Hi everybody. I can’t praise Charlotte and her team high enough. Embarking on what is quite a stressful and important decision as to which mortgage to choose Charlotte was brilliant.She explained e... See more
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The Beeches, Western Road, SS6 7AX, Rayleigh, United Kingdom
More Than Just a Mortgage - A Life-Changing Experience with Incredible People
I am a 50-year-old first-time buyer, and I approached the mortgage process with a great deal of anxiety. Not only was my deposit smaller than most, but I also had a little blip on my credit history that I feared would define me. From the very first call, Yes Financial proved they were different.
This review is for three exceptional individuals who didn't just do their jobs; they changed my life.
My journey began with Lewis McKenna, who got the entire process started with immense knowledge and reassurance. He made me believe it was possible.
Then, Abigail Cullum came alongside me. I cannot overstate the impact Abigail had. She was with me every single step of the way. Her support was so profound that when the stress and emotion of this lifelong goal overwhelmed me, I actually became upset on a phone call with her. Her response was not one of awkwardness or procedure, but of pure, genuine kindness and empathy. She calmed me, reassured me, and gave me the strength to keep going. She is an incredible talent and an even more amazing person.
Just when I thought the team couldn't be any better, Gemma May stepped in to drive it home. Where others might have given up due to the complexities of my case, Gemma simply would not. Her tenacity and determination in securing my mortgage offer were nothing short of heroic. She fought for me.
I had the distinct sense that these three weren't just working a file; they, and seemingly the whole office at Yes Financial, were genuinely rooting for me. They saw me as a person, not a number.
To Lewis, Abigail, and Gemma: thank you. You have made a 50-year-old man a first-time homeowner. I am Will Erasmus, an extremely, and forever, happy customer.

Reply from Yes Financial Services Ltd
From start to finish Sue and Abigail were really good at keeping me up to date with everything, although applying for a mortgage can be overwhelming, stressful at times, I know they did their best to find a mortgage for me and always had good communication throughout. Thank you so much.
Sue and Abigail were so helpful and very attentive. Whole process was smooth and any issues that arose was explained and sorted very quickly. Any updates were relayed quickly and efficiently. Would highly recommend ..was very informative about right to buy council house mortgages. 5 star ⭐
Sue and her team have been amazing! Due to some past credit blips and our ages against us we never thought we