AFC Home Warranty Reviews 

515
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 298 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for being helpful, knowledgeable, and professional, often highlighting their ability to clearly explain options and answer questions. Many people found the customer service exceptional, appreciating the detailed explanations and ease of understanding warranty programs. Reviewers felt confident in their choices due to the staff's guidance and positive interactions. However, some customers reported dissatisfaction with the warranty's product coverage, noting that appliances were not always replaced as expected. Specific issues included items not being replaced if they broke, only being offered prorated amounts, or certain parts like heat exchangers not being covered. This caused frustration when major items, such as microwave ovens or furnaces, were not fully covered.

What people talk about most

Staff

People report positive experiences with staff, highlighting their professionalism, responsiveness, and... See more

Customer service

Consumers find customer service to be positive, with many reviewers praising agents for being professional,... See more

Service

Reviewers mention ambiguous feedback about service, with some customers expressing satisfaction with the... See more

Warranty

Clients share ambiguous opinions on warranty, with many reviewers expressing satisfaction with the customer... See more

Product

Reviewers highlight ambiguous aspects of product coverage, with many expressing frustration over unexpected... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I just starting with them, I am waiting for my paper work showing my policy to come in the mail showing what is covered and what is not.

Company replied

Rated 4 out of 5 stars

Have only been a client for a few weeks. Got the policy through a home a home purchase. Didn't get coverage for over a week while they waited for the check to arrive and be processed from the title co... See more

Rated 5 out of 5 stars

Since we are new to AFC the only person we have been in contact with is our salesman, Jesse. I must say he was really the reason we decided to go with AFC. He kept in touch and always asked us if we... See more

Rated 5 out of 5 stars

I recognized the time was right for us to get a home warranty plan, but I'd heard too many bad stories about the quality of service associated with such plans. It was Jacci and Mike Milo, good friends... See more


Company details

  1. Home Insurance Agency

Written by the company

For almost two decades, America’s First Choice Home Warranty has protected homeowners against unexpected and costly repair bills when systems and appliances in their homes break. Bringing savings and peace of mind to homeowners is our number one goal, and our home warranty plans deliver. When systems or appliances fail in your home, simply call or request service online and AFC takes care of the rest. We’ll schedule the repair professional (you may also use a professional of your choice) and cover the cost of repair or replacement.* After that, we’ll guarantee the repair for the life of your plan. AFC covers all of your home’s essential systems and appliances, from HVAC, electrical, and plumbing systems to kitchen and laundry appliances to home electronics and more. We even cover outdoor sewer and water supply lines. And with so many items that could need repair, you can use your warranty plan as often as needed to keep your home running smoothly. With thousands of pre-vetted technicians in our nationwide network, AFC brings quality, efficiency, and savings to the table when you need us. That lets stop worrying about household repairs so you can focus on, well, living your life. *Limitations and exclusions apply.

Our Unbeatable Workmanship Guarantee

We guarantee repairs for the life of your plan

AFC is in the business of making lasting repairs that keep your home running smoothly for the long haul. So when we fix something in your home, we guarantee the repair for the life of your plan with us. If, at any time during your coverage term, AFC’s repair fails, we’ll send a technician out to fix the failure at no cost to you. Depending on the plan length you choose, that’s up to three years. No other company in the industry guarantees repairs for that long.

Contact info

4.1

Great

TrustScore 4 out of 5

515 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 15% of negative reviews

Typically replies within 2 weeks

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4.1

All reviews

(515)

263 reviews in the last 12 months

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Rated 3 out of 5 stars

Strong Sales Force / Claims

AFC has a very strong and knowledgeable sales force. Braeden Jones handled all four of our families warranty contracts with ease. I give this company an A+ through the signup process compared with the others out there, however the other spectrum will come if and when a claim is made. That is when it will come to the “meat and potatoes”, and AFC will prove their worth to me and my family. All four policies have not taken effect yet. I will update the review at that time.

17 July 2026
Rated 5 out of 5 stars

Richard Clemons was a great…

Richard Clemons was a great representative and after talking with him, I jumped ship from American Home Shield who I have had for over 14 years. I am happy and hopeful to have joined AFC Home Warranty. I also recommended my best friend who will be calling him this week

18 July 2026
Rated 1 out of 5 stars

I wish I had read the reviews before…

I wish I had read the reviews before purchasing an AFC Home Club warranty.

I had two covered claims:

* Air conditioner replacement: $9,250
* Water heater replacement: $2,000

In both cases, AFC’s resolution was to offer $100.

The explanation was that the equipment was old and subject to depreciation. While I understand that age can affect coverage, advertising a home warranty as protection for major home systems is misleading when the actual payout for a covered failure is only $100 toward repairs or replacements costing thousands of dollars.

For my two claims totaling $11,250 in necessary repairs, AFC paid $200 total.

If you’re considering this warranty to help cover expensive home system failures, make sure you fully understand how AFC depreciation is applied and what the company is actually likely to pay before purchasing.

16 July 2026
Unprompted review
Rated 1 out of 5 stars

Horrible horrible company

Horrible horrible company. Customer service was so hard to understand clearly and only call centers that just process calls. Other reps could be heard in the background and was told that they have no supervisor to be forwarded to. Only for escalations that can get back to you in 24-48 hours.
Was assigned a-US air conditioning of Texas only for that company to be equally horrible. Had to deal with another call center where I couldn’t understand anyone. They refused to give me the licensed number of the tech that would be coming to my private home and that they would let me know the “night before” what time they would show that next day. That “night before” notice was after 12am saying they would be there between 7 and 9 that morning! 6 hour notice at midnight while I was asleep!

13 July 2026
Rated 1 out of 5 stars

I would never recommend AFC Home…

I would never recommend AFC Home Warranty. In my experience, this company is nothing but a rip-off.

They advertise that you can receive coverage up to a certain maximum amount, but when it’s actually time to file a claim, they seem to find every reason not to pay. The only thing they covered for me was a one-time payment of $100 toward a repair that cost over $600. Everything else was denied or excluded. A second claim was the same. They offered to cover $0 dollars and I had to pay $500. Mind you, I also had to pay $75 for the technician they sent out even come.

What’s the point of paying monthly for a warranty if it doesn’t actually cover or even assist with the repairs you need? I feel like I paid for a false sense of security.

Anyone on the phone that you talk to are constantly repeating the same spiel. They offered no help and I had to be the one to direct them in remembering my claims.

Save your money and choose a different home warranty company. My experience with AFC Home Warranty was extremely disappointing, and I would not recommend them.

7 July 2026
Unprompted review
Rated 1 out of 5 stars

This company does not live up to their Ads.

Do not expect to get what you pay for! 6 years with this company and they could not get a washing machine repaired!The repairman stated for months heciuld not purchase the parts needed! I found them on the Maytag website, and were available to purchase!I finally had to purchase a new one one to do laundry. Per the contract, my reimbursement would be 300.00 $. That is what AFC determined my 6 year old Maytag to be. I spent 735.00 for a new one, and have not received my reimbursement check two months later. They are well trained at stalling and misleading you! Do not believe the commercials on television!

6 April 2026
Unprompted review
Rated 5 out of 5 stars

Affordable Peace of Mind

Richard was most helpful in comparing different plan options and seemed to genuinely care about helping me to decide which one was the best and most affordable. He was so patient with all my questions, not just trying to talk me into spending money for coverage I didn’t need.

29 June 2026

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