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Barclaycard Reviews 

5,207
TrustScore 3.5 out of 5

3.4

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Review summary

Created with AI, based on recent reviews

Evaluating 1,411 reviews, most reviewers were somewhat happy with their experience overall. Customers appreciate the fast and straightforward application process as well as helpful telephone support from advisors. Many users find the online banking and credit card features easy to navigate and very practical. Some reviewers were not happy with unexpected errors and difficulties when setting up the mobile application. A few other people also felt that customer service response times were slow and unhelpful when resolving issues. Additionally, some consumers reported long waiting times to receive their physical credit cards in the mail.

What people talk about most

Customer service

Consumers find customer_service to be ambiguous, reflecting a wide range of differing experiences. While many... See more

User experience

Users describe ambiguous interactions with user experience, highlighting a wide split in satisfaction. On one... See more

Payment

Reviewers express ambiguous feedback about payment, highlighting both frustrations and positive aspects.... See more

Service

Reviewers highlight ambiguous aspects of service, with some praising helpful staff and smooth transactions,... See more

Application

Customers had ambiguous experiences with the app, reflecting a wide range of opinions. While some reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The application was easy, everything after is a bit outdated and slow. You cant activate without the pin. The pin takes days and you still cant do a balance transfer just get an error code. Other c... See more

Company replied

Rated 4 out of 5 stars

The questions were straightforward and gave me a chance to express my views on Barclays and rural banking, which seems to be quite poor.

Company replied

Rated 4 out of 5 stars

Fast, easy application. Everything clear and concise. Excellent credit limit. I would have given five stars, however I did encounter a problem setting up the app. However, when I contacted customer se... See more

Company replied

Rated 4 out of 5 stars

The application process was really excellent but I still haven’t received my Credit card after a two week wait! Why does it take so long?

Company replied


Company details

  1. #49 of 50 best companies in Bank
  2. #225 of 227 best companies in Insurance agency

Written by the company

Barclaycard is a UK credit card provider offering payment solutions designed to support everyday spending and money management. With a long‑standing presence in financial services, Barclaycard aims to provide secure, reliable products alongside digital tools that help customers manage their accounts with confidence. We value customer feedback and use Trustpilot to better understand customer experiences and identify opportunities to improve our services. Reviews help us listen, learn, and continue developing clearer communications and better support.


Contact info

3.4

Average

TrustScore 3.5 out of 5

5k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

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3.4

All reviews

(5,207)

1,407 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Had an issue with an online scam and…

Had an issue with an online scam and luckily i'd used my barclaycard. They have dealt with it swiftly and efficiently

12 August 2026
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Reply from Barclaycard

Hi there, Jennifer 👋 Thank you for taking the time to leave us a 5-star review, we really do appreciate it. It’s great to hear you were pleased with your experience, and I’m glad we could make things a little easier for you 🙂 Thanks again for sharing your feedback with us, take care! -Tom

Rated 5 out of 5 stars

Fkexable

Was straightforward no issues

3 August 2026
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Reply from Barclaycard

Hi there, Frances 👋 Thank you for taking the time to leave us a 5-star review, we really do appreciate it. It’s great to hear you were pleased with your experience, and I’m glad we could make things a little easier for you 🙂 Thanks again for sharing your feedback with us, take care! -Tom

Rated 5 out of 5 stars

Everything was clear and quickly…

Everything was clear and quickly resolved and sorted in a professional and friendly manner

12 August 2026
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Reply from Barclaycard

Hi there 👋 Thank you for taking the time to leave us a 5-star review, we really do appreciate it. It’s great to hear you were pleased with your experience, and I’m glad we could make things a little easier for you 🙂 Thanks again for sharing your feedback with us, take care! -Tom

Rated 5 out of 5 stars

I had a query about how to make the…

I had a query about how to make the balance transfer and the gent that I had on the phone was excellent and did everything with pleasure and ease! Made the experience very simple and no stress at all.

8 July 2026
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Reply from Barclaycard

Hi there, Cameron 👋 Thank you for taking the time to leave us a 5-star review, we really do appreciate it. It’s great to hear you were pleased with your experience, and I’m glad we could make things a little easier for you 🙂 Thanks again for sharing your feedback with us, take care! -Tom

Rated 5 out of 5 stars

Easy to aly

Easy to apply and quick decision. App is easy to set up and use.

