OneFamily Reviews 

4,459
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 558 reviews, reviewers had a great experience with this company. Customers frequently praise the support team for being extremely helpful, polite, and patient when guiding individuals through various account updates. Consumers also note that the process to withdraw funds and navigate the online platform is generally fast, straightforward, completely secure, and reliable. However, some reviewers were not happy with payment delays, explicitly mentioning slow withdrawal processes and occasional technical difficulties with the digital portal. Other people also felt frustrated by long phone wait times and ongoing challenges reaching customer service representatives to complete necessary follow-ups.

What people talk about most

Customer service

Consumers find customer service to be positive and helpful, noting that staff are friendly and available to... See more

Payment

Customers had ambiguous experiences with payment, reflecting a high level of disagreement. While many... See more

Staff

Customers consistently note positive experiences with staff, praising representatives for being exceptionally... See more

User experience

Users describe positive interactions with user_experience, highlighting quick and simple processes for... See more

Service

Reviewers highlight ambiguous aspects of service, showing a sharp division in customer experiences. While... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Had to change my name on the account, but the messaging system seemed a big janky. Overall got it done, can't complain. They do send a lot of emails asking for you to review them, which is the only wa... See more

Company replied

Rated 5 out of 5 stars

When my mum lost access due to forgotten details, they were really helpful in getting her back into my and my sister's account/child trust funds. Then when it was handed over to me, my options were so... See more

Company replied

Rated 5 out of 5 stars

Annie was so unbelievably helpful I got through really quickly on the phone and Annie sorted my queries and more. She was attentive, personable and kind and I have such confidence in her. thank yo... See more

Company replied

Rated 5 out of 5 stars

Lara was so helpful, patient and thorough explaining everything to me today during our phone call about my child's trust fund & also set me up with a junior ISA for my other son. Nothing was too much... See more

Company replied


Company details

  1. #94 of 106 best companies in Financial Institution

About OneFamily

Written by the company

OneFamily is a customer-owned financial services company that provides lifetime ISAs, stocks and shares ISAs, junior ISAs, child trust funds, bonds and over 50s life cover.

We have nearly 1.6 million customers and 49 years’ experience of providing accessible, affordable products to help people make the most of their money.

Our Inspiring Better Futures vision is driven by doing the right thing for our customers, colleagues and communities. Whether it’s supporting our customers with education grants, investing in our colleagues’ wellbeing and development, or giving back to our communities through volunteering and charity partnerships, our vision is at the heart of what we do.

Our working hours are 09:00am-17:00pm Our Customer Service working hours are 09:00am-19:00pm.

If your review requires a response, we will contact you within 24 hours.

Visit our website


Contact info

4.1

Great

TrustScore 4 out of 5

4k reviews

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4.1

All reviews

(4,459)

554 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

OneFamily more like OneFail

- Long wait times on the phone.
- Lack of communication, I have had to do all the chasing up which has been on numerous occasions.
- Hanging onto my money and I feel as if my money was being held hostage by them. all I wanted was a simple withdrawal of MY money.
- This process has taken weeks
- Would not recommend OneFamily to anyone ever.

23 April 2026
OneFamily logo

Reply from OneFamily

Hi Aman

Sorry to hear you've had a frustrating experience trying to withdraw your funds.

Please can you send your details to customer.relations@onefamily.com and we'll get this sorted for you

Thanks
Claire
Customer Relationship Team

Rated 3 out of 5 stars

The mysterious £100

Wen added through cheque I got £100 sent to my account, wen I phoned the bank they sed, your trust fund will come tomorrow night.
He has no clue why I have an extra £100 no record of it being added. (not in debt) 🫪🤷‍♂️

10 June 2026
OneFamily logo

Reply from OneFamily

Hi Karnage

Thanks for your review - that does sound a little odd!

Don't worry about the extra on this occasion, but if you'd like us to look into why this happened, just send an email with your details to customer.relations@onefamily.com.

