Lowell Reviews 

63,927
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 11,094 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the helpfulness and understanding of the staff, who are often described as patient, kind, and non-judgmental. Many people found the overall service and user experience to be easy and stress-free, especially when setting up affordable and manageable payment plans online. Customers appreciate the flexibility to adjust payments and the clear communication provided throughout the process. However, some people mentioned experiencing unnecessary and constant reminders, including emails and texts, which they found excessive. A few other people also felt that customer service interactions could be problematic, citing instances of calls being cut off, agents hanging up, or repeating questions.

What people talk about most

Staff

Customers had positive experiences with staff, consistently describing them as understanding, helpful, and... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpful, understanding, and... See more

Payment

Reviewers highlight ambiguous aspects of payment, with many appreciating the ease of setting up affordable... See more

Service

Clients share positive opinions on service, consistently highlighting excellent and helpful experiences. Many... See more

User experience

Customers consistently note positive experiences with user experience, finding the process easy, smooth, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The reason I gave a five-star review is that I received excellent service. I am deeply grateful to the person who helped me resolve the issue; even though I was concerned about the language barrier, t... See more

Rated 5 out of 5 stars

Easy to set up an affordable monthly repayment, using your online account - no need to speak to anyone, making it convenient. A payment plan is set up, and you can check in your account at any time, h... See more

Rated 5 out of 5 stars

Lowell provides a fair and manageable payment plan to fit the individual. In my experience the staff have all been helpful and kind and definitely non judgmental in regards to the debt they are discus... See more

Company replied

Rated 5 out of 5 stars

It was good to get through to someone easy on the phone , explained everything well, gave me the options available and understood a plan that suited both myself and the company. Didnt pressure to pa... See more


Company details

  1. #6 of 11 best companies in Debt Collecting

About Lowell

Written by the company

Written by the company

We know that debt can happen to anyone
Dealing with debt can be overwhelming, and reaching out might feel scary. But here at Lowell, we’re on your side. We don’t judge. We realise that anyone can fall into problem debt. Get in touch and we’ll find a solution that suits your situation. The sooner you take control of your Lowell debt, the sooner you’ll start to get your life back on track.
You don’t even have to call us
Our app and website make it easy to check your budget, set up an interest-free payment plan, and keep track of your balance. If you’d prefer to speak to someone, we have a friendly team ready to help. We’re here to listen, understand your circumstances, and to help you work out a payment plan that works for you, not against you.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

64k reviews

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4.3

All reviews

(63,927)

10,272 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

On phone they repeat the questions in a…

On phone they repeat the questions in a different way which gets me frustrated & wastes my time, triggers off my anxiety. Although they have been very patient .

20 February 2026
Lowell logo

Reply from Lowell

Hello shale 1994,

We appreciate you sharing your experience. We are very sorry for any distress caused. I’ve asked one of my colleagues to contact you directly so we can look into this for you.

Kind regards,

Ellie

Rated 5 out of 5 stars

Magda

They are very friendly and understanding, and the installment payments are very realistic for me.

10 June 2026
Lowell logo

Reply from Lowell

Mags,

We're so pleased to hear that you found our team friendly and understanding, Thank you for your positive feedback!

Kind regards,

Ellie

Rated 5 out of 5 stars

They are very helpful

They are very helpful

21 July 2026
Lowell logo

Reply from Lowell

Victoria Tompkins,

We're so happy to hear that our team was helpful. We appreciate your kind words and positive feedback!

Kind regards,

Ellie

Rated 5 out of 5 stars

Lady was very polite and explained the…

Lady was very polite and explained the debt, did not know I had the outstanding phone bill as the letters went to another house I own

Nice to know that the companies approach is to help and support instead of the bullying approach

28 July 2026
Lowell logo

Reply from Lowell

Lee McClelland,

We are delighted to hear that you had a positive experience with our team. We strive to provide excellent service and appreciate your feedback.

Kind regards,

Ellie

Rated 5 out of 5 stars

Would recommend

Very easy to set up a payment plan. Wasn't made to feel bad. No threatening phone calls. Treated with respect throughout all interactions.

13 July 2026
Lowell logo

Reply from Lowell

yvonne,

We're so pleased to hear that setting up a payment plan was easy for you. Thank you for your positive feedback!

Kind regards,

Ellie

Rated 5 out of 5 stars

Great with advice and help

Always do their best to help you and make it affordable very understanding

28 July 2026
Lowell logo

Reply from Lowell

Jackie smith,

We're so happy to hear you had a positive experience working with us. Thanks for taking the time to leave a review.

Kind regards,

Ellie

Rated 5 out of 5 stars

The person that dealt with me was…

The person that dealt with me was amazing listened to everything I said and she took co trolley of situation.

27 July 2026
Lowell logo

Reply from Lowell

Susan Postlethwaite,

We're so glad to hear that you had a positive experience. We strive to provide excellent customer service and appreciate your feedback.

