NFU Mutual Reviews 

6,736
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Evaluating 457 reviews, reviewers had a great experience with this company. Consumers consistently praise the helpful and professional staff members for providing exceptional guidance and support throughout the entire insurance process. Individuals looking for reliable coverage find the prompt and efficient claim handling to be extremely reassuring during difficult stressful situations. Some people were dissatisfied with the expensive renewal quotes and the substantial price increases experienced continuously over the years. Consumers also mentioned frustrating communication issues, noting that local branches failed to return urgent calls and provided unhelpful responses. Reviewers expressed disappointment when trying to obtain quotes, reporting eligibility restrictions and unexpected policy limitations that caused considerable annoyance.

What people talk about most

Service

Users describe positive interactions with service, highlighting prompt and professional assistance. Reviewers... See more

Claim

Consumers find claim experiences to be highly mixed and unpredictable. While many reviewers praised the... See more

Staff

Clients share positive opinions on staff, consistently praising their helpfulness, responsiveness, and... See more

Customer service

Customers consistently note ambiguous experiences with customer_service. While many reviewers praise the... See more

Price

Reviewers highlight ambiguous aspects of price, noting that policies can be significantly more expensive than... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Had NFU for house insurance, and we had a split in the water tank in the loft. Call handlers were great and worked around our busy work schedule. Incredibly helpful when it came to dealing with the cl... See more

Rated 5 out of 5 stars

Regrettably, I've had to make two claims on my NFU house insurance policy for water leaks and associated damage. In both cases there was a feeling that NFU were moving swiftly and efficiently to s... See more

Rated 5 out of 5 stars

They are not the cheapest but you get fantastic service and in our view well worth the extra cost. We recently had a claim and they were great, good service and nice to talk with areal person who were... See more

Rated 5 out of 5 stars

NFU responded immediately when we contacted them to claim. They appointed a specialist to ensure that our property dried out properly. They appointed a loss adjuster to deal with the details and the... See more


Company details

  1. Insurance agency

Written by the company

For more than a century,  we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.


Contact info

4.0

Great

TrustScore 4 out of 5

7k reviews

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No recent history of asking for reviews

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4.0

All reviews

(6,736)

433 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Great service to start with but once…

Great service to start with but once there was a problem with the garage NFU have left me in the lurch and do not want to help.

26 May 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about the issues you've experienced.

In order for us to look into what happened, please could you share any further information you have, including your full name, address and contact details, as well as your claim number, by emailing: reviews@nfumutual.co.uk

Kind regards

Sophia

Rated 5 out of 5 stars

Water damage claim

NFU reacted promptly and helpfully with what was a disaster for me.
They appointed contractors immediately to make the building safe and prevent further damage and to begin the drying out.
The claim was settled in full with no prevarication.

17 January 2026
Unprompted review
Rated 5 out of 5 stars

NFU are a fabulous insurer

NFU are a fabulous insurer. I have my home insurance with them, as I have a pet, I also include him on it. This covers vets bills up to a certain amount each year. This was great as my old cat aged, because premiums didn’t go up as they do with traditional pet insurance. Typically my cat recently displayed eye trauma over the bank holiday weekend. I was able to attend the out of hours emergency vet with confidence that it would only cost the £50 excess.

2 May 2026
Unprompted review
Rated 1 out of 5 stars

Just tried to obtain quote from nfu for…

Just tried to obtain quote from nfu for car insurance who have me on mailing list only the be told not eligible??? No idea why driving for many years without problem cant understand why and no explanation cant wait for new nfu mail shot to arrive
Nfu loss ???

17 June 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about your experience and that we weren't able to offer you insurance on this occasion.

Our marketing is intended to show potential new customers the range of products we offer and, as with any insurance, this is always subject to acceptance. There are some postcode areas we don't cover, in the same way that there are some vehicles or property types we don't cover. This is the same for each insurer, and each one works to a different set of criteria.

Our criteria and ratings data is updated on a regular basis, so I hope it may be possible for us to provide you with a quote in the future. However, if you'd like to be removed from our mailing list, please email us reviews@nfumutual.co.uk with your full name, address and contact details, and we will pass the request on to the relevant team.

Kind regards

Sophia

Rated 5 out of 5 stars

thank you Vicky (Ashbourne office)

thank you Vicky (Ashbourne office)

Every time I call there is someone who understands and very helpful .today I was talking to Vicky she was very helpful and dealt with my equiry very quickly .
Absolutely 5star Service .
highly recommend

17 June 2026
Unprompted review
Rated 5 out of 5 stars

Carpet and settee varnish accident

After contacting NFU office, the following working day they recommended a cleaning company who came within a few days and efficiently laid a new carpet and cleaned the settee. No fuss just good clean work done by two helpful workmen. They did over and above helping with moving furniture which as we are in our 80s was much appreciated.

2 June 2026
Unprompted review
Rated 1 out of 5 stars

Dreadful

Received an email advising me to log into my account to review my online renewal, so I did.
Once logged in I saw a message advising that there was a technical issue regarding my online renewal and I had to call, so I did. I then hung on after being told I was first in the queue, they then changing their mind to being very busy answering calls, when they finally answered it was by someone who’s accent was so difficult to understand I had to ask them several times to repeat themselves but still couldn't understand what they were saying so hung up. Surely if you are going to advise people to phone you should make sure you have a properly staffed phone lines so customers do not need to hang on for an eternity.

16 June 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide us with your feedback.

I'm sorry about the problems you had when trying to reach us recently. We did experience an unexpected technical issue, however, due to the unplanned nature of the issue, we were only able to request additional support from a limited number of staff.

We pride ourselves on providing the best possible service to our customers, and I'm sorry we weren't able to meet your expectations on this occasion.

Kind regards

Sophia

Rated 5 out of 5 stars

Absolutely brilliant customer service…

Absolutely brilliant customer service for my van commercial insurance. Had a terrible experience with two competitors and NFU night and day better in every aspect. Caitlin McF who handled my query today was absolutely first class, very professional and clear.

9 June 2026
Unprompted review
Rated 1 out of 5 stars

Knocked off motorcycle by NFU policy holder.

I was knocked off my motorcycle by an NFU policy holder. It has been an absolute nightmare dealing with the NFU. It has been over two months since the accident and I still haven’t got a date for the repair. I have asked for a settlement which they are refusing to discuss with me. They pass me between departments to cause further delays.

9 June 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good Morning,

Thank you for taking the time to leave a review. I am sorry to read about the issues you've experienced so far.

I understand your frustration with the current position of your claim and can see the recent communication you have had with our claims department. I will pass on your feedback and ask that they provide you with a further update as soon as possible.

Kind regards
Nichola

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