Moja Insurance Reviews 

4,556
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 751 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the competitive pricing, noting that insurance policies are affordable and provide great value compared to alternative options. Reviewers also appreciate the straightforward online process, which makes signing up and making policy changes fast and simple. People find the website very easy to navigate when setting up their initial car insurance cover. Some reviewers were not happy with the digital-only setup, stating that the lack of a phone number makes it difficult to speak with someone. Consumers additionally mentioned frustrating website issues, including slow customer service response times and difficulties managing policy documents online.

What people talk about most

Price

Customers expressed great satisfaction regarding the price, noting that policies are very competitive and... See more

User experience

Reviewers highlight positive aspects of user experience, frequently praising the simple, straightforward... See more

Service

People report positive experiences with service, often highlighting the speedy assistance and straightforward... See more

Website

Reviewers mention ambiguous feedback about website experiences, with many customers praising the portal as... See more

Customer service

Consumers find customer service to be ambiguous, with some reviewers praising the fast setup, helpful... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The process was easy to follow through, but it would have been more reassuring to go through it with a staff member just to be very sure.

Company replied

Rated 4 out of 5 stars

Found it easy to arrange and sort out my policy. Price was competitive and it covers most of my requirements.

Company replied

Rated 5 out of 5 stars

Great service my car was hit off another driver with. 2days was sorted unfortunately my car was wrote off but had funds within the 2 days no issues at all, everything was straight forward

Company replied

Rated 5 out of 5 stars

I changed my car this week simply changing make model and registration with a quote first was so simple on line. Price until end of policy was excellent considering up grade in vehicle. Will stay... See more

Company replied


Company details

  1. #120 of 140 best companies in Insurance company

About Moja Insurance

Written by the company

Hey! 👋

Think insurance is a bit blah? Think again!

Moja cover is online, all the time - you can get everything you need online, so we don’t have contact numbers for the everyday stuff.

Don’t worry though – you can still call us if you need to claim. And for anything else, our Moja Team are just a message away if you need help.

We also think insurance should be easy to understand, with no boring insurance jargon and no online admin fees, so that’s exactly what we offer.

If you love it, then Moja it with us – get a quick quote now in a few clicks 👇

Get a quote

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

5k reviews

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4.3

All reviews

(4,556)

722 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Unable to cancel my upcoming renewal web not working

Unable to cancel my upcoming renewal due to website issues.

My Moja car insurance is due to automatically renew on 12 September 2026. I do not wish to renew my policy.

I have tried the Moja website, MyMoja account, Help Hub and the cancellation link provided in my renewal email, but none of these pages are accessible. I have also tried to contact Moja by phone but have been unable to speak to anyone.

I am therefore unable to switch off automatic renewal through no fault of my own.

Please contact me as soon as possible and confirm that my policy will NOT automatically renew on 12 September 2026.

I am happy for my existing policy to remain in force until its current expiry date. I only want to cancel the upcoming renewal.

2 September 2026
Unprompted review
Moja Insurance logo

Reply from Moja Insurance

Good morning,

I'm sorry to see that you've had troubler accessing the website.

I've requested more information from you so that we can look in to this properly and raise your concerns.

We hope to hear from you soon,

Anthony
The Moja Team 🚘

Help & support: help.mojainsurance.co.uk
Website: www.mojainsurance.co.uk

Rated 5 out of 5 stars
Moja Insurance logo

Reply from Moja Insurance

Hey there 👋

It’s great to see that your change was super-easy – just how we like it!

We love getting feedback from our Moja family 😊

Jonathan

The Moja Team 🚘

Help & support: help.mojainsurance.co.uk
Website: www.mojainsurance.co.uk

Rated 1 out of 5 stars

Moja Insurance (AXA) completely fails to deliver on its customer promise of being "simpler, fairer, and always there

Despite submitting undeniable evidence—including clear CCTV footage, an eyewitness account, my own formal statement, and an initial admission of fault from the third party's insurer—Moja has left my claim in an indefinite stalemate.
​Key issues with their service include:
​Zero Action on Conclusive Evidence: Presented with overwhelming proof of who was at fault, their liability team simply refuses to act, leaving the claim stalled without justification.
​Appalling Communication: I have not been kept adequately informed at any stage of the process, leaving me completely in the dark.
​Hostile Customer Support: Whenever I reach out to the liability team for a basic update, I am treated like a nuisance rather than a paying customer seeking resolution.
​Leaving Customers in Limbo: Rather than fighting for their policyholder, they seem entirely content to sit back and do nothing.
​It is shocking that a brand backed by AXA displays such total apathy when a claim requires actual work. You can be certain, however, that three months before my renewal date, they will have no trouble reaching out to keep me updated on taking my money. Avoid at all costs if you expect actual support when an accident happens.

26 July 2026
Unprompted review
Moja Insurance logo

Reply from Moja Insurance

Hello Philip,

Thanks for your feedback - we really appreciate you taking the time out.

I am sorry to hear about the issues you've raised.

So that I can look into this for you, I've requested some information via Trustpilot.

