I was in an extremely bad financial situation and didn’t see any way out. I reached out to Sands & Associates after reading their reviews, and I am happy to say that they were accurate. My team of She... See more
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Founded in 1990 and currently operating from a network of local offices throughout BC – Sands & Associates are multi-year Consumer Choice Award winners who provide individuals and small businesses with real solutions to debt. As Licensed Insolvency Trustees, we are the people who can legally shield you from your creditors when you need a plan to deal with your debts.
Local offices throughout BC, Canada
Asks customers to review
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Replied to 80% of negative reviews
Typically replies within 1 week
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Absolutely amazing associates!
When I felt hopeless with my situation Sandy assured me I’m not alone. I can’t say enough about this company except thank you for alleviating the amount of stress and anxiety I was having. I would recommend this company to anyone who is struggling financially.

Reply from Sands & Associates
David was amazing! He is informative, reassuring, knowledgeable, kind and above all, non judgmental. Couldn’t say enough good things about my experience with Sands!

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Carolyn was amazing. She explained everything clearly from the first step to the last and was very professional and understanding throughout the entire process. This is a big step for someone to take, and it can come with a lot of shame, but not once did she make me feel less than. My experience was excellent.

Reply from Sands & Associates
I had a very positive experience with Sands & Associates for my consumer proposal. They contacted me promptly and handled my case with a high level of professionalism from start to finish. Everything was explained clearly, and the process moved forward smoothly without unnecessary delays.
Most importantly, they delivered exactly as promised, which gave me confidence and peace of mind during a stressful time. I would definitely recommend their services to anyone considering a consumer proposal.

Reply from Sands & Associates
Catherine Harris made the process as easy as possible. She was incredibly helpful and indulged many silly questions from me. I very much appreciate the work she’s done on my behalf and i can’t help but consider her to be a blessing in my life during a very difficult time

Reply from Sands & Associates
This company helped me out so much with my debt. Especially Omer who handled everything for me. It all went really well. He was very professional prompt in handling everything.

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Great experience overall! The process was smooth and everything was done in a professional manner. Thanks to Anne and her team!

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They dealt with my creditors and solved my problems
Thank you 🙏

Reply from Sands & Associates
Sands and Associates did its best and eventually provided a solution to my debt woes. 👍

Reply from Sands & Associates
I had a very positive and outstanding experience working with for my consumer proposal in Surrey.
From the beginning, their team was professional, knowledgeable, and genuinely supportive. Estate Managers Hashan and Larisa, along with Licensed Trustee Catherine, demonstrated exceptional professionalism, compassion, and care throughout the entire process. They took the time to clearly explain every step and all available options, helping me understand the implications and feel confident in moving forward.
Communication was consistent, prompt, and transparent. Whenever I had questions, they were readily available and provided clear guidance. What stood out most was their respectful and non-judgmental approach, something that truly made a difference during what could have been a very stressful time.
They helped turn an overwhelming financial situation into a manageable and structured plan. Thanks to their guidance, I now feel confident about rebuilding my financial future.
I’m truly grateful to Hashan, Larisa, Catherine, and the entire Sands & Associates team. I highly recommend them to anyone seeking trustworthy, professional, and supportive debt solution services.

Reply from Sands & Associates
Darlene was absolutely fantastic. She was patient, kind and got straight to the point. She truly went above and beyond, and there is no one else I would have wanted to help me through this process.
Impeccable service Darlene, thank you so much!

Reply from Sands & Associates
We were in over our heads with stress for so long trying to figure out how to get ahead and clear up our debt. Jagdip made a stressful situation and turned it into a positive thing for our family. He was very helpful, kind , understanding and non judgmental and made this process easy for us.

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Reply from Sands & Associates
Hannah and the Sands team were a pleasure to deal with. I appreciated the level of professionalism in helping me through some financial hardships. I also want to acknowledge the team was non-judgemental throughout the process and treated me with utmost respect. I’m genuinely grateful for all of their support and can now start building a brighter future for myself and family. I highly recommend!!
Thank you Hannah and Sands & Associates!!

Reply from Sands & Associates
If you're looking for expert financial restructuring, this is the firm to go to. They are organized, transparent, and take the stress out of the paperwork. Grateful for their help and highly recommend their services. They were not only knowledge, but kind and considerate. Regina was my girl.

Reply from Sands & Associates
Dealing with Omar was absolutely excellent. He was thorough with explanations and made the whole process easy and I highly recommend this company.

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I went in very nervous and honestly feeling bad about my situation. Anne was so friendly and non-judgmental, making the process easy. I felt happy and positive about my future.

Reply from Sands & Associates
My experience with Sands & Associates was very helpful and they just made the process smooth and stress free. I would definitely recommend Sands & Associates to anyone.

Reply from Sands & Associates
Rabiya Sharda was very friendly and her experience and knowledge of budgeting is going make me succeed. i really enjoyed her advice and look forward to my next session.
also a big shout out to Hashan. he was also pleasant to deal with and was focused on the best for me.
Cant say enough! Sands and Associates are top notch!!!

Reply from Sands & Associates
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