Dialdirect Reviews 26,036

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 1,974 reviews, reviewers had a great experience with this company. Customers frequently highlight the ease and speed of setting up their policies online, finding the process straightforward and stress-free. Many appreciate the user-friendly website and clear layout, making it simple to navigate and understand their options. Reviewers often find the prices competitive, with some noting significant savings compared to other providers. However, some people were dissatisfied with customer service, reporting issues like long hold times, unhelpful staff, or chat representatives ending conversations abruptly. There were also concerns about renewal quotes being significantly higher than initial offers or new customer rates, and some felt there were hidden or unclear fees.

What people talk about most

Price

Reviewers highlight ambiguous aspects of price, with many expressing frustration over hidden fees, unexpected... See more

Service

People report ambiguous experiences with service, with some customers praising the quick, easy, and... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with many expressing significant frustration and... See more

User experience

Customers consistently note positive experiences with user experience, particularly highlighting the ease of... See more

Website

Customers had positive experiences with the website, finding it user-friendly and easy to navigate for... See more

Reviews shaping this summary

Rated 4 out of 5 stars

With more features included as standard compared to rivals on the comparison websites and the so called cheapest ones , not on comparison sites . Dial Direct was considerably cheaper and also includ... See more

Company replied

Rated 4 out of 5 stars

I've only just obtained insurance with Daildirect. However, so far I'm impressed with their customer service. And the ease in which I was able to purchase purchase the policy.

Company replied

Rated 4 out of 5 stars

I previously wrote a 1 star review for this company after they were unable to underwrite a new vehicle on my insurance policy which had six months remaining. Following this Dial Direct contacted me to... See more

Company replied

Rated 4 out of 5 stars

This company had a very straightforward way to get car insurance. I had to make a phone call which was quickly picked up. Just one problem was with ‘My Account’ which did not work and I wondered if it... See more

Company replied


Company details

  1. #198 of 223 best companies in Insurance agency
  2. #62 of 69 best companies in Car and Motor Insurance Agency
  3. #41 of 44 best companies in Home Insurance Agency

Written by the company

Dial Direct has helped more than 1 million customers with their car, van, home, and life insurance needs. Partnering with leading insurers, we find policies designed to suit your individual needs and requirements with a range of optional additional products. Our fully trained staff are on hand and just a phone call away ready to offer information to our customers to help make an informed choice on the products and services they need. Offering immediate insurance cover whether you buy online or over the phone, Dial Direct can help with your insurance needs.


Contact info

4.2

Great

TrustScore 4 out of 5

26k reviews

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Rated 2 out of 5 stars

I thought this was a good company until…

I thought this was a good company until I decided to change my car, they then were extortionate prices and the operator was not helpful and told me then that they were going to charge a cancellation fee

26 May 2026
Unprompted review
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Reply from Dialdirect

Hi Grace,

We’re sorry to hear you were disappointed following your vehicle change and appreciate you taking the time to leave feedback.

When changes are made to a policy, such as changing your vehicle, the revised premium is calculated directly by the underwriter based on the updated risk and circumstances. As an intermediary, we are unable to challenge or alter the underwriter’s pricing decision.

We’re also sorry to hear you were unhappy with the service you received and the cancellation fee discussed. Your comments have been noted and will be shared with the relevant team for review.

Vicky

Rated 5 out of 5 stars

Very professional

Very professional, thank you for your service.

25 May 2026
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Reply from Dialdirect

Hi Florin,

Thank you for taking the time to leave your 5 star review and feedback with ourselves!

Kirsty

Rated 5 out of 5 stars

Great to deal with easiest address…

Great to deal with easiest address change

25 May 2026
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Reply from Dialdirect

Hi R D,

Thank you for your 5 star review! It's fantastic to hear you found it easy amending your address with ourselves!

Kirsty

Rated 4 out of 5 stars

Good Customer Care

I've only just obtained insurance with Daildirect. However, so far I'm impressed with their customer service. And the ease in which I was able to purchase purchase the policy.

17 May 2026
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Reply from Dialdirect

Hi A H,

Thank you for taking the time to leave your review and feedback with ourselves! I'm pleased to hear you are impressed so far!

Kirsty

Rated 1 out of 5 stars

Extremely disappointing experience with…

Extremely disappointing experience with Dial Direct following the theft of our vehicle.

