swiftcover.com Reviews 

16,472
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 2,955 reviews, reviewers overwhelmingly had a great experience with this company. Customers praise the competitive pricing and value, often saving money compared to previous providers. Many people found the online process exceptionally easy, quick, and straightforward for quotes, setup, or amending policies. Reviewers frequently highlight the helpfulness and professionalism of staff, describing the overall service as excellent. However, some customers noted occasional difficulties with the online platform, such as issues with the quote tool, password recognition, or amending policy details. A few others also felt renewal prices could unexpectedly increase or that service quality was sometimes unacceptable, with some interactions described as unsatisfactory.

What people talk about most

Price

Reviewers mention positive feedback about price, often finding it competitive and a good value, especially... See more

User experience

Customers consistently note positive experiences with user experience, finding processes easy,... See more

Service

People report positive experiences with service, often highlighting its speed and efficiency. Customers found... See more

Website

Users describe positive interactions with the website, finding it easy to navigate and use for various tasks,... See more

Staff

Customers had positive experiences with staff, frequently describing them as helpful, polite, and efficient,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I am delighted with the service, cover and particularly the price. It was so easy to do online. What else can one say except thank you and hopefully you won’t do a massive increase when it’s up for re... See more

Company replied

Rated 5 out of 5 stars

Swift were exactly as their name suggests- Swift. They took action immediately and kept me updated all the way. A courtesy car was arranged the very next day following my accident and I received a set... See more

Company replied

Rated 5 out of 5 stars

Your representative was excellent,points I would like to make and Realise that you want us to do things on line.ie Your phone no on the policy docs could be easier to locate and I found it impossible... See more

Company replied

Rated 5 out of 5 stars

Excellent, staff very helpful, after a few calls to them with car concerns and changes. Ability to have a conversation then make the change on line which saves £25 in admin charges.

Company replied


Company details

  1. #125 of 229 best companies in Insurance agency
  2. #28 of 69 best companies in Car and Motor Insurance Agency
  3. #20 of 44 best companies in Home Insurance Agency
  4. #70 of 137 best companies in Insurance company

About swiftcover.com

Written by the company

Welcome!

If you’re looking for cheaper car insurance, you can get Swift-covered in a few clicks.

Swiftcover offer 5-star Defaqto rated car and home insurance and if you just want the basics, we have that covered too.

Get a quote

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

16k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(16,472)

2,877 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I felt that I was let down I brought my…

I felt that I was let down I brought my home and contents insurance with them only to be told what I was making a claim for was not covered i was very disappointed with their response they said that I was out covered.

14 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Howard.

I'm sorry to hear that your cover hasn't met your expectations and the that the claims process was not quite what you had hoped for.

The Claims Team have been in touch with you
and confirmed the reasoning.

Take care.

Lindsay
Swiftcover Customer Service Team

Rated 1 out of 5 stars

Avoid this company! Do not use! Horrendous experience!

From the day of the accident which was non-fault on my part Swiftcover have continually pushed me from one department to another. They use two subcontractors within the claims division. One being co-part the other being enterprise car rentals. This has been the most challenging and regretful period in my life thus far.

One department tells you one thing another department, tells you something different and subcontractors tell you something different again.

I call the insurance company to update details of the claim. They say that’s not this department you need to contact this department or the subtractors.

Even though we disputed the original value of the car that was deemed a total loss they sent a payment through to me which meant I had to hand back the hire car to enterprise despite this claim not being settled. Enterprise advised us to send back the interim payment and I did only for enterprise the next day demand the car be returned back. Swiftcover were unhelpful saying co-part should never have sent the interim payment and they have not received the interim payment I had returned. Despite 3 weeks passing they still cannot trace this payment. I have had to instruct my bank to recall this payment from Swiftcover (AXA PLC)

19 May 2026
Unprompted review
swiftcover.com logo

Reply from swiftcover.com

Hello

Thank you for providing your information.

I've forwarded a copy of your feedback over to the Claims Team to investigate and requested they contact you.

Take care.

Richard.

Rated 1 out of 5 stars

I wanted to put my other car on as well…

I wanted to put my other car on as well but the price went up to over £1000 so nope not happening

8 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hi David,

We appreciate you sharing your feedback. We are sorry the pricing was not what you expected.

We do offer the best price based on a second car quote, as this goes on the risk assessment and insurance rates at that time.

Take care.

Emma,
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Had a very helpful lady assist me…

Had a very helpful lady assist me regarding an issue when I was setting up a new insurance policy with Swift.

16 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Teryl,

We're so glad to hear our team provided helpful assistance with your new insurance policy. Thank you for sharing your positive experience!

Take care.

Richard.
Swiftcover Customer Service Team

Rated 5 out of 5 stars

HALF THE COST OF OTHER CAR INSURANCES

Straight forward. I've NEVER claimed on an insurance policy. Other companies do not take this into account.

