Zurich Insurance UK Reviews 

3,454
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 205 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently mention that the staff members are extremely friendly, polite, and exceptionally knowledgeable when assisting them over the phone. People also appreciate that the overall process to handle inquiries is straightforward and quick, making it easy to receive necessary guidance from support agents. Some reviewers were not happy with frustrating delays and exceptionally long waiting times when trying to properly resolve their insurance claims. Consumers additionally noted ongoing difficulties regarding communication, mentioning that support teams frequently asked for the exact same information multiple times. Several individuals also expressed deep disappointment when their applications or claims were unexpectedly declined after lengthy waits.

What people talk about most

Claim

Consumers find claim to be negative, reporting lengthy delays and frustrating bureaucratic hurdles during the... See more

Customer service

Reviewers highlight negative aspects of customer service, describing interactions as unhelpful and reporting... See more

Service

Customers had ambiguous experiences with service, reflecting a wide division in opinions. While many... See more

Staff

People report ambiguous experiences with staff, reflecting high disagreement among consumers. Many reviewers... See more

Response time

Reviewers mention negative feedback about response times, frequently highlighting months of delays and total... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Needs help, support and guidance to help people get through better assistance to help themselves in the process to get the right outcome to get better results..!!!

Company replied

Rated 4 out of 5 stars

It didn't start well, which is why it's only 4 stars! Having initially started talking to Libby, I was put on hold and then the call rang through to another operator, Hannah. Although I had to run thr... See more

Company replied

Rated 2 out of 5 stars

I hold a small pension with Zurich. Last November I called and arranged to take the plan as a lump sum. It was suggested I take the money on my birthday ' a nice birthday present ' I was assured. Ev... See more

Company replied

Rated 2 out of 5 stars

I just can’t believe that has been one year ever since my new laptop and IPad has been broken on my travel abroad. When I made a claim I was asked if it was behind Repair and yes it was. What they... See more

Company replied


Company details

  1. Insurance company
  2. Commercial Insurance Company
  3. Insurance agency
  4. Life Insurance Agency
  5. Term Life Insurance Provider Company
  6. Travel Insurance Company

About Zurich Insurance UK

Written by the company

At Zurich we believe in creating a brighter future for our customers, partners, our people and the planet by providing products and services which have a positive impact on peoples lives. We want to be one of the most responsible businesses in the world.

In the UK, we provide a suite of general insurance products covering business, casualty, motor, property and travel insurance, life insurance and pensions products to individuals and corporate customers. We employ over 4,500 people in the UK and are based across a number of locations with our head office being in Swindon.


Contact info

3.1

Average

TrustScore 3 out of 5

3k reviews

5-star
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3-star
2-star
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3.1

All reviews

(3,454)

210 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great customer service

Great customer service, value for money policy and helping communities around the world.

3 October 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Good morning Mr Janagal,

We're delighted to hear that you value our customer service and community support. It means a lot to us that you appreciate our value for money policy.

Nicky
Zurich Customer Care Team UK

Rated 5 out of 5 stars

Straight forward life insurance

Straight forward life insurance

26 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Bella,

We appreciate you sharing your experience with us. We're happy to hear that our life insurance met your expectations.

Nicky
Zurich Customer Care Team UK

Rated 5 out of 5 stars

Great customer service!

Great customer service! My claims were handled with the minimum of fuss and I was kept updated at each stage of the claim process. Their responses were timely, there was no need to chase them for updates. Once I received the phone call saying my claims had been approved, the funds were in my account inside of 5 working days together with any premium payments made during the claim process. All in all, an exception level of service which I couldn't fault.

15 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Anthony,

We’re so pleased to hear that your claims were handled quickly and that we kept you updated throughout the process. Your kind feedback about our fast service and claim settlement means a great deal to us. I’ll make sure to share your comments with the team. Thank you!

Nicky
Zurich Customer Care Team

Rated 4 out of 5 stars

Great peace of mind with Zurich

I recently switched to Zurich for my life insurance, and I’m very impressed. The process was straightforward, and everything was explained clearly. It feels good to have cover from a trusted name that’s been around for years. I now have peace of mind knowing my family will be looked after if anything happens.

