Workin with Lenay was awesome! Always stayed in contact with me and they did a great job. I definitely recommend
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My spouse and I paid over $2,000 for credit repair services. They assured us that they would be able to repair our credit in order to get a home loan approval. The accounts that we were told would be... See more
While having less than stellar credit, I thought that a credit repair service was my only option. When I reached out, I met Mike Morones. As he took my information and background, I was skeptical tha... See more
Company replied
Mitchell made me feel at ease and confident during the process. Kept me informed of new information and updated with current credit scores. Most importantly honest and straightforward. During... See more
Company details
Information provided by various external sources
White, Jacobs & Associates is a premier consumer services firm. WJA offers an aggressive alternative to credit repair and debt settlement - Attorney Powered.
Contact info
200 Chisholm Pl #250, 75075, Plano, United States
- (972) 231-0452
- info@whitejacobs.com
- whitejacobs.com
Hasn’t replied to negative reviews
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Great experience
Great experience. Clint was able to give helpfull advice.

Reply from White, Jacobs & Associates
Highly recommend
Great experience with Danny! He’s very knowledgeable, resourceful and kind. It’s great to work with someone passionate about truly helping you reach your credit goals. My scores gone up over 30 points since we started amd my life has turned around.

Reply from White, Jacobs & Associates
I have only been with White Jacobs and…
I have only been with White Jacobs and Associates for two months and my credit has increase a lot. I have been getting preapproval credit card offers in the mail. I applied for a loan about 4 months ago and was denied. I went back to the company last week and was approve for a loan amount of 10,000 dollars with no problems. My credit score has jumped over a 100 points in the two months I have been working with Reggie Berry. Call him he can get you back on the right track. He is awesome at what he do.

Reply from White, Jacobs & Associates
These people are the best!!
These people are the best!!! They far exceed services like Lexington Law in quality, effectiveness and responsiveness. They’re worth every penny spent. Their letter cycles are effective at removing inaccurate and deragatory items in reports and took my credit score from poor/ fair to excellent 800+. I dealt with Sally Odum in their company and she’s a sweetheart- very much on top of things and hands on. Highly recommend - don’t waste your time on anyone else !!!

Reply from White, Jacobs & Associates
If you’re thinking of hiring Steve and…
If you’re thinking of hiring Steve and his team for your credit repair needs, DO IT and do it FAST!!! I reached out to Steve Tansey in 2018 by referral of a friend who had a great experience with him. I never expected Steve to be able to do for me what he did for my friend, which was get her from bad credit to great credit in order to purchase her house. Well… I got on the phone with Steve and I was honestly struggling financially but I knew that if I didn’t make the decision to have him help me build a better credit, I would never be a homeowner. I had to make the decision and I had to make it fast. it took about 6 months for the results to start showing and I couldn’t be happier, but the true happiness was when I applied for a home loan and I got APPROVED, I was able to purchase my house in October 2021. In all honesty, I never thought the American dream would be possible for me, but Steve and his team made it happened. I rave about him because they know what they are doing and they do it well. Me owning a home would’ve never happened had I not taken a chance on Steve and his team. I recommend you hire him for your credit repair needs he’s great and he cares for his clients.

