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Review summary

Created with AI, based on recent reviews

Looking at 49 reviews, most reviewers were let down by their experience overall. Many people found the customer service to be exceptionally poor, citing rude and disrespectful staff, unhelpful interactions, and a general lack of empathy. Customers frequently reported issues with payment processing, including confusion over charges, unexpected fees, and difficulties in settling loans or making final payments. The response times were also a significant concern, with long hold times, dropped calls, and a lack of follow-up from the company. Reviewers also experienced problems with communication, noting that information provided was often confusing or contradictory, and that their inquiries were not adequately addressed. Some people mentioned being transferred multiple times or being given non-working numbers, further exacerbating their frustration.

What people talk about most

Payment

Users describe negative interactions with payment. Many customers report issues such as unexplained charges,... See more

Service

Reviewers highlight negative aspects of service. Many customers describe the customer service as unacceptable... See more

Customer service

Customers consistently express strong dissatisfaction with customer service. Many reviewers report agents... See more

Staff

Consumers consistently express dissatisfaction with the staff, citing numerous instances of perceived... See more

Response time

Clients share negative opinions on response times, with many reviewers expressing frustration over long hold... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Emails not answered Requested settlement figure- no email received. Standard response, don’t send chaser emails or call us. So I Called, couldn’t explain balance correctly Requested remittance... See more

Rated 1 out of 5 stars

I returned my BZ4X lease early and was surprised to receive charges labeled “Unpaid Miscellaneous Charges” and “Excessive Wear and Mileage,” with no explanation of what are those charges are and h... See more

Rated 1 out of 5 stars

Bought 3 cars from Toyota spanning over 6 years using their pcp. However i decided to buy the 3rd car as i got fed of monthly payments and changing vehicles so often. Requested them to extend my term... See more

Rated 1 out of 5 stars

I got connected to a Customer Service on January 13, 2026 between 10am & 1030a. The CS said he doesn't handle my inquiry & will transfer my call to the right department & yes he did transfer my call t... See more


1.1

Bad

TrustScore 1 out of 5

239 reviews

5-star
4-star
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1-star

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

WARNING DO NOT GET INVOLVED WITH THIS…

WARNING DO NOT GET INVOLVED WITH THIS COMPANY. part of redline finance No customer care no response out of 10 emails 12 calls in 4 months no car been taken away months ago.payments being taken still, wrong missed payments put on account a shambles of a company NEEDS TO BE SHUT DOWN. reported to the onbudsman still awaiting refund from rejection will be sharing to a fb town site everyday its ongoing and not resolved.

1 February 2024
Unprompted review
Rated 1 out of 5 stars

I had an accident on the 23rd of…

I had an accident on the 23rd of December. I only owed $1,700 left on the car that I was financing and my car got totaled. My insurance company is settling for $9,725, but Toyota financial is holding it up because they have to do a review. Why is it any of Toyota Financials business how much money I'm getting and how dare they slow my check down. I will never do business with Toyota financial again!

18 January 2024
Unprompted review
Rated 1 out of 5 stars

Would give 0 if I could

Would give 0 if I could.
November 23 they agreed voluntary termination of lease agreement for my dad. No money to pay due to being a vulnerable customer. He signed the form and sent it back. Car wasn’t collected despite chasing several times. 4 weeks later my dad died. Still no collection of car. They have gone back in voluntary termination even though it was their fault they never collected when dad was alive. Now saying we have to pay difference between settlement figure and valuation. Valuation is much less and there is no money to pay them. 2.5 months later they have still not collected car. 15 emails and ten phone calls waiting an hour each time to get through and they still haven’t resolved collecting the car and agreeing to honour the termination. No one calls back when they say they will. Even specific complaints team don’t respond.

They shouldn’t treat anyone like this, let alone grieving families trying to arrange funerals.

Will never buy a Toyota.

21 January 2024
Unprompted review
Rated 2 out of 5 stars

Toyota finance UK.

Toyota finance UK.
Impossible to get through
7th in queue 1 hour later 2nd in queue 15 later 2nd in queue
Left my number, no call back.
It has put me off buying Toyota again.

19 January 2024
Unprompted review
Rated 1 out of 5 stars

Poor service

Toyota Burton told us to have the finance interest free for 6 months and keep our money in the bank. We did after the 6 months they put another £800 onto our bill. Tried to call the finance team to settle the agreement, but couldnt get through. Tried every day for over 2 weeks for over an hour. Gets to 6pm and get cut off. Do not touch this finance agreement. Very poor service

18 January 2024
Unprompted review
Rated 1 out of 5 stars

If I had any enemies I would force them…

If I had any enemies I would force them to call the Toyota finance services number as this kind of torture would probably breach the Geneva convention.

No idea why it takes over month of constant calls to get a settlement figure.

17 January 2024
Unprompted review
Rated 1 out of 5 stars

Toyota finance services are cheater…

Toyota finance services are cheater sign the agreement and want to cancel in next two days which I have already 14 days cancellation time but still they charge extra money big cheater. Not going to buy any service from toyota very disappointed.
am going to contact financial ombudsman services now.

