Lloyds Bank Insurance Reviews 6,762

TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the competitive pricing, often finding better deals than with previous insurers, and appreciate the clear, easy-to-understand quotes. The user experience is frequently highlighted as positive, with many finding the website simple to navigate and the online process straightforward. The staff are repeatedly commended for their professionalism, helpfulness, and extensive knowledge, making interactions pleasant and efficient. Overall, the service is described as excellent, with many appreciating the stress-free and quick process. However, some customers also noted issues with specific insurance types, such as vans not being insurable, or difficulties with older, listed properties not appearing in their system. A few people mentioned significant price increases upon renewal, which they found hard to justify, and some experienced dissatisfaction with customer service when trying to resolve these issues.

What people talk about most

Price

Customers had positive experiences with price, often finding competitive rates and good value. Many reviewers... See more

User experience

Consumers find the user experience to be very positive. Many reviewers highlight the ease of use, with... See more

Staff

People report positive experiences with staff, consistently praising their professionalism, knowledge, and... See more

Service

Reviewers highlight positive aspects of service, frequently praising the ease and speed of processes, such as... See more

Website

Users describe positive interactions with the website, frequently highlighting its ease of use and clear... See more

Based on these reviews

Rated 5 out of 5 stars

Easy to setup using the lloyds bank app which is excellent in it's own right. Compared to my previous insurer I get much better cover for a much better price. Adding almost every extra option to... See more

Company replied

Rated 5 out of 5 stars

I bought my house insurance with Lloyds via a personal web chat with a very nice, efficient,and polite employee called Mark.After going through all my requirements I settled for the Silver cover. It... See more

Company replied

Rated 5 out of 5 stars

I've banked with Lloyds for over 40 years and have always liked the service I've had from them. Shopped around when my previous cover was due for renewal -Lloyds quote was competitive, so thought I'd... See more

Company replied

Rated 5 out of 5 stars

Ease of gaining a quotation was a welcome change to others. I like the 3 tier choices especially as I live in the middle of nowhere. I am a Lloyd’s customer but nowhere did it ask if I was - perhap... See more

Company replied

Rated 5 out of 5 stars

The adviser, being fully conversant with Lloyds financial products, explained the benefits of contents insurance to me and answered all my questions. This enabled me to see the value of having one. Ha... See more

Company replied

Rated 5 out of 5 stars

My Teams conversation with Gillian was excellent: she discussed my current financial situation, my aims and objectives with great insight. She also told me that my Home Insurance was an older version... See more

Company replied

Rated 5 out of 5 stars

To put it in simple words Lloyds bank gives a fantastic professional service overall on all products and services. All staff that I have encountered have been professional, knowledgeable and extremel... See more

Company replied

Rated 5 out of 5 stars

I had some questions that were not covered by the application forms, so I used the contact us option. As it was outside their working hours, I got a response the next time that they were open. Very go... See more

Company replied

Rated 5 out of 5 stars

Kerry from Redcar was so very patient & understanding. It wasn’t a straight forward purchase of new insurance as I had a personal number on my car which was going to be part exchanged for my new car... See more

Company replied

Rated 5 out of 5 stars

Nicky was fantastic! Made us feel valued. Made everything understandable and easy. She was friendly and warming but extremely professional. She made me and my mum feel very valued and 100% satisfied w... See more

Company replied

Rated 5 out of 5 stars

Prompt return call. All categories clearly explained and terms and contition . Very clear answers to my questions. Polite and friendly. Price quoted was very acceptable. Can thoroughly recommend. Es... See more

Company replied

Rated 5 out of 5 stars

The lady who dealt with me was very professional, patient and had a vast knowledge of all things relating to Lloyds banking. She couldn't do enough for me and was very helpful.

Company replied

Rated 5 out of 5 stars

Diana who I had the appointment with is such a lovely lady. She explained everything to me and answered all my questions. She assisted me in opening other accounts (savings) and also helped me get a... See more

Company replied

Rated 5 out of 5 stars

We were very impressed with the service we received from Lloyds Bank as our renewal quote from our existing company was too expensive. We had a zoom call meeting with an Advisor who was very informati... See more

Company replied

Rated 5 out of 5 stars

I did a video call with Just us who was very patient with me as I am not good using Internet communications. He guided me through the whole process.

