out of 5 stars

Starling has been helpful with any…

Starling has been helpful with any queries I've had. I recommend them to anyone.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

Thanks for taking the time to leave a review! It's great to hear our customer service team have been helpful. We'd be available 24/7 for any query you'd have.

Happy banking,
Team Starling

Rated 1 out of 5 stars

Blocked a normal transaction

Starling Bank blocked a completely normal, legitimate transaction without giving me any opportunity to verify it. The transaction was only completed after I contacted them via live chat – and even then, they had to remove security protection just so I could buy a lens from LCE Cameras.

If I hadn’t been able to reach them, the payment would have failed.

This is not how I want my money protected. I need to spend my own money when I need to – and I’m not prepared to hand over control of that to anyone else.

My complaint was not upheld. Starling claimed there was a “security concern,” but at no stage was I told what that concern actually was. It seems they can block you from spending your own money without needing a valid reason – or even explaining why.

For that reason, I’ve moved the bulk of my money to another bank that doesn’t play such games with its customers.

As you can see from the reply below, there is no attempt to resolve the issue or explain why a legitimate transaction was blocked, just "You need our permission to spend your own money because 'security'. If you don't like it, complain to the ombudsman".

31 March 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

Thanks for taking the time to leave a review. We're sorry to hear about your experience here.
Although these features are in place to ensure we're keeping your money safe, we do appreciate it can be inconvenient when a payment is stopped. If you'd be unhappy with the outcome of your complaint, you'd also be able to raise this with the Financial Ombudsman Service.

Thanks again,
Team Starling

Rated 5 out of 5 stars

Efficient

Easy to use but also very secure, they give you confidence. If you need to speak to someone you will speak with an efficient friendly UK person. I have been with them for 6 years now, I have been with 3 other banks before but Starling are the best.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi Bill,

We're so glad to hear you've had such a positive experience with us over the past six years. We truly appreciate your kind words about our security and efficient team.

Team Starling

Rated 5 out of 5 stars

Simply the best bank I've ever used

Ever since joining Starling bank I have found them to be the best banking service I've ever experienced. So much so that all my family bank with them. So easy to contact as well, always there to offer advice and help.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi Neil,

We are so happy to hear you're enjoying your banking experience and that your family also banks with us. We appreciate you sharing your positive feedback!

Team Starling

Rated 5 out of 5 stars

Starling have been my business bank…

Starling have been my business bank since I started my business in 2018. They were great and really supportive through covid. They were amazing when our business were victims of an online scam and returned all the money that was stolen from us. Always great to be able to go on trips and not pay fees and the spaces feature has revolutionised our budgeting! Wouldn't go anywhere else for our business account!

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi Mercedes,

We are so pleased to hear about your positive experience with us since 2018. It's wonderful to know we could support your business, especially during challenging times and with the online scam. We appreciate your kind words about your travels and spaces!

Team Starling

Rated 5 out of 5 stars

Simplicity but very functional

Have had a business account with Starling since 2021 and love it's simplicity, ease of use and number of features.

Very reliable app and well thought out facilities within the app.

Not the easiest to open (as my son is in the process right now) as lot of information and checking to do so, but once operational wouldn't think of switching to anyone else.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

Thanks for taking the time to write this review. We're thrilled to hear you're enjoying Starling and have been with us for so long! We really appreciate the feedback about our application process. We'll get this with our team. We're always looking for ways to improve the app for our customers.

Here's to many more years together!
Team Starling

Rated 5 out of 5 stars

Great bank great service awesome…

Great bank great service awesome security and if I’ve ever got a problem, it’s dealt with immediately.

My favourite part of the app is the fact that I can create spaces for savings holidays taxes et cetera just makes managing my finances so much easier. I couldn’t rate Starling highly enough.

18 May 2026
Unprompted review
Starling logo

Reply from Starling

Hi Steven,

Thanks for the 5-star review. We're thrilled to hear you're loving Starling and enjoying our Spaces feature. We love that we can personalise them with our own photos, which makes managing your finances a bit more fun!

Thanks again,
Team Starling

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