Four weeks later we are still awaiting settlement on a total-loss claim, and communication throughout has been extremely poor.

Speaking to a ‘real person’ has been frustratingly difficult, updates are limited, and we have spent far too much time chasing for information ourselves.

At a time when customers are already stressed and inconvenienced, the lack of proactive communication and support has made the situation far worse.

Would not recommend based on our experience. Interestingly my partner was with a Aviva who settled with 11 days. Mine only just finalised and my son is still waiting! Nobody up to date and nobody know anything!

24 May 2026
Unprompted review
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Reply from Dialdirect

Hi Deborah,

We’re very sorry to hear about your experience following the theft of your vehicle and understand how stressful and frustrating this situation must be.

We appreciate your concerns regarding the time taken to progress your claim and the difficulties you’ve experienced in getting updates. Total loss claims can sometimes take longer depending on the information required and third-party involvement, but we recognise that clear and proactive communication is especially important during this time.

We’re sorry that you feel this has not been handled well and that you have had to chase for updates.

Claims are dealt with directly by the underwriter, we would be happy to escalate a complaint that we will be presented to the underwriter if you send your policy details to us at socialresponders@bglgroup.co.uk.

Vicky

Rated 1 out of 5 stars

Unsolicited renewal email, hidden pricing, and FCA‑questionable behaviour

I received an email from Dial Direct about an alleged renewal, even though I have no policy with them. Their tone is pushy, key information is buried, and the absence of a clear opt‑out route is non‑compliant with FCA expectations around fair, clear and not misleading communication.
The tone implies I'm already on board and they keep calling it a renewal, but I have never held a Dial Direct policy. The parent company, BISL, only have my details because M&S Insurance outsourced administration to them. What they have sent is NOT a renewal. It is an unsolicited new‑business offer dressed up as a renewal, but charging significantly more than if I'd come to them as a new customer (poor practice).
There is no existing policy with them:
• no contractual relationship;
• no prior consent;
• no prior agreement to auto‑renew; and
• no legal basis to treat me as an existing customer.
That is not a renewal, it is "inertia-selling", and seems to be misrepresentation of the nature of Dial Direct's product and under FCA communications must not be misleading.

Dial Direct's email say the price is “in the booklet”, not good enough, FCA guidance expects the renewal premium to be prominently displayed.
Aggressive framing — “We’ll automatically renew your policy for you” without immediately explaining how to stop it is manipulative.
No opt‑out instructions in the email, they must clearly state how to decline renewal. Hiding it in a booklet is not acceptable.

The "booklet" attached claims cancellation is phone‑only, even though they attempted to lock me in by email. I’ve emailed both their contact address and their complaints team to opt out. Email opt‑out should be automatic when email is the method they use to renew.

Everything they have done falls short of the FCA requirement for communications to be fair, clear and not misleading (ICOBS 2.2.2R). The renewal price was also 11.77% higher than the new‑customer prices for the same BISL brands, which raises concerns under the FCA’s General Insurance Pricing Practices rules. Very poor transparency.

UPDATE - Dial Direct took less than an hour to reply here, telling me to contact a social media email address. Still waiting for them to acknowledge email instructing them not to proceed with the so-called renewal.

20 May 2026
Unprompted review
Dialdirect logo

Reply from Dialdirect

Hi Vivienne,

Thank you for sharing your feedback with us, and I am really sorry to hear about your experience with this renewal email. We want our communications to be clear and straightforward, so it is disappointing to hear we have fallen short for you.

We take feedback like this seriously, and we want to get this fully looked into for you straight away.

So we can look into this for you, please email your policy details to socialresponders@bglgroup.co.uk.

Once we receive your email, we will make sure your concerns are thoroughly investigated and handled.

Leanne

Rated 5 out of 5 stars

Friendly costumer service

Friendly costumer service easy to set up would recommend to a friend

21 May 2026
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Reply from Dialdirect

Hi Sam,

It's brilliant to hear you would recommend us due to our friendly service!