2 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Henry,

We’re so pleased to hear that you found the life insurance process straightforward. It’s reassuring to know you feel confident in our cover and that your family’s future is protected. Thank you for sharing your kind feedback.

Nicky
Zurich Customer Care Team UK

Rated 1 out of 5 stars

Save yourself the frustration and stay far away

I only bought this because some “review site” showed 4.5/5 ratings—what a joke. When I filed a claim, they rejected it saying the airline didn’t specify “engine failure” or “flat tire” but instead wrote “operational issues.” Seriously? Airlines never spell out reasons like engine failure—they always use vague terms like “operational issues” or “unforeseen circumstances.” Everyone knows this, including the insurer. Using that as a reason to deny a claim is not just silly, it’s pathetic. Their entire process feels like a loophole factory designed to dodge payouts. Save yourself the frustration and stay far away. Here is my claim#UZ58821-1 to prove my concern is legitimate

8 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Good morning,

Thank you for sharing your feedback, we truly appreciate it and are committed to improving our services.

I’ve sent you a private message on Trustpilot requesting your policy number and contact details. Once I receive this information, I’ll make sure it reaches the right team so we can look into your concerns.


Regina
Zurich Customer Care Team

Rated 5 out of 5 stars

Excellent customer service.

15 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Good morning,

Thank you so much for your kind words and 5-star rating!

We're delighted to hear you had an excellent experience with our customer service. Your feedback means a lot to us and motivates our team to keep delivering the best support possible.

Regina
Zurich Customer Care Team

Rated 1 out of 5 stars

rude workers on phone

rude workers on phone, no help given, no empathy. Put a claim on my file when not worthy. Do yourself a favour and avoid this company at all costs.

19 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Good morning Rosie,

We’re sorry to hear about your experience and take your concerns seriously.

Please share your policy details in a private message through Trustpilot so we can investigate and connect you with the right team.

Thank you for giving us the chance to improve.

Regina
Zurich Customer Care Team

Rated 1 out of 5 stars

Don’t insure through this company

I can’t begin to describe how awful it is dealing with this company. They essentially will worm their way out of everything possible through the guise of a loss adjuster.

18 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello David,

Thank you for getting in touch. We really value your feedback and are committed to improving our services. I’ve sent you a private message on Trustpilot asking for your policy number and contact details. Once I have them, I’ll pass them on to the right team to look into this for you.

Nicky
Zurich Customer Care Team

Rated 1 out of 5 stars

Have had a bad experience taking out a…

Have had a bad experience taking out a New policy.one star is being kind

25 May 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello William,

Thank you for sharing your feedback. I'm sorry to hear about your experience taking out a new policy. I've messaged you privately on Trustpilot to get your application or policy number and contact details. Once I have that, I'll pass it to the team to investigate and get in touch with you.

Nicky
Zurich Customer Care Team

Rated 5 out of 5 stars

Zurich should be proud

Zurich should be proud of the two young ladies I spoke with on the telephone. Amy and Raj. They were confident, knowledgeable, quick yet comprehensive in their understanding of my problem and professional from beginning to end in dealing with it. Perfection.

11 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Peter,

Thank you for your kind review. I’m delighted to hear that Amy and Raj provided you with a confident, professional, and knowledgeable experience. I’ll be sure to pass on your feedback to them.

Nicky
Zurich Customer Care Team

Rated 5 out of 5 stars

The broker was polite

The broker was polite, friendly and able to explain all the questions i needed to know another the policy's. He understands the fact about Zurich

25 August 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Alice,

We’re so pleased to hear you had a helpful, friendly, and knowledgeable experience with us. Thanks for taking the time to share your feedback.

Nicky
Zurich Customer Care Team

Rated 5 out of 5 stars

Excellent service

Excellent service, with special thanks to Libby.

11 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Ahmed,

That's brilliant news! I'm so pleased to hear you had an excellent experience with us. I'll be sure to pass on your kind words.

