The team at TMO made the repair seamless at every step, from reporting the fault to paying for the repair. Becca and Siobhan were really understanding and helpful with my problem. It made the overall... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
About TMO - The Motoring Organisation
Written by the company
Over the decades, we have worked closely with many of the UK’s most trusted names and businesses:
• The AA
• RAC
• Vehicle manufacturers
• National dealer groups
• Major vehicle businesses
These partnerships have helped shape our expertise in warranty product development, claims administration, and dealer operations.
In 2020, we launched “The Motoring Organisation” as an independent brand, rooted in the experience we’ve accrued over decades. From that point, we set out to do things differently — to offer Aftercare that is smart, reliable, and customer-focused.
Our flagship Aftercare product is built to delivery what customers really need. We take the burden off drivers and dealers, helping protect against rising costs, uncertainties, and the unexpected.
We pride ourselves on:
• Great Service
• Transparency
• Integrity
As the UK’s #1 Trading Standards Approved Aftercare provider, our mission is to ensure every interaction is clear, supportive, and puts the customer first.
At TMO, we’re not just keeping pace with change — we aim to lead it. Our vision is to build solutions that deliver real value, trusted cover, and confidence on the road, every time.
Contact info
Benchmark House, 8 Smithywood Drive, Ecclesfield, S35 1QN, Sheffield, United Kingdom
- 03300 552 080
- CustomerServices@tmo.co.uk
- tmo.co.uk
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 76% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Really easy to deal with this company
Really easy to deal with this company. I’m never more than 5/10 mins on the phone, the wait times are never more than a couple of mins, and the claim process is really straightforward. Thanks to Becca and Marie for their great help with my recent claim, you made it really simple!!
Phone call received to discuss work on…
Phone call received to discuss work on my car under warranty. Rachael listened and was able to find a solution swiftly. No need for additional calls, sorted everything in one go. Great service thanks
Handled my claim for a new washer pump…
Handled my claim for a new washer pump quickly, efficiently and without hassle or stress.
Avoid taking out an optional policy…
Avoid taking out an optional policy when buying a used car from a dealer. (They are Mis Selling you a Warranty.!!)They don't tell you the part about having to pay out of your own pocket for Diagnostics, and the vast majority of parts that do Go wrong are Suddenly not covered. Leaving you with a nice repair bill..!
My Advice is don't bother. Stick to your Consumer rights, they cover you for six months and the dealer is legally liable to fix anything and it doesn't cost a thing..! AVOID...!

Reply from TMO - The Motoring Organisation
This is the worst warranty company
This is the worst warranty company in the world. Please be careful. Do not fall for their lies. I repeat do not fall for their lies.

Reply from TMO - The Motoring Organisation
Siobhan was very polite and clear about…
Siobhan was very polite and clear about everything she was telling me I could understand everything.
Super fast efficient service very polite
Charlotte was Super fast efficient service very polite
Excellent Service & Efficient Claim Processing
I am writing to share my positive experience with The Motoring Organisation following a recent claim. After submitting my claim, I was pleasantly surprised by the efficiency and professionalism demonstrated throughout the process.
My claim was reviewed and approved within three working days, a turnaround time that exceeded my expectations. Communication from the claims team was prompt, clear, and informative at every stage, leaving me in no doubt as to the status of my application.
Insurance claims can often be a source of considerable stress, particularly following an failure. However, The Motoring Organisation’s efficient handling of my case significantly alleviated this burden. Their staff conducted themselves with evident competence and courtesy, and I encountered none of the delays or administrative difficulties I have experienced with other providers in the past.
I would confidently recommend The Motoring Organisation to anyone seeking a reliable insurance provider that combines comprehensive cover with genuinely efficient claims processing. Based on this claim experience, I intend to remain a customer for the foreseeable future.
My first time having to use a warranty
My first time having to use a warranty, TMO made it easy, I could choose the garage the car went to, if there was one that I trusted.
Only reason for 4 stars is, office hours don't cover weekends, so I was left a bit in the dark and didn't know what was happening.
Other than that, they were friendly on the phone and explained everything and answered my questions.
This has to be the worst company I have…
This has to be the worst company I have ever known by far. I have had the policy for over 3 years and luckily enough I had never had to use it up until the last few months. The first and only time I had to use it was an absolute waste of time the customer service was an absolute disgrace. They never reply to any emails regarding the cover I had and I was miss sold the policy as when I was sold the policy I wasn't informed about what they do not cover. I have tried to make a formal complaint with the company and I get completely ignored. I have emailed them over 15 times in the last few months asking for an update and still to this day had no response. I would definitely not recommend these to anyone and the way you get treated is unacceptable and so unprofessional. Save your money and use another company who actually treats people with respect and actually wants your business. This company needs to treat people with respect, be honest and not be rude and unprofessional towards customers. The company states on its website its hassle free and they sort everything, dont be fooled. Even my garage told them what the fault was and they ignored this and made up the fault was down to wear and tear off a picture. All I can say is wow. Cowboys

