AFC Home Warranty Reviews 

522
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 297 reviews, reviewers had a great experience with this company. Customers frequently praise the helpful and knowledgeable staff for taking the necessary time to answer questions and thoroughly explain the various available plans. People find these initial interactions very pleasant, noting that customer service representatives are exceptionally professional, kind, and easy to talk to. However, some customers also noted frustrations regarding appliance replacements and coverage limitations, explaining that certain parts or older items are not fully covered. Consumers additionally mentioned experiencing notable delays with repair services, along with encountering unhelpful or rude phone staff when seeking assistance with their accounts.

What people talk about most

Staff

Customers report widespread satisfaction with the knowledgeable and professional staff. Reviewers frequently... See more

Customer service

Customers consistently note positive experiences with customer service, praising professional and responsive... See more

Service

Reviewers highlight ambiguous aspects of service, showing a stark contrast in consumer opinions. While some... See more

Warranty

Consumers find warranty experiences to be divided, with many praising the helpful customer service and clear... See more

Product

Users describe ambiguous interactions with product, reflecting a split in how they perceive the service.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I just starting with them, I am waiting for my paper work showing my policy to come in the mail showing what is covered and what is not.

Company replied

Rated 4 out of 5 stars

Have only been a client for a few weeks. Got the policy through a home a home purchase. Didn't get coverage for over a week while they waited for the check to arrive and be processed from the title co... See more

Rated 5 out of 5 stars

Since we are new to AFC the only person we have been in contact with is our salesman, Jesse. I must say he was really the reason we decided to go with AFC. He kept in touch and always asked us if we... See more

Rated 5 out of 5 stars

I recognized the time was right for us to get a home warranty plan, but I'd heard too many bad stories about the quality of service associated with such plans. It was Jacci and Mike Milo, good friends... See more


Company details

  1. Home Insurance Agency

Written by the company

For almost two decades, America’s First Choice Home Warranty has protected homeowners against unexpected and costly repair bills when systems and appliances in their homes break. Bringing savings and peace of mind to homeowners is our number one goal, and our home warranty plans deliver. When systems or appliances fail in your home, simply call or request service online and AFC takes care of the rest. We’ll schedule the repair professional (you may also use a professional of your choice) and cover the cost of repair or replacement.* After that, we’ll guarantee the repair for the life of your plan. AFC covers all of your home’s essential systems and appliances, from HVAC, electrical, and plumbing systems to kitchen and laundry appliances to home electronics and more. We even cover outdoor sewer and water supply lines. And with so many items that could need repair, you can use your warranty plan as often as needed to keep your home running smoothly. With thousands of pre-vetted technicians in our nationwide network, AFC brings quality, efficiency, and savings to the table when you need us. That lets stop worrying about household repairs so you can focus on, well, living your life. *Limitations and exclusions apply.

Our Unbeatable Workmanship Guarantee

We guarantee repairs for the life of your plan

AFC is in the business of making lasting repairs that keep your home running smoothly for the long haul. So when we fix something in your home, we guarantee the repair for the life of your plan with us. If, at any time during your coverage term, AFC’s repair fails, we’ll send a technician out to fix the failure at no cost to you. Depending on the plan length you choose, that’s up to three years. No other company in the industry guarantees repairs for that long.

Contact info

4.0

Great

TrustScore 4 out of 5

522 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 14% of negative reviews

Typically replies within 2 weeks

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4.0

All reviews

(522)

270 reviews in the last 12 months

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Rated 1 out of 5 stars

I would never recommend AFC Home…

I would never recommend AFC Home Warranty. In my experience, this company is nothing but a rip-off.

They advertise that you can receive coverage up to a certain maximum amount, but when it’s actually time to file a claim, they seem to find every reason not to pay. The only thing they covered for me was a one-time payment of $100 toward a repair that cost over $600. Everything else was denied or excluded. A second claim was the same. They offered to cover $0 dollars and I had to pay $500. Mind you, I also had to pay $75 for the technician they sent out even come.

What’s the point of paying monthly for a warranty if it doesn’t actually cover or even assist with the repairs you need? I feel like I paid for a false sense of security.

Anyone on the phone that you talk to are constantly repeating the same spiel. They offered no help and I had to be the one to direct them in remembering my claims.

Save your money and choose a different home warranty company. My experience with AFC Home Warranty was extremely disappointing, and I would not recommend them.

7 July 2026
Unprompted review
Rated 1 out of 5 stars

This company does not live up to their Ads.

Do not expect to get what you pay for! 6 years with this company and they could not get a washing machine repaired!The repairman stated for months heciuld not purchase the parts needed! I found them on the Maytag website, and were available to purchase!I finally had to purchase a new one one to do laundry. Per the contract, my reimbursement would be 300.00 $. That is what AFC determined my 6 year old Maytag to be. I spent 735.00 for a new one, and have not received my reimbursement check two months later. They are well trained at stalling and misleading you! Do not believe the commercials on television!

6 April 2026
Unprompted review
Rated 5 out of 5 stars

Affordable Peace of Mind

Richard was most helpful in comparing different plan options and seemed to genuinely care about helping me to decide which one was the best and most affordable. He was so patient with all my questions, not just trying to talk me into spending money for coverage I didn’t need.

29 June 2026
Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, and the plan is perfect for my house, with low prices, a small down payment, followed by low monthly payments, which impresses me the most. My warranty is for 3 years, but I'm only paying for 2, so you get one free year - you can't beat that.

16 June 2026
Rated 5 out of 5 stars

Kevin our agent was awesome

Kevin our agent was awesome, explained everything perfectly. I feel more at ease now I’m getting ready to retire and feel much better now that we are covered.

11 June 2026

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