Police Mutual Reviews 

533
TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 204 reviews, reviewers overwhelmingly had a great experience with this company, consistently praising the exceptional level of support. Customers frequently point out that the staff members are extremely knowledgeable, polite, and genuinely dedicated to solving any customer inquiries. People also appreciate the smooth user experience, noting that updating policies or securing new coverage is remarkably quick and straightforward. However, some reviewers were not happy with certain policy pricing, mentioning that annual renewal quotes could occasionally become quite expensive. A few other people also felt that specific administrative procedures, unexpected coverage limitations, or strict terms caused notable frustration during their journey.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional satisfaction when... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professional, helpful, and... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional professionalism,... See more

Price

Users describe positive interactions with price, frequently highlighting very reasonable rates and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the website as very easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Exceptional service. Efficient. Staff very helpful, knowledgeable and listen to the customers needs. Every single person we have ever spoken to at PM have been absolutely lovely. Friendly, courteous.... See more

Company replied

Rated 5 out of 5 stars

Outstanding Customer service. Had a little wait on the phone before I spoke to Sue Stott. What a lovely lady very helpful and courteous and went out of her way to assist me with my enquiry about addi... See more

Company replied

Rated 5 out of 5 stars

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

533 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(533)

201 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Elaine's exceptional customer service

Elaine dealt with my query. She understood all of my circumstances and what I required and took great effort to get me the best deal. That meant that I have stayed rather than left. Exceptional customer service.

13 July 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review, Martin.
We're delighted to hear that Elaine took the time to understand your circumstances and help find the best deal for you.
We'll be sure to pass on your kind comments.
Thank you for your loyalty.

Rated 5 out of 5 stars

Used them for a lot of years

Used them for a lot of years. Changed to a different provider and it turned out to be a mistake. Gone back to PM.

24 May 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're pleased to welcome you back. We look forward to continuing to provide you with the service you've come to expect.

Rated 5 out of 5 stars

All on line simple and straight…

All on line simple and straight forward. protection setup in minutes.

23 June 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your review. We're pleased to hear your experience online was simple and straight forward.

Rated 5 out of 5 stars

Fast friendly service

Fast friendly service
Rebecca White was patient and friendly

1 July 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review.

We're so pleased Rebecca was able to assist you, we will pass on your kind words.

Rated 5 out of 5 stars

Professional and supportive

Professional and supportive. At a worrying time for myself and my wife PM made the process as easy as possible. The advice given was helpful and we are very grateful and would recommend to anyone thinking of joining.
The scheme isn’t cheap but so worth it when you really need it like we have done.
Thank you
Laurie at PM and Amy at Healix

1 July 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for your kind words. We're delighted that Laurie and Amy from our Healthcare team were able to support you and your wife during what was clearly a difficult and worrying time. We appreciate your recommendation and are pleased the scheme has delivered the value and support you expected. Wishing you both all the very best

Rated 5 out of 5 stars

Friendly and Helpful

I applied for a quote on line. I was surprised to get a telephone call, acknowledging this and asking if I required any help. At that time I did not. However, later that evening I realised I had made a mistake concerning the start date. The following day I telephoned to have the matter corrected and was very pleased to speak to a gentleman who was very understanding, most helpful and the matter was resolved very quickly.

24 June 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review. We're glad we could reach out to you and offer support and that our team was able to quickly answer your enquiries when you got back in touch. We appreciate your feedback

Rated 5 out of 5 stars

Extremely helpful and pleasant member…

Extremely helpful and pleasant member of staff when I telephoned. Issue was resolved quickly

26 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

We're pleased to hear our team member was helpful and that your issue was resolved quickly. We appreciate you sharing your experience.

Rated 5 out of 5 stars

Keith did his utmost to make sure I got…

Keith did his utmost to make sure I got the best deal possible which he did
Thamkyou

25 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review.
We're so pleased to hear you were pleased with the service. We will pass your comments on to Keith.

Rated 5 out of 5 stars

Can’t speak highly enough of this…

Can’t speak highly enough of this company and their amazing staff members like Christine!!!
Having thought I needed to cancel my policy due to a car change and change of circumstances, not only did Christine clarify that I didn’t, she then sorted me a quote out which saved me literally hundreds of pounds!!
The professional and diligent manner in which she dealt with me, taking time to fully understand my needs was absolutely first class. Her communication and people skills are an asset to the company.
Thank you very much Police Mutual for my continued business, and more so, even more thanks to Christine!!!!

23 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind feedback. We are pleased to hear about your experience and the excellent service from Christine. We will pass on your lovely comments to her.
We truly appreciate your continued support of Police Mutual.

Rated 5 out of 5 stars

Great company

Very easy company to navigate and great customer service.

12 June 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your kind feedback. We're so pleased to hear you had a positive experience with our customer service. We’ll be sure to pass this on to our Healthcare team.

Rated 5 out of 5 stars

Elaine at Police Mutual was very…

Elaine at Police Mutual was very friendly and helpful. My policy required some adjustments and she was most helpful & gave good advice on the options available to me.

22 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're really pleased to hear you found the service helpful and that everything was explained clearly. We'll pass your comments on to Elaine.

Rated 5 out of 5 stars

New membership are truly helpful dealing with my…

They are truly helpful dealing with my inquiries about the membership after
losing my beloved husband …
They followed up all the correspondence including refund as well as new membership status 🌸🌼🌸

11 June 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review.
We're very sorry for the loss of your husband and are glad we could support you during this difficult time.
We'll be sure to share your feedback with the Healthcare team.

Rated 5 out of 5 stars

Competitive pricing

Competitive pricing, friendly phone handler and didn't have to wait long to speak to him.

19 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Glad you had a great experience – thanks for taking the time to leave your feedback

Rated 5 out of 5 stars

Sue was extremely helpful and made sure…

Sue was extremely helpful and made sure everything i needed was sorted. All explained clearly and cheaper than expected. Great service. 🙏🙏

18 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your lovely feedback, we are pleased I was able to help and make everything clear and straightforward for you, and even better that it worked out cheaper!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look