Thanks
Claire
Customer Relationship Team

Rated 5 out of 5 stars

Brilliant

Brilliant, opened my account a week ago and was surprised with the amount in it. Got my money within days and received my cheque within 2 days. Great service would 100% recommend!

11 June 2026
OneFamily logo

Reply from OneFamily

Hi Leo

Happy to hear you had such a positive experience with us - thanks for leaving a review

Claire
Customer Relationship Team

Rated 2 out of 5 stars

Lost all confindence in this Company

My wife and I both have over 50's /Funeral plans with this company.We have been with them since the were Engage Mutual but in those day you could telephone them and get an answer.
For some reason, on some issues, they will not accept emails but will accept a letter and trying to get an answer on the telephone is ridiculous.
I am concerned that if I die and my nominated benefactor has to contact them my funeral will be over and the family will be clearing up after my wake.
I have lost all confidence in this company and I know I cant get my money back.

1 June 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Hi Pat

Sorry your most recent experiences with us have been difficult - please be assured, we have a dedicated Bereavement Team who will make the claims process as quick and easy as possible.

If you need anything in the meantime, please reach out to customer.relations@onefamily.com, and we'll see what we can do to help

Thanks

Claire
Customer Relationship Team

Rated 1 out of 5 stars

Avoid at all costs

Never known anything like it, trying to transfer my sons Junior ISA from NS&I to them, 3 months later still not done, no timescale as to when it will be completed, no actual response to messages just copy and paste answers.

10 June 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Hi

Thanks for your review, i'm sorry you're having difficulty transferring your son's JISA.

Please can you send your details to customer.relations@onefamily.com, and we'll take a look at whats happening.

Thanks

Claire
Customer Relationship Team

Rated 1 out of 5 stars

poor service

it took far to long for my child trust fund to transfer and when i tried to contact support i didn’t hear back for several days

9 June 2026
OneFamily logo

Reply from OneFamily

Hi Tom

Thanks for your review, I'm sorry your transfer took longer than expected. If you haven't already, please reach out to customer.relations@onefamily.com, and we can have a look at what happened.

Thanks

Claire
Customer Relationship Team

Rated 1 out of 5 stars

I recently withdrew the money out of my…

I recently withdrew the money out of my account through the website. When i received the money it was less than what was originally shown when i pressed withdraw. After calling to ask why, i was informed that they sell the units the next day so you arent guaranteed the amount shown, which was not made clear on the website. However after withdrawing the account closes and the balance shows zero instantly. This would indicate that you are going to receive the amount that was shown. If you are not going to receive the full amount then the account should remain open with the amount visible till the units are sold. If they are not willing to do this then they should pay you the full amount shown before the account closed. I am very disappointed by this as i didn't receive the amount i was expecting.

2 June 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Hi CJ

I've responded to your review below - as mentioned, if you need anything else, please feel free to get in touch using customer.relations@onefamily.com

Thanks

Claire
Customer Relationship Team

Rated 5 out of 5 stars

The support off of the call operators…

The support off of the call operators was amazing they was really understanding when I asked for help

1 June 2026
OneFamily logo

Reply from OneFamily

Hi Emily

Happy to hear we were able to help, thanks for sharing your experience!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

The cheque arrived within 3 days

The cheque arrived within 3 days! Brilliant company, happy with the outcome. Highly recommend! Thank you!

5 June 2026
Unprompted review
OneFamily logo

Reply from OneFamily

We are so pleased to hear about your experience and that the cheque arrived so quickly. Thank you for your review!

Claire
Customer Relationship Team

Rated 2 out of 5 stars

Needs better clarity and better graphics

Thank you for your service so far it has been a fairly simple to use experience especially using your website however I cannot give you more than two stars because I find it very opaque it lacks the transparency which I would expect from an investment service, in the list to show some progress charts and some forecasts and outlooks to show the history of the account where it's been it's growth it's accumulated earning together and separately from the contribution etc but unfortunately none of these are available. I feel I am literally blind when it comes to one to find out what's happening with my money all I see is just the total amount. It would be great if you could improve it but unfortunately I won't be the one to benefit from it in the future.