Reply from White, Jacobs & Associates
My first experience with White and…
My first experience with White and Jacobs was approximately 3 years ago. Edgar Duarte Was the person that I worked with and he did an amazing job... My credit scores started out in the low five hundreds and moved to the high six hundreds so I was able to buy a new car . my score increased to the mid 700s and then after a few years passed some new Derogatory Report appeared on my credit report and my scores declined... I immediately reached out to Edgar again And he has successfully removed the three negative things that had appeared on my report... I Highly recommend this company to anyone that is looking to improve their credit scores..Thank You For All your help.... K. Greer
Excellent program
Still in the program as I type this review but I am very satisfied with the service provided thus far. Mr. Danny Harbin is an excellent analyst, very helpful & knowledgeable.
I reached out to White
I reached out to White, Jacobs & Assoc. because of my low credit rating and the need for help. My credit has gone up way over 100 points with the help of Sally O.! I’m so thankful to Sally for being transparent and for giving me guidance. She is also so non-judge mental and made me feel very comfortable during the process. My end goal is to be able to purchase a new car and a house, and I’m getting there. If I were to have to do the process again, I would choose WJ, and Sally!!
Too expensive!
Too expensive!! I'm trying to get myself out of debt but their recurring monthly charges continue to keep me behind on my bills. And don't feel like they got anywhere with help fixing my credit.
Pleasure to work with!
Reggie was patient with answering my questions. He was super kind and had a wealth of information. He kept me engaged due to his pleasant demeanor. I'm looking forward to working with Reggie to accomplish my goals!
I Had been referred to WJA by a trusted…
I Had been referred to WJA by a trusted home lender. My credit profile, and my knowledge of credit is one that had no flaws until i had a hiccup during the pandemic- I reached out to Lori Helms, and explained my situation to her- After her talking with her colleagues, she returned my call and we talked about what they can do- Long story short, I had 1 late- on my profile - a 30 day- and it took some hard work , and a few months- but i will say- it was worth every penny- if you have any passion about your credit as i do- and worked years to maintain excellent history- 1 red mark will kill your score 50-100 points- All i can say is- if you hit a bump in the road in life- Don’t be afraid to give them a try- They exceeded my expectations- and got my File back to where its suppose to be- Flawless- I will always be grateful for the lender, referring them to me- as i know the work and different aspects it takes to get something changed/ removed from a report!
White and Jacob's do what the say, they remove all negatives off your report. Just follow the process.
1. I came on board with White and Jacob's around February 2021.
2. It has been a long journey but the light is shinning at the end of the tunnel.
3. I did what was asked of me, I followed through and stayed in communication with my Rep. Salley.
4. Salley has been very kind and knowledgeable throughout my entire process and very supportive.
5. I strongly recommend this product and service.
By James Oliver Kidd Jr.
Danny Harbin is very professional
Danny Harbin is very professional, helpful and always available to answer any questions. I am very happy with White, Jacobs and Associates.
Austin H is amazing
Austin has been nothing short of amazing! Very professional and has kept the communication flowing.
really great service!
Absolutely Amazing Company!!
If you are looking to get serious about fixing your credit, then you need to hire a company that is serious about fixing it like it was their own credit. White, Jacobs and Associates does what they advertise and then some. Huge Thank You Andrew!! Best Customer Service Ever!! He has fought on my behalf more than I could ever imagine and has called to update me on everything that has been going on at all times. Stop worrying about your credit and give these guys a call! A+++++
Edgar Duarte changed my life!
Edgar Duarte was absolutely AMAZING to work with. My credit was an absolute mess when I started working with him at White Jacobs and Associate. I honestly had lost all hopes of ever being a homeowner. Mr. Duarte was able to get 54 items deleted from my credit report and educated me on how to keep my credit in great shape. This program completely changed my life and I would recommend it to anyone who feels all hope is lost.
Call Brandi
I used White, Jacobs & Associates (specifically Brandi) for credit repair. I was reluctant for a while because, I did not believe the results would occur so quickly and easily. I had a few friends who used Brandi for credit repair and they convinced me she was the perfect woman for the job. I am ever so glad they did. My credit went from 520 to 660 in just 6 short months. I am refinancing my car for 1/2 of the original interest rate. My secured cards were changed to regular credit cards, and I feel an incredible weight has been lifted. Brandi truly cares and it shows. She is very knowledgeable, patient kind and thorough. She never made me feel ashamed or ignorant. It you want better credit, lower interest and you buying power back, call BRANDI, she will not disappoint.
White
White, Jacobs & Associates went above & beyond my expectations. Mrs. LeAnn Daniels walked me through every step. Her knowledge & expertise gave me immense comfort and confidence in their ability to repair my credit. My credit score jumped 75 points in 3 months! I was blown away! I recommend Mrs Daniels and White Jacobs & Associates to everyone I know. If you're looking to get out of that rent house and into a home that you OWN, call Mrs. Daniels, then you too can be a home owner!
10/10 - would use WJ&A again
Jared has been very helpful through the process and he explains all the steps out thoroughly. He’s supportive and shows appreciation when I turn over mail in a timely manner : ) Overall this has been a very positive experience.
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