7 August 2026
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Reply from Barclaycard

Hi Teresa👋 I’m really glad that you were pleased with how quick and easy the application process was and that you're finding the app easy to set up and use. Thank you for choosing us and we really appreciate you taking the time to leave us a 5-star review here on Trustpilot, thank you for sharing your experience - have a nice afternoon 😊 -Craig

Rated 5 out of 5 stars

Great service

Great service

12 August 2026
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Reply from Barclaycard

Hi Sandra👋 I’m really glad that you enjoyed your experience with us. We really appreciate you taking the time to leave us a 5-star review here on Trustpilot, thank you for sharing your experience - have a nice afternoon 😊 -Craig

Rated 5 out of 5 stars

Very quick and easy application and…

Very quick and easy application and very quick acceptance.

4 August 2026
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Reply from Barclaycard

Hi David👋 I’m really glad that you were pleased with how quick and easy the application process was and thank you for choosing us. We really appreciate you taking the time to leave us a 5-star review here on Trustpilot, thank you for sharing your experience - have a nice afternoon 😊 -Craig

Rated 5 out of 5 stars

Barclaycard is the ONLY credit card to…

Barclaycard is the ONLY credit card to use. Their values on stopping scammers fits mine and I want it to stay that way

11 August 2026
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Reply from Barclaycard

Hi Donna👋 We know how important it is that your banking is secure so we're glad you're happy with this. We really appreciate you taking the time to leave us a 5-star review here on Trustpilot, thank you for sharing your experience - have a nice afternoon 😊 -Craig

Rated 1 out of 5 stars

It’s so automated

It’s so automated, with the Bnak not being prepared to understand its customers

12 August 2026
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Reply from Barclaycard

Hi there, Matthew, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 2 out of 5 stars

Awful system and customer service

So here we are after approval which was quick, the verification was abysmal. Tried over 10 times rang customer service 5 times after being advised to do various things. Visited my local as advised by customer service and they couldnt can docs. Had to go to my nearest branch and they couldnt scan all my docs fir verification of I come, also had the sane error. Now im stuck with a useless credit limit of £200. They just don't want to lend to a pensioner, who iebs their house outright, has quite a good amount of savings, visas. I only wanted a limit of 2k I order to take on holiday and eventually to be my main credit card. My current one has 8k. How on earth are youngsters suppose yo get one. It's ridiculous. Awful service. Never been treated like it

7 August 2026
Unprompted review
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Reply from Barclaycard

Hi there, Julia, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love another opportunity to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 5 out of 5 stars

Excellent work

Excellent work. Well done.

11 August 2026
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Reply from Barclaycard

Hi there, Judy 👋 I hope you're doing good! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback and 5-star rating, take care! 🙂 -Tom

Rated 1 out of 5 stars

FORCING CUSTOMERS TO USE A RUBBISH APP

THEY ARE FORCING EVERYBODY TO USE THE APP AND CLOSING DOWN THE BARCLAYCARD WEBSITE. THIS APP IS ABSOLUTE RUBBISH. IT IS MISSING LOTS OF BASIC FEATURES. FOR EXAMPLE IF YOU MAKE MORE THAN ONE PAYMENT OR HAVE ANY STORE REFUNDS DURING A CYCLE THAT GO TOWARDS CLEARING YOUR MONTHLY BALANCE, THAT BALANCE DOES NOT REDUCE LIKE IT DID ON THE WEBSITE. ON THE APP, IT ONLY EVER SHOWS YOU THE WHOLE BALANCE SO YOU HAVE GOT TO GO THROUGH ANY CREDIT TRANSACTIONS DURING THE CYCLE AND SUBTRACT THEM FROM THE TOTAL DUE THAT MONTH. IN THIS DAY AND AGE HOW ON EARTH CAN A BANK OPERATE LIKE THAT. THE REDUCING BALANCE FEATURE ON THE WEBSITE WORKED PERFECTLY.
FURTHER, I CANNOT SEE ANYWHERE WHERE IT TELLS YOU WHEN YOUR NEXT STATEMENT IS DUE.
I HAVE ALSO HAD A LOOK AT BARCLAYS ONLINE WHERE YOU CAN SEE YOUR B/CARD ACCOUNT NOW AND THAT IS THE SAME - ABSOLUTE RUBBISH.
NOTHING IS TRANSPARENT ANYMORE.
WHY ON EARTH THEY HAVE GOT RID OF WHAT WAS A VERY GOOD WEBSITE AND HANDED THEIR CUSTOMERS A RUBBISH APP AND A HALF BAKED WEBSITE WITHIN BARCLAYS ONLINE SYSTEM DOES NOT MAKE ANY SENSE AT ALL.
I HAVE TRIED TO EXPLAIN TO SOMEBODY THERE WHAT I MEAN AND IT WAS LIKE TALKING TO A BRICK WALL.
THEY HAVEN’T IMPROVED THE SYSTEM AT ALL BY CLOSING THE DEDICATED BARCLAYCARD WEBSITE, THEY HAVE GONE BACKWARDS BIG TIME.

