HMCA Reviews 177

TrustScore 3.5 out of 5

3.6

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Rated 1 out of 5 stars

My mother was diagnosed with leukaemia and admitted to Cirencester Hospital for treatment, blood transfusions, etc. She died there 3 weeks later. But HCMA justified avoiding any payment on her polici... See more

Company replied

Rated 5 out of 5 stars

My elderly Mother has been with HMCA for several years and has needed to use the insurance three times. On each occasion I have spoken with an extremely helpful advisor who has dealt with her concerns... See more

Company replied

Rated 5 out of 5 stars

I have been speaking to Elaine Webster since before Christmas about joining HMCA. I couldn't join straightaway due to various circumstances but at every juncture, Elaine has been patient, informative... See more

Rated 3 out of 5 stars

Unfortunately, HMCA has just informed me that their policies EXCLUDE cover for any SECOND surgery on ANY joint having had previous surgery! In my case a “revision” of a previously “resurfaced” hip i... See more

Company details

  1. Health insurance agency

Written by the company

HMCA (Hospital and Medical Care Association) has specialised in providing benefits exclusively for membership groups since the 1970s.


Contact info

3.6

Average

TrustScore 3.5 out of 5

177 reviews

5-star
4-star
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1-star

Replied to 83% of negative reviews

Typically replies within 2 weeks

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Rated 4 out of 5 stars

the lady i have spoken to was helpful…

the lady i have spoken to was helpful and i think the idea of having this insurance gives me peace of mind. i did not put 5 star because i have not availed the benefits yet. I am not aiming to be ill or hospitalised but i hope i wont regret in the end but of availing this insurance.
thank you...

26 April 2021
Rated 4 out of 5 stars

Fair price and good cover,and good to contact if required.

Our previous health insurance was increased very higher,so after several years we decided to change. Within a week we saw the HMCA advert in one of our regular magazines and contacted them by phone. It was a pleasure to hear their details and at no time were we pushed to take their offers. The lady we spoke to was very clear and pleasant, and agreed to send full details we could read at home. After doing so we informed the lady we originally spoke to and accepted the contract. Since then everything has gone well with details sent to us. Thankfully we have not yet had to use them.

26 April 2021
Rated 4 out of 5 stars

Follow up

I had good response on phone , but follow up msg and forms to complete we're not sent. I had to chase up.

26 April 2021
Rated 5 out of 5 stars

Customer service

From my initial enquiry through to joining I found the process a pleasure. All m y queries were answered fully and with detail. There was plenty of time, nothing was rushed, and I found it a breath of fresh air. I would recommend anyone who is thinking of taking private health insurance to speak to HMCA.

20 April 2021
Rated 4 out of 5 stars

Fair and reasonable

I found HMCA very fair and reasonable to deal with. The people on the other end of the telephone are always polite and helpful. Strangely though, and some may appreciate this-others not, everything seems to be done by post or phone rather than email attachment which is cheaper and quicker. You can email them but if they pay a claim, for example, they always send you a letter through the post. Also there appears to be no members section on the website where you may login and check your cover and benefits.

20 April 2021
Rated 5 out of 5 stars

Helpful Staff

The administrator I spoke to when considering moving from BUPA, was clear, helpful and the phone was answered immediately, quite rare these days.

I look forward to dealing with your helpful staff.

19 April 2021

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