Company replied

Rated 5 out of 5 stars

As on my last review I said I was updating my insurance and very quickly Lloyds bank contacted me . Katie s was very helpful with discussing my new updated insurance . Thanks again 🌟🌟🌟🌟🌟

Company replied

Rated 3 out of 5 stars

Getting onto the app trying to insure my van proved difficult as the system went down . After a phone call and going through all the process etc the young lady could not for some unknown reason co... See more

Company replied

Rated 5 out of 5 stars

The quality of your Adviser Lucie was the main reason. She explained everything clearly and handled the call very efficiently. She has a very pleasant manner and makes you feel your custom is valued.

Company replied

Rated 5 out of 5 stars

Lloyds Bank Insurance made the process easy and stress-free. The staff were friendly, professional, and answered all my questions clearly. I’m very satisfied with the service

Company replied

Rated 2 out of 5 stars

Sadly after having insured with you directly for a number of years my quote rose from £282 to £411 despite there being no claim. Disappointingly I then found the same cover, apart from a small increas... See more

Company replied

Rated 5 out of 5 stars

I have a fleet of 3 cars and a van, and Lloyds Bank Insurance is the best provider in the UK. I have insured my van here for 5 years and I am highly satisfied with the efficiency and competitive prici... See more

Company replied

Rated 5 out of 5 stars

It was very easy doing it on line. Clear to find what you were looking for and to decide on various values, and then get a premium at a very competitive cost.

Company replied

Rated 5 out of 5 stars

I personally think for the value of the contents and how much you pay per month is good I went through another company for same contents cover it was £130 per year and they wanted it up front but with... See more

Company replied

Rated 5 out of 5 stars

Had a great conversation with a Lloyds employee regarding home insurance He told me they had three levels of insurance So I was able to choose the one I wanted Fantastic thank you

Company replied

Rated 5 out of 5 stars

Similar questions to all other insurance companies but gave 3 levels of cover which was good to review. No claims proof was accepted promptly Cost for cover was attractive The true test for an in... See more

Company replied

Rated 5 out of 5 stars

I was able to save on my mobile phone insurance which was way too expensive. It was easy to do. The staff member was very polite,professional and knowledgeable.

Company replied

Rated 5 out of 5 stars

Easy to obtain the quote and a very good price which was much lower than my renewal quote. My documentation arrived quickly and is easy to understand.

Company replied

Rated 1 out of 5 stars

Totally shocked from the treatment received from Lloyds bank car insurance. I have been a loyal customer with them for almost 10 years and every year I get bombarded with emails trying to persuade m... See more

Company replied

Rated 5 out of 5 stars

Very easy process. Plain wording during the application stage. All completed in a few minutes. Good value as well.

Company replied

Rated 5 out of 5 stars

Simple algorithm. No superfluous questions you make it easy to deal with paperwork as it should be for a money spinning operation.

Company replied

Rated 5 out of 5 stars

Using comparison web sites I found a sensible premium with Lloyds Bank Insurance. As a customer of Lloyds Bank for many decades, I felt that the brain should give me assurance that my trust in Lloyds... See more

Company replied

Rated 5 out of 5 stars

I took out a new House Insurance Policy with Lloyds Banks in response to an email advertisment that I received from them at a very competative price.

Company replied

Rated 5 out of 5 stars

The site was easy to navigate and understand. I found it fulfilled my requirements easily. I used the Black Horse for car insurance.

Company replied

Rated 5 out of 5 stars

I found your website easy to manoeuvre and I have my car insurance and Banking with you and always get first class service.

Company replied

Rated 5 out of 5 stars

A professional and well presented service, which provided a well structured and quick process to follow. Was not timely or obscure.

Company replied

Rated 5 out of 5 stars

Website was much more user friendly and policy represented more value for money at the time of my enquiry.

Company replied

Rated 1 out of 5 stars

We have lloyds car insurance our car was written off no fault of own, they completely unvauled our car leaving us thousands in dept, poor customer service

Company replied

Rated 5 out of 5 stars

Great service, quick and efficient. Had additional questions and got all them answered on a quick phone call.

Company replied

Rated 5 out of 5 stars

Pleasant person. I found that whichever person I dealt with on the phone was pleasant and courteousely. and precis. Everything explained clearly

Company replied

Rated 5 out of 5 stars

Whole process was simple to use and understand. All aspects of the policy were made clear as the process progressed.

Company replied

Rated 5 out of 5 stars

Very easy to access online and it fitted the bill for my requirements exactly. Also useful that I already bank at Lloyds!

Company replied

Rated 5 out of 5 stars

Simple and easy process, competitive rate, and I have been a Lloyd's Bank customer for 58 years.

Company replied

Rated 3 out of 5 stars

The zoom link interview was quite tying as I do not enjoy doing things on line. The paperwork took ages to arrive. It would have been good to receive an email ensuring me that my home insurance policy... See more

Company replied

Rated 1 out of 5 stars

I’ve had car insurance with Lloyds for the past two years. The policy is fully comprehensive with no claims and convictions. Year 1 premium was £138, year 2 it dropped to £125. This year starting Apr... See more

Company replied

Rated 2 out of 5 stars

Unable to speak to anyone regarding the specific nature of cover provided until I had taken out the policy, everything is done online prior to insuring with Lloyds. Completely inflexible considerin... See more

Company replied

Rated 5 out of 5 stars

The price of house insurance was ok could have got a cheaper one but decided to go with Lloyds

Company replied

Rated 3 out of 5 stars

The lady was expert at explaining the differences in policies. But we needed telephone contact with someone else to cancel the old policy. This took a long time to reach the appropriate person and was... See more

Company replied

Rated 5 out of 5 stars

From start to finish it was so easy as taking out motor insurance should be.

Company replied

Rated 5 out of 5 stars

Very helpful and patient lady that helped me.Thank you and very satisfied with the Insurance you have supplied me.

Company replied

Rated 5 out of 5 stars

Information well given. Very direct and appropriate. Presenter was knowledgeable and patient. We felt helped and heard.

Company replied

Rated 5 out of 5 stars

The gentleman who spoke with me took his time to explain everything to my understanding

Company replied

Rated 1 out of 5 stars

I've been doing my homework re. buildings and content insurance, as a result of which I went to the Lloyds site. I popped in the postcode but my house isn't listed on their dropdown list for it, and L... See more

Company replied


Company details

  1. #43 of 131 best companies in Insurance company
  2. #18 of 67 best companies in Car and Motor Insurance Agency
  3. #10 of 48 best companies in Bank
  4. #17 of 44 best companies in Home Insurance Agency
  5. #44 of 50 best companies in Life Insurance Agency

About Lloyds Bank Insurance

Written by the company

Our Home, Car, Life Insurance and Critical Illness cover comes with added reassurance.

We're by your side, every step of the way.

🏠 Home Insurance
Protect your home and we’ll take care of you. Get a Home Insurance Quote
🚗 Car Insurance
Get cover you can rely on with Car Insurance. Get a Car Insurance Quote
💚 Life Insurance & Critical Illness Cover
Protect yourself and get peace of mind. Get a Life Insurance Quote

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy

Easy, quick to do and plenty of information to hand. Far easier than some other companies couldn't even get quotes for

16 March 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Stephanie,

We're happy to hear our service was easy and quick for you. We're also glad you found plenty of information to hand and it was easier than other companies. Thanks!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Good service

Easy to do it online,
Plus it was reasonably
Priced for the insurance
Cover.

23 March 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Stephen,

We're happy to hear that you found our online process easy and the insurance coverage reasonably priced. Thank you for your positive feedback; we appreciate it!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Sol was able to explain everything to…

Sol was able to explain everything to us in a way we could understand.

19 March 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Christine,

Great to hear about the service you received from our team.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look