Rachael

Rated 1 out of 5 stars

Avoid This Company

Avoid This Company – Dishonest and Unprofessional
Do not use this company. They are daylight robbers who hide their failures by avoiding all administrative communication.
When I took out insurance with them, I explicitly declined auto-renewal. At renewal, I received a better quote elsewhere and asked if they could match it—they couldn’t, so I confirmed I would not be renewing. Despite this, they renewed my policy anyway and took money from the card I used for the initial payment.
I called them and was assured the policy was cancelled. A week later, I called again and was told they will cancel then! Resetting the 5-7 day refund timeline. During this entire ordeal, the only email I received was one urging me to call them to confirm I wanted to cancel—a week after I was already told it was done. No confirmation emails, no transparency, no accountability.
This company’s lack of honesty and communication has caused me financial hardship and significantly impacted my health. I’ve submitted an official complaint, but—you guessed it—no email confirmation. My next step is the Ombudsman.
Stay far away. If you value your money, your time, and your peace of mind, do not trust this company.

20 May 2026
Unprompted review
Dialdirect logo

Reply from Dialdirect

Hi Elizabeth,

I'm sorry to hear about the issues you experienced when declining your renewal offer and cancelling your policy. So that I can ensure your complaint has been logged correctly, can you please email your policy details over to socialresponders@bglgroup.co.uk.

Kirsty

Rated 2 out of 5 stars

really difficult to communicate with…

really difficult to communicate with the advisors on the phone

13 May 2026
Dialdirect logo

Reply from Dialdirect

Hi E M,

Thank you for your review. I am sorry to hear you found it difficult to communicate with our advisors. We will be in touch shortly to discuss your concerns and see if there is anything we can do to help.

Rachael

Rated 5 out of 5 stars

Car insurance

Service was great, simple questions and easy to take a quote for my car

9 May 2026
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Reply from Dialdirect

Hi Fatima,

I'm pleased to hear you found the service great!

Kirsty

Rated 5 out of 5 stars

CAR INSURANCE.

My telephone queries were dealt with in a helpful manner making my application easier.
I requested printed copies of insurance information which were delivered within days.
Really good service.

17 May 2026
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Reply from Dialdirect

Hi,

Thank you for taking the time to leave us your five-star review! It's always nice to hear that our customer queries have been dealt with in a timely, professional way.

Vicky

Rated 1 out of 5 stars

Cancelling insurance

I wanted to change my car from a Golf GTI to a Mazda 2. I was told this could not be done, no reason given. Talking to their call centre in South Africa is pointless. A noisy environment with people who don't really speak English and anyway can only do what their computer lets them. I cancelled the insurance, and for this I was charged £50.05. Avoid!

16 May 2026
Unprompted review
Dialdirect logo

Reply from Dialdirect

Hi Mark,

Thank you for raising your concerns. I am sorry to hear we could not offer you a quote for your new vehicle the Mazda 2. Please could you email your policy number to socialresponders@bglgroup.co.uk so we can look into this further for you.

Thanks, Rachael

Rated 5 out of 5 stars

Time and money

very fast, very cheap, great service, saved money

16 May 2026
Dialdirect logo

Reply from Dialdirect

Hi Piotr,

Amazing to hear you have saved money insuring with us!

Thanks, Rachael

Rated 1 out of 5 stars

DO NOT GET YOUR CAR INSURANCE WITH DAIL DIRECT

Was involved in a car accident. My vehicle was written off, 3rd party company have resolved there bit and paid me out and close the case and I have tried on many occasions to explain to dial direct I don’t have the vehicle and financially can’t afford to pay the direct debts as I DONT HAVE THE CAR but yet I have told I still have to pay! What a rubbish company & service. No help or support provided. DONT USE DAIL DIRECT! This company is absolutely terrible. The few times I have rang in the customers service team just dont care and just keep putting you on hold with no explanation. What happened to listening to the customers concerns and trying to help.

8 May 2026
Unprompted review
Dialdirect logo

Reply from Dialdirect

Hi,

We are very sorry to hear about your experience and appreciate you taking the time to share your feedback. We understand how upsetting and stressful this situation must be following your accident and the write-off of your vehicle.

As your intermediary rather than your insurer, we do not deal directly with the handling of claims. However, if you send us your policy details, we can arrange for a complaint to be escalated and presented to the underwriter who is dealing with your claim for further review. Please email us at socialresponders@bglgroup.co.uk.

Vicky

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