11 August 2026
Unprompted review
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Reply from Barclaycard

Hi there, Linda, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you're disappointed with the removal of Barclaycard online. We do appreciate your feedback and would love another opportunity to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 1 out of 5 stars

Tried to increase my credit limit…

Tried to increase my credit limit despite excellent credit ratings, 6 figure income, very low outgoings etc but rejected.
Limit not increased since the credit card had been taken out, so only an inflation related increase sought.
Limit was finally increased but I feel wholly underwhelmed by the experience with Barclaycard.
Tom Thank you for the reply.
The link you kindly provided in the response gives ia 404 code ie it does not work as its changed or moved.

15 July 2026
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Reply from Barclaycard

Hi there, Iain, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 5 out of 5 stars

Very fast decision and card arrived…

Very fast decision and card arrived within days.

8 August 2026
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Reply from Barclaycard

Hi there 👋 I’m really glad that we were able to assist you with your query and that you enjoyed your experience with us. We really appreciate you taking the time to leave us a 5-star review here on Trustpilot, thank you for sharing your experience - have a nice evening 😊 -Tom

Rated 5 out of 5 stars

Fraud prevention

11 August 2026
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Reply from Barclaycard

Hi there, Stefan 👋 I hope you're doing good! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback and the 5-star rating, take care! 🙂 -Tom

Rated 2 out of 5 stars

Can’t set up online account without…

Can’t set up online account without card pin which I haven’t received yet

9 August 2026
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Reply from Barclaycard

Hi there, Andrew, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you. We always send the pin separately to your card but, I hope it's with you soon!

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 5 out of 5 stars

Barclays credit card

It was easy to navigate

11 August 2026
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Reply from Barclaycard

Hi there, Caroline 👋 Thank you for taking the time to leave us a 5-star review, we really do appreciate it. It’s great to hear you were pleased with your experience, and I’m glad we could make things a little easier for you 🙂 Thanks again for sharing your feedback with us, take care! -Tom

Rated 5 out of 5 stars

Top notch credit card

Top notch credit card, with good 0% deals, and sensible credit limit

8 April 2026
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Reply from Barclaycard

Hey Pauline 👋 I hope you've had a lovely week so far! Thanks so much for taking the time to leave us a 5-star review here on Trustpilot, I'm glad to hear that you're pleased with your credit limit and promotional offers 😊 Thank you again for sharing your experience here, have a lovely day! - Callum

Rated 4 out of 5 stars

Good communication

Good communication, always helpful and give better transfer deals than Lloyds

11 August 2026
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Reply from Barclaycard

Hi there Joanne 👋 I hope you've had a lovely week so far. Thank you for taking the time to leave us a review here on Trustpilot. I'm glad to hear that you received excellent service from the team and are happy with our promotional offers. We really appreciate you taking the time to share your experience here, thank you again and have a lovely week ahead! - Callum

Rated 1 out of 5 stars

Admin farce.

When my Barclaycard expired I requested a new one. Except I couldn't because the app said my card had expired. Online chat was suspended for 'improvements'. Phoned India to request a new card, twice. Card didn't arrive, twice. Hadn't even been issued, despite assurances it would, twice. Closed my account and went elsewhere.

11 August 2026
Unprompted review
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Reply from Barclaycard

Hi there, Tim, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience. I appreciate you've decided to go elsewhere but, we would love to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

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