Reply from TMO - The Motoring Organisation
Totally wasted £500 Misleading promises and appalling service
Purchasing a £500 warranty from TMO Warranty when I bought my car was hands down the worst investment I have made. It is a complete waste of money and feels entirely misleading compared to what they advertise during sale.
On their website and promotional materials, they explicitly promise a seamless, hassle-free four-step process:
-step 2 TMO finds an approved, reliable local repairer for you.
None of this is true.
I purchased this warranty for an electric vehicle (EV). At the very first sign of difficulty in sourcing an independent repair shop capable of working on an EV, TMO completely dropped the ball. When I called them, their representative unhelpfully and rudely informed me over the phone: "Finding a repair shop for you is just a courtesy we offer, not an obligation."
This directly contradicts their entire sales pitch and online marketing, crossing straight into misleading advertising. They effectively admitted that once a case gets slightly complex, they expect you to do all the legwork yourself because they ran out of resources or simply couldn't be bothered.
Their "network of approved mechanics" turned out to be nothing more than basic Google searches that anyone could perform from home. Worse still, their customer staff showed zero technical competence—I had to repeatedly remind them that I drive an electric car, yet they kept attempting to send me to local garages that do not even service EVs!
To top it off, during one of these repair arrangements, my car was left parked on a street with parking restrictions, resulting in a penalty charge notice (PCN). The ticket was removed from the windshield, and by the time I received the notice at home, the fine had doubled. TMO flatly refused to take responsibility or pay for it, forcing me to pay the doubled fine out of my own pocket.
Do not waste a single penny on TMO Warranty. It provides no real coverage, useless customer assistance, and zero peace of mind.

Reply from TMO - The Motoring Organisation
Great customer service by siobhan very…
Great customer service by siobhan very quick and help full
Sorted out my van claim with in 2/3…
Sorted out my van claim with in 2/3 days paid in full the company made my experience with the claim easy and straightforward
Mollie was absolutely fantastic…
Mollie was absolutely fantastic explaining through my claim and getting everything sorted
The guy who rang was Luke
The guy who rang was Luke. He was very helpful and explained everything in detail. A credit to your company.
Really great communication over the…
Really great communication over the phone, very simple process! Emails could be better, responding with a confirmation of receipt.
Luke was super helpful and easy to talk…
Luke was super helpful and easy to talk to, he went through the claim process smoothly and was keen to answer my every question. Thanks again for your help kind sir! Stellar service provided🙏
A Very Professional Company (TMO)
The interaction with The Motoring Organisation has been first class. Luke was very helpful and informative in the conclusion of processing my claim. I would highly recommend them on my dealings so far.
Maria was very helpful and understanding
Maria was very helpful and understanding
Rachael was friendly
Rachael was friendly, polite and helpful. She processed the claim quickly and we weren't on the phone ages which was appreciated.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.