Please reply with:

- Your claim reference number - you can find this on your claim acknowledgment email from us
- Your policy number - you can find this on your motor certificate, which is in the 'Documents' section of MyMoja

I'll then be able to pass your complaint to the correct team.

Take care,

Jonathan

The Moja Team 🚘

Rated 5 out of 5 stars

Easy to use website

14 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Alan.

We are so happy to hear that you found our website easy to use. We appreciate your positive feedback!

Have a good day.

Lindsay
Moja Insurance

Rated 5 out of 5 stars

Easy to set up online

Easy to set up online, with a very reasonable price.

23 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Mike.

We are so pleased to hear that you found our online setup easy and our pricing very reasonable.

Thank you for your great feedback.

Lindsay
Moja Insurance

Rated 5 out of 5 stars

Very easy to change my car details in…

Very easy to change my car details in line.

19 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Peter,

We are so pleased to hear that updating your car details online was a very easy process for you.

Thank you for sharing your positive experience!

Kim
Moja Insurance

Rated 5 out of 5 stars

Price is great.

Price is great.

14 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Chrissy,

Thanks for leaving us your feedback.

It's great to hear you're happy with the price we've been able to offer.

Thanks for choosing us, and take care!

Rachel
Moja Team

Rated 5 out of 5 stars

Very happy thank you

Very happy thank you

18 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi there,

Thanks for taking the time to leave a review, we're glad to hear that you're happy with our service.

Caroline
Moja Insurance

Rated 5 out of 5 stars
Moja Insurance logo

Reply from Moja Insurance

Hey Vee 👋

We've worked hard to make sure that it's super easy to make online policy changes with us, so it’s great to see feedback like yours - thank you 🤗

Take care,

Emma
The Moja Team 🚘

Rated 1 out of 5 stars

You cannot communicate with them and…

You cannot communicate with them and when you cancel you're insurance they charge £52.5 which is high
I will never go to this company again RIP OFF.

15 August 2026
Unprompted review
Moja Insurance logo

Reply from Moja Insurance

Hi Mr Newman,

Thanks for leaving a review & I'm sorry to hear that you're unhappy with the service and fees.

Moja is an online only product & we can be contacted via the contact form online or via the chat function.

The cancellation fee is stated in your Policy Wording before purchase & would be charged outside the 14 day cooling off period, I do apologise if you were not aware of this.

Take care.

Emma
The Moja Team

Rated 5 out of 5 stars

Quick and easy to sort out online

Quick and easy to sort out online, very happy!

8 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi.

Thanks for taking the time to leave us a review and it's great to hear that you found things to be quick and easy😁

Lee
The Moja Team

Rated 5 out of 5 stars

Great and easy to do

Very easy to change policy was done within minutes

7 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Ellen👋

Wow🤩 We love to see feedback like yours - thanks for taking the time!

Have a great weekend!

Jasmin
The Moja Team 🚘

Help & support: help.mojainsurance.co.uk
Website: www.mojainsurance.co.uk

Rated 5 out of 5 stars

Good and easier to connect

Good and easier to connect

13 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Joyce, 👋

Thanks so much for leaving such a brilliant review - I'm glad to see you're feeling good about being in our Moja family 💚

Have a great weekend 😎

Jasmin
The Moja Team 🚘

Help & support: help.mojainsurance.co.uk
Website: www.mojainsurance.co.uk

Rated 5 out of 5 stars

Seamless transition from an existing…

Seamless transition from an existing policy to new one.

12 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Paul, 👋

Thanks so much for leaving such a brilliant review - I'm glad to see you're feeling good about being in our Moja family 💚

Have a great weekend 😎

Jasmin
The Moja Team 🚘

Help & support: help.mojainsurance.co.uk
Website: www.mojainsurance.co.uk

Rated 5 out of 5 stars

Great service my car was hit off…

Great service my car was hit off another driver with. 2days was sorted unfortunately my car was wrote off but had funds within the 2 days no issues at all, everything was straight forward

5 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Karen, 👋

Thanks so much for leaving such a brilliant review - I'm glad to see you're feeling good about how your claim was handled.

Have a great weekend 😎

Jasmin
The Moja Team 🚘

Help & support: help.mojainsurance.co.uk
Website: www.mojainsurance.co.uk

Rated 5 out of 5 stars

Easily organised

Easily organised, and hassle free insurance set-up.

8 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi Holly, 👋

Thanks so much for leaving such a brilliant review - I'm glad to see you're feeling good about being in our Moja family 💚

Have a great weekend 😎

Jasmin
The Moja Team 🚘

Help & support: help.mojainsurance.co.uk
Website: www.mojainsurance.co.uk

Rated 5 out of 5 stars

Very quick and responsive

Very quick and responsive

13 August 2026
Moja Insurance logo

Reply from Moja Insurance

Hi there, 👋

Thanks so much for leaving such a brilliant review - I'm glad to see you're feeling good about being in our Moja family 💚

Hope you enjoy your week end 😎

Jasmin
The Moja Team 🚘

Help & support: help.mojainsurance.co.uk
Website: www.mojainsurance.co.uk

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