11 December 2023
Unprompted review
Rated 1 out of 5 stars

Toyota financial services lease fraud.

Toyota financial services lease fraud.
Simply you sign of a lease payment that you think will be the same for the lease term .
Toyota financial services is going to charge you property tax . Property tax that you don’t know how much it is because it’s their property tax.
A fraud that is done when presenting the lease payment. Shame on you TFS that make fraud with a fine print of your contract.
Never do a lease with Toyota financial because you don’t know what you will finally pay per month .

7 December 2023
Unprompted review
Rated 1 out of 5 stars

Think carefully

Hi all,
I took out an agreement with Toyota Finance in 2021. I love the car! I am certain I was told that I could pay off any sums I wanted after a set period and this would affect the final amount I owed. I recently tried to do this to discover this is not the case. The end sum stays the same even if you pay money in the interim. All paying early does is shorten the agreement or decrease the monthly payments.
For older people, this kind of agreement does not work. So I would recommend anyone over 55 thinks carefully about taking out an agreement with these people.

21 November 2023
Unprompted review
Rated 1 out of 5 stars

I don't trust them at all..

I have to believe the fact that they sent me no paper bill and no e-bill twice in the last couple months, and then hit me with late charges was no mistake. They wiped one of the late charges like they were doing me a big favor but wouldn't wipe the other late charge. This is totally unscrupulous and dishonest on their part.

17 November 2023
Unprompted review
Rated 1 out of 5 stars

This company doesn't react at all at…

This company doesn't react at all at any messages :(. I paid my car, but they still take the monthly cost from my account!!!! I send them an email and they DON't REACT AT ALL!!!

10 November 2023
Unprompted review
Rated 1 out of 5 stars

Paid off Loan and still no Lien Release Document

I paid off my vehicle in July 2023.....almost 12 weeks later I still do NOT have the lien release document needed to physically take into the DMV to obtain the title for my vehicle. I called multiple times to inquire and I was told they are working on it and I should receive it in the mail soon. I called twice and it was only documented I called once about my title. The woman I spoke to the 3rd time today argued with me and then hung up on me.
Also beware of the GAP insurance because they lied to me at the dealership at Elk Grove Toyota in California and told me once I paid down my loan and the value of my car was more than what I owed I could remove the GAP insurance. This is a true statement except it DOESN'T lower your payment because they bundle the GAP insurance with the car loan and it is a fixed payment. When I called Toyota the man I spoke to in the GAP insurance department told me it happens ALL THE TIME! They used tricky wording to deceive me into believing I could lower my monthly payment by removing the GAP insurance. I was so angry with Toyota when I found out they tricked me. Rotten Scammers!!!!

3 October 2023
Unprompted review
Rated 1 out of 5 stars

Absolute shambles of a company

Absolute shambles of a company! They have errors with their direct debits and haven’t a clue what they recieved. Have got in touch with the financial ombudsman because although it was nearly handled, Denise contacted me and was completely incompetent and has left me no choice but to bring their errors further. Absolutely so not need this unnecessary stress and to think I was thinking of buying another new Toyota. Unbelievable! Avoid avoid avoid!!

25 June 2023
Unprompted review
Rated 5 out of 5 stars

Great service from start to end

Got a settlement fee instantly which was settled then financed another vehicle which I had a couple of issues caused by myself but ELENA sorted them out and kept in touch all the way through the process great service from start to finish thankyou

20 September 2023
Unprompted review
Rated 1 out of 5 stars

Having just phoned for a settlment it…

Having just phoned for a settlment it is completely different from a week ago also was told completely wrong information about getting a payment refunded .Anybody thinking about toyota finance please choose another Brand they are totally useles after spending almost 70000 on 2 cars this will definitely the last Toyota we will buy!!!!!!!

11 September 2023
Unprompted review
Rated 1 out of 5 stars

I bought my 2023 Corolla this March

I bought my 2023 Corolla this March. TFS had repeatedly not allowed for a setup of recurring payments for (4)months. Phone reps never solved the issue but took late payments. Negative credit report hits. No refund of late fees. Setup recurring and still charged late fee. Poorest service!

6 September 2023
Unprompted review
Rated 1 out of 5 stars

Be careful giving of this company with…

Be careful giving of this company with your details!I was going to get finance for a new car and gave this company my details for the loan.Did not have the loan in the end and the company will not clear my data from their records, they say that they have the right to keep my personal details for 6 years.Since giving them my information I been receiving lots of junk mail.There customer service is so unfriendly and unprofessional.

2 March 2023
Unprompted review
Rated 1 out of 5 stars

Title Documents Sent NO TRACKING USPS???????

We bought a new Toyota in February 2023 with a partial Toyota Financial loan ( 9+% interest rate, even though our scores are 800++) with the intent of paying it off in 4-5 month. We paid it off in July 2023. They sent our title and payoff documents USPS STANDARD MAIL WITH NO TRACKING. WHAT???? This is, obviously, important documentation. WHY WOULD ANY RESPONSIBLE COMPANY DO THAT? One answer: MONEY. You've got to be kidding me.

21 July 2023
Unprompted review

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