16 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Josephine,

We appreciate your feedback and are glad our approach to insurance claims resonated with you. We value your perspective.

Take care.

Richard.
Swiftcover Customer Service Team

Rated 1 out of 5 stars

Shamefully rude staff like a young…

Shamefully rude staff like a young lad’s name is Jamie who was incredibly rude and condescending. I think he has anger issues Maybe.
I was then told by another staff member that I could not legally cancel my insurance if I own a vehicle which is clearly incorrect.
But it’s what you expect from any Car Insurance

23 June 2026
Unprompted review
swiftcover.com logo

Reply from swiftcover.com

Hi Simon,

We are truly sorry to hear about your negative experience with our staff and the misinformation you received regarding policy cancellation. We are addressing these concerns internally to improve our service.

Emma,
Swiftcover Customer Service Team

Rated 5 out of 5 stars

You made it so easy

You made it so easy

12 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello David,

We are glad we made it easy. We appreciate your feedback.

Take care.

Richard.
Swiftcover Customer Service Team

Rated 5 out of 5 stars

no problem with my request to alter my…

no problem with my request to alter my policy, very polite person to make feel that it would go smoothly. the new policy arrived on time thank you

10 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello David,

We are so glad to hear your policy alteration was handled smoothly and efficiently. We appreciate your kind words and positive feedback.

Take care.

Richard.
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Motor Insurance

The on line service was very good and I managed to do all the things required. Great service. Keep up the good work.

18 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Marzban,

We're so pleased you found our online service helpful and efficient. Thank you for your kind words and positive feedback! We appreciate you taking the time to share your experience.

Take care.

Richard.
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Appear yo be well informed with regular…

Appear yo be well informed with regular email updates snd messages. Quick easy access to my policy information, insurance certificate.

23 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Ben,

We're so glad to hear you find our updates informative and accessing your policy information and certificate easy. Thank you for your positive feedback!

Take care.

Richard.

Swiftcover Customer Service Team

Rated 5 out of 5 stars

Good easy to use website

Although it's automated for what I needed it's wonderful to find a website that works without endless problems.
An human operator is always there if you need it.

10 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Andrew

We are so glad to hear you found our website easy to use and appreciate your positive feedback about our human operators. Thank you for sharing your experience!

Take care.

Richard.
Swiftcover Customer Service Team

Rated 1 out of 5 stars

Your call centre is rude unhelpful and…

Your call centre is rude unhelpful and not willing to help customers you shouldn’t employ staff who have no respect or customer service experience

22 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Sabu

Thank you for leaving a review and I'm very sorry to hear about this!

I've sent you an email with more information and hope to get this resolved for you.

Take care, Katie
Swiftcover Team

Rated 5 out of 5 stars
swiftcover.com logo

Reply from swiftcover.com

Hello Tom

We're glad you found it easy to deal with us. We appreciate your positive feedback.

Take care.

Richard.
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Best deal for non fault accident drivers

This insurance provider was the best value for me after having a no fault of my own car accident . They obviously took into consideration that the accident was caused by the third party and didn’t up my insurance premiums as a result. I’ve been a road user for 46 years and never had an accident until someone failed to use their mirrors and drove straight into me. Lots of companies bump up the rates of non fault drivers but not this one. The whole process was done on line. No hidden costs, every part of cover was optional and clearly costed for me.So 5 stars from me Paul Hertfordshire

22 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Paul.

We are so pleased to hear about your positive experience, especially after such an unexpected incident. It's wonderful to know that our approach to handling your no-fault accident and our transparent online process met your expectations. We truly appreciate you sharing your kind words and five-star rating.

Take care.

Richard.
Swiftcover Customer Service Team

Rated 4 out of 5 stars

Not difficult to understand and price…

Not difficult to understand and price competitive.

22 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Richard

Thank you for leaving a review!

It's great that it was a straightforward process and that we were able to offer a competitive price.

I hope you have a lovely day!

Katie
Swiftcover Team

Rated 5 out of 5 stars

Great Experience So Far!

Great Experience So Far!
I received a really good quote that was more competitive than others out there. The process was straightforward and easy to understand. I'm happy with my choice so far and would recommend this company to others looking for fair pricing and clear communication.

21 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Vlad,

We are so pleased to hear you had such a positive experience with our competitive quote and straightforward process. Thank you for recommending us!

Take care.

Richard.
Swiftcover Customer Service Team

Rated 5 out of 5 stars

So easy to set up had few problems with…

So easy to set up had few problems with payment but that was down to me not being very good at bank payments

17 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Stephen,

We're so glad to hear the setup was easy for you! We appreciate your kind words and thank you for your feedback.

Take care.

Richard.
Swiftcover Customer Service Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look