8 June 2026
OneFamily logo

Reply from OneFamily

Hi RT

Thanks for your feedback. We understand this is something our customers would like and have recently made some improvements to better highlight fund performance.

If you're looking for some specific fund information, please let us know using customer.relations@onefamily.com, we'll get in touch.

Claire
Customer Relationship Team

Rated 1 out of 5 stars

Over 18 years I only managed to get…

Over 18 years I only managed to get about £55 pounds from this in total I only had 305 pounds while’s my someone else got 800 pounds that’s ridiculous

7 June 2026
OneFamily logo

Reply from OneFamily

Hi Alexander

Thanks for your review. I'm sorry you're unhappy with your account's performance.

If you'd like to forward details to customer.relations@onefamily.com, we can get in touch to explain why it's performed the way it has.

Thanks
Claire
Customer Relationship Team

Rated 5 out of 5 stars

Excellent

Excellent
Efficient very nice people on the phone.

2 June 2026
OneFamily logo

Reply from OneFamily

We're glad you found our team efficient and pleasant. Thank you for your kind words.

Claire
Customer Relationship Team

Rated 1 out of 5 stars

LISA transfer disaster

I transferred my LISA to OneFamily in January and have now made multiple monthly contributions, yet the government bonus has still not been applied.

Despite raising multiple complaints, I have made no progress beyond my initial phone call. After six months, my case is still supposedly “under investigation,” which is completely unacceptable.

I have repeatedly been told the issue lies with my previous provider. However, after contacting them directly, they have confirmed everything is correct on their side. This contradiction has not been properly addressed.

I have spent hours on the phone with customer services, only to be passed from pillar to post.
I have also asked several times for a clear timescale for when this issue will be resolved, but this has been consistently avoided.
At this stage, the lack of accountability and progress is extremely concerning. The situation simply doesn’t add up.

They offered me £100 as a goodwill gesture, have chosen to not accept it until this fiasco has been rectified.

I will now be escalating this matter to the Financial Ombudsman Service.

11/06 update - I have spoken to my previous provider, who confirmed that everything looks to be in order on their side. However, it gets worse!
An additional amount was transferred to OneFamily in February for my account closure.
This amount is not reflected in my account. As a result, it appears that OneFamily has been in receipt of my funds without acknowledging or disclosing this to me.

It keeps getting worse and worse, what an absolute shambles. It's been 6 months. Something just doesn't add up. Considering Onefamily charge 1.1% annually (one of the highest in the UK) and other LISA providers offer a fraction of what they charge. I can imagine it's a more professional service too.

3 June 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Hello Edward

Thank you for your review, we're sorry about the experience you've had with your Lifetime ISA.

We understand this has been raised previously, and we’ll be in touch again shortly to go over the details and make sure everything is clearly explained.

Many thanks

Chloe
Customer Relationship Representative

Rated 5 out of 5 stars

Had to change my name

Had to change my name, they were very supportive and quick on replying. Had my details changed within 24 hours. No complaints, I was very happy and pleased with the outcome

3 June 2026
Unprompted review
OneFamily logo

Reply from OneFamily

We're so happy to hear we could assist you quickly and effectively with your name change! Thank you for sharing your positive experience.

Claire
Customer Relationship Team

Rated 5 out of 5 stars

trust fund

money arrived extremely fast after requesting withdrawal!!! amazing

3 June 2026
OneFamily logo

Reply from OneFamily

We're so glad to hear your withdrawal was fast! We appreciate your positive feedback.

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Very professional

Very professional, straightforward and a pleasant experience

25 May 2026
OneFamily logo

Reply from OneFamily

We are so glad you had a pleasant and straightforward experience with us. Thank you for your kind words!

Claire
Customer Relationship Team

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