Kind regards,

Ellie

Rated 1 out of 5 stars

It took me 4 phone calls as I kept…

It took me 4 phone calls as I kept getting cut off. I was trying to sort a bill out that was sent to me which I cancelled back in Oct(well I was told it was cancelled in Oct when speaking to customer services) but in fact it wasn't. So I've been charged for a phone I haven't even got. So after 1hour & 40 mins I was told it will be cancelled. I've checked my emails to find message from Three saying my phone has been sustained. I would never ever recommend Three to anyone. Also you get people who can't speak very good English so you have to keep asking them to repeat everything. Time for me to change company with the phone I'm using. And quickly.

28 July 2026
Unprompted review
Lowell logo

Reply from Lowell

Hello,

Thank you for reaching out to us here. We are sorry to hear of your experience with Three. We’ve sent you a DM to see what we can do to support you. Please don’t worry – just get in touch so we can help.

Kind regards,

Ellie

Rated 5 out of 5 stars

Lowell made it really easy for me to…

Lowell made it really easy for me to set up regular payments

21 July 2026
Lowell logo

Reply from Lowell

SHAUN KIRBY,

We appreciate your feedback and are so glad to hear that setting up regular payments was made easy for you. Thank you for sharing your experience!

Kind regards,

Ellie

Rated 4 out of 5 stars

The company listens.

The company listens.
They are very understanding
They want to support you on how to pay your debts

28 July 2026
Lowell logo

Reply from Lowell

Hello Joyce,

We are so pleased to hear that you feel listened to and supported. It's wonderful to know our team's understanding nature made a positive impact. Thank you for your kind words.

Kind regards,

Ellie

Rated 5 out of 5 stars

Excellent service

Excellent, professional, considerate experience,

21 July 2026
Lowell logo

Reply from Lowell

Kieran McDonnell,

We appreciate your feedback and are glad to hear you had a positive experience.

Kind regards,

Ellie

Rated 1 out of 5 stars

Be very careful if you land up with…

Be very careful if you land up with this company chasing for unpaid loans. I had one which went back years. I’ve been paying years (more than 10 years) and still it isn’t completed. I don’t pay a large amount each month but I didn’t exactly owe thousands. They’ve had my loan back several times over with huge interest. Still, it has taught me a very big lesson.

5 August 2025
Lowell logo

Reply from Lowell

Hello Julia,

Thank you for reaching out to us here. I’ve asked one of my colleagues to contact you directly so we can look into this for you.

Kind regards,

Ellie

Rated 5 out of 5 stars

Good company never put pressure on you…

Good company never put pressure on you to pay more than you can afford 👍

28 July 2026
Lowell logo

Reply from Lowell

Franco Sidoli,

We're so pleased to hear that you had a positive experience with us and appreciate you sharing your feedback. Thank you for your kind words!

Kind regards,

Ellie

Rated 5 out of 5 stars
Lowell logo

Reply from Lowell

david shaw

We are so happy to hear that you had a positive experience with our team member. Thanks for leaving a review.

Kind regards,

Ellie

Rated 5 out of 5 stars

Setting up account with Lowell

Easy to set up for piece of mind

21 July 2026
Lowell logo

Reply from Lowell

Josephine,

We are so glad to hear that you found our service easy to set up, providing you with peace of mind. Thank you for your positive feedback.

Kind regards,

Ellie

Rated 5 out of 5 stars

EFFICIANT

YOUR STAFF WERE VERY P0LITE HONEST VERY HELPFULL AND UNDERSTANDABLE

21 July 2026
Lowell logo

Reply from Lowell

Hello Matthew,

We are delighted to hear that you had a positive experience with our team. We strive to provide excellent service and appreciate your feedback.

Kind regards,

Ellie

Rated 4 out of 5 stars

Allowed me to pay off some small debts…

Allowed me to pay off some small debts in a manner that took into account my financial status, with little to no hassle or pressure.

21 July 2026
Lowell logo

Reply from Lowell

Hello Lee,

We're so pleased to hear that we could help you manage your debts in a way that suited your financial situation. Thank you for your kind words!

Kind regards,

Ellie

Rated 1 out of 5 stars

Lowell are not understanding at all

Lowell are not understanding at all

28 July 2026
Lowell logo

Reply from Lowell

Hello Harjeet,

Thank you for reaching out to us here. We are sorry you feel this way. If you would like us to look in to this matter further, please contact us at https://www.lowell.co.uk/contact-us/ so we can better understand your experience and offer you our full support.

Kind regards,

Ellie

Rated 5 out of 5 stars

Great customer service

Great customer service. They take the time to really listen to the situation that you find yourself in.

27 July 2026
Lowell logo

Reply from Lowell

Hello Mrs Williamson,

We're so pleased to hear that our customer service was great and that our team took the time to understand your situation. Thank you for your positive feedback and kind words!

Kind regards,

Ellie

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