Nicky
Zurich Customer Care Team

Rated 5 out of 5 stars

so helpful and quick to my problem with…

so helpful and quick to my problem with a leak

11 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Marlene,

We are happy to hear that we could quickly resolve the leak issue for you. Thank you for your positive feedback and for taking the time to share.

Nicky
Zurich Customer Care Team

Rated 1 out of 5 stars

Price Gouging Waste Of Time!

It's taken 5 months of back and forth to apply for Personal Protection Insurance for me and my family. We disclosed our full combined medical history, but today, I heard back from Zurich and was told that the premium had rocketed up by 50%. This is apparently due to a very minor, non-life threatening (and, for the past 2 years, symptom-fee) condition that I disclosed in my initial application.

I called Zurich to see if I could negotiate the price, but, according to their underwriters, it's very much a case of 'Computer says no'.

If you've ever fainted, even once, and it's on your medical record, avoid seeking cover from Zurich, unless you can afford a punitive price hike.

Update: I
reluctantly took out the policy because I couldn’t face another lengthy 5 month application process. However, following the posting of this review, I received a call from
Zurich’s complaints team. They asked what outcome I’d like to see. I suggested a lower premium. They wouldn’t offer it. They’re duty-bound to follow up complaints, but they won’t help their customers. Instead, they close the case after the phone call and assume that you’re happy with the outcome.

I’m not happy with the outcome and will continue to shop around and cancel my policy as soon as I can.

10 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Bobby,

Thank you for sharing your experience. I'm sorry to hear you’re unhappy with the outcome. We always aim to be clear and fair in our assessments, so it’s disappointing to hear we didn’t meet your expectations this time.
I'll pass your feedback on to our underwriting team.

Nicky
Zurich Customer Care Team UK

Rated 5 out of 5 stars

Fast response time to call

Fast response time to call
Great cover for money
Very helpful

8 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Mr Ayre,

Thank you for your feedback.

I’m pleased we answered your call quickly, provided the cover you needed, offered a price you were happy with, and were helpful throughout.

Anne
Zurich Customer Care Team

Rated 5 out of 5 stars

easy to apply very competitive price…

easy to apply very competitive price lots of information haven’t got agents hassling you

7 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Chris,

Thank you for your feedback.

I’m glad to hear you found the policy simple to apply for and were satisfied with the price.

Anne
Zurich Customer Care Team

Rated 5 out of 5 stars

Really informative clear information…

Really informative clear information and signposting provided.

5 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Hello Lorraine,

Thank you for leaving your review.

I’m glad to hear you found the information clear and easy to follow.

Anne
Zurich Customer Care Team

Rated 5 out of 5 stars

Very thorough in explaining all the…

Very thorough in explaining all the financial information with clarity and conciseness. Zurich do not do gimmicky advertising on media or TV as other companies do. The old adage a good product sells itself comes to mind.

2 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Good morning Adrian,

Thank you for your 5-star review and kind words, we’re delighted to hear you appreciated our clear and thorough approach.

Regina
Zurich Customer Care Team

Rated 1 out of 5 stars

Zurich

This is because there is no negative star. Sold me a critical sickness policy that in essence did not cover me in the least, it is just a premium collection exercise. Errors on their part are just errors, whilst you are exposed to the severest penalty for leaving out details well over 5 years in the past. Even though 5 years was their cutting off period. This is not about protecting sick customers it’s about “spin”.

3 September 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Good morning Eunice,

Thank you for sharing your feedback, and we’re truly sorry to hear about your experience.

To help us investigate your concerns and ensure they reach the right team, we have sent you a private message via Trustpilot requesting your policy number and preferred contact details.

Regina
Zurich Customer Care Team

Rated 5 out of 5 stars

Easy to find a competitive priced…

Easy to find a competitive priced policy and to set it up quickly

31 August 2025
Unprompted review
Zurich Insurance UK logo

Reply from Zurich Insurance UK

Good morning Robert,

Thank you for your feedback, we’re glad you found our policy easy to set up and competitively priced!

Regina
Zurich Customer Care Team

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