Had NFU for house insurance, and we had a split in the water tank in the loft. Call handlers were great and worked around our busy work schedule. Incredibly helpful when it came to dealing with the cl... See more
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For more than a century, we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.
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United Kingdom
- reviews@nfumutual.co.uk
- www.nfumutual.co.uk
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NFU is the best insurance company I and…
NFU is the best insurance company I and many of my associates would agree with this. There is no argument if there is a genuine claim and it’s sorted out very quickly with no arguments once they have all the facts. Maybe a bit more expensive then other insurance companies but with them if you unfortunately, do have a real claim they get it sorted without any fuss, or trying to avoid the situation.
Claim sorted out in a few days
Claim sorted out in a few days staff iso kind patient and helpful
They were extremely helpful
They were extremely helpful with my claim and very easy to talk to. It was easy to phone the agent who was very pleasant
Excellent quick response
Excellent quick response, assessment and setlement.
May use AI-assist with repliesRead more
Very disappointed with the reduced payment
They didn't pay the full amount my horse was insured for, even tho the premium was based on the insured value. Very disappointed with how this was handled especially as I have been a customer for many many years insuring, horses, lorry and trailers and have not made a claim for a considerable time.

Reply from NFU Mutual
Quick and efficient service
Quick and efficient service. No need to repeat any info given before.
Not a national insurer
Requested a quote on the website for a call back but nothing for 4 days. When I called they said my postcode is not covered..the website should have flagged that, huge waste of time and terrible experience dealing with them

Reply from NFU Mutual
Our problem was a water leak that flooded our ground floor
Our problem was a water leak that cascaded from the ceiling.
We discovered it when we returned home from shopping.
I immediately turned the water off at the main stop valve, checked there were no obvious electrical sockets that could be dangerous, and then telephoned the NFU emergency number.
From that moment on we have been impressed by the whole system in place to deal with the claim.
The NFU emergency handler, calmy dealt with us and all he said would happen did happen.
Ben Armitage, the loss adjuster from Sedgwick’s was outstanding.
He arrived quickly, and has led the team of other personnel and subcontractors perfectly.
He was ably assisted by Rachel Wilson, who was very diligent with communication and help in a timely manner.
She also kept us up to date when any payments due to us from NFU were to be made.
The drying and removal subcontractor did their job and dried the house and removed and returned the contents.
The building and repair company, BMC East Ltd, were outstanding.
Led by the superb Mark Daynes, we were consulted, given calm assurance, and were treated at all times with wonderful care and attention. However, the best part was their attitude of getting everything right and every one of their employees, who came here, did an excellent job in their own speciality, and had an equally excellent attitude.
It is the credit of NFU that they employ such ideal people to deal with claims such as ours.
Thank you for handling our claim so well. You have enabled a dreadful occurrence to be minimised in its impact.
There is nothing to say as the staff…
There is nothing to say as the staff were very helpfull & there was no quibbling, everything was straight forward.
An upsetting and inaccessible interview experience
I attended an interview here for a customer-service insurance role. I had disclosed beforehand that I am autistic, and I went into the interview genuinely hopeful because I have done similar customer-service work before and believed I could do the job well.
Part of the interview involved five candidates being put together in a room and asked to complete a large wooden puzzle while several managers sat watching and assessing us. For an autistic person, being judged live in a group task like that, alongside other candidates, can be incredibly difficult. It felt like I was being assessed on how well I could perform socially in an artificial group situation, rather than on whether I had the skills and experience to actually do the job.
Afterwards, I had a one-to-one interview which I felt went well. I left the building feeling positive and hopeful. When I was later told I had not been successful, the reason given was mainly how I handled the puzzle/group task.
That feedback hurt me far more than I think they realised. It completely knocked my confidence. I have not applied for another job in months because it left me feeling like, as an autistic person, I will always be judged against neurotypical people in situations that are not built for me, and that I will never really be given a fair chance.
I am not writing this to be cruel. I am writing it because recruitment processes need to be accessible and fair for neurodivergent applicants too. I hope they seriously review how they assess autistic candidates, because the impact of getting it wrong can be much deeper than just “not getting the job.”

Reply from NFU Mutual
Paolo Ascione
I highly recommend Paolo Ascione of NUF Mutual for any insurance needs. As my agent for the past 2 years, he has consistently provided outstanding service, deep industry knowledge, and complete peace of mind.
Paolo excels at making complex policy details easy to understand. He always finds the best coverage options tailored to my specific budget. His responsiveness and customer-first attitude make him an absolute pleasure to work with.
If you are looking for an honest, proactive, and highly professional insurance agent, look no further than Paolo Ascione.
Very straightforward claims process…
Very straightforward claims process extremely well explained by the NFU representative.
Great help from them when broken down
After breaking down, NFU were excellent in helping out. RAC had us waiting for 4 hours before passing us on to Macadam who then turned up promptly. In the meantime, NFU were very helpful, they organised a taxi for my wife and dog, kept constant check on us, and even called us afterwards to check we got home safely.
A huge, thank you to NFU, and Macadam. I only wished the RAC would be that helpful.
Ill advised at outset
Recommended to get a house insurance quote from here. Confusingly e mails came up surrey agency. Communication was poor
Several e mails and phone calls when on last one told it was obvious from the outset they'd never be able to match my quote. Complete waste of time.

Reply from NFU Mutual
Seamless claims process.
Very poor communication would not push…
Very poor communication would not push my claim, as I had to do all the chasing. The claim was said to be 50/50, but I was parked full comp ins at a very high premium, full no-claims, 10 years plus, and ended up paying for my own repairs. What's the point in being insured with a company like this?

Reply from NFU Mutual
I lost an expensive hearing aid on a…
I lost an expensive hearing aid on a Scottish river bank. I informed NFU immediately but continued to look for it. I got back on the Sunday and told NFU immediately and I received full compensation by the end of the week. No silly questions no prevarication and critically no delay which I have experienced on the few occasions I have dealt with insurance companies in the past . Well done Nathan and Jamal.
They kept me abreast of what was…
They kept me abreast of what was happening regularly, dealt with my claim promptly, very friendly staff who help you throughout and explain the process.
Brilliant customer service.
NFU insurance - smallholding in Wales
We have a smallholding in Wales. I would highly recommend NFU insurance. They visit you to understand what is to be covered as most insurance companies only have online forms and many parts of a smallholding don't fit into any category. We felt confident after the visit that that understood our setup and that it would be covered. After storm Darragh in Dec 2024, they proved their worth, being helpful, prompt and considerate with our claim and particularly so, when it took nearly 18 months to get a complicated repair completed - they were with us all the way. Highly recommend.
NFU have always been customer…orientated.
NFU have always been customer orientated. This is why I've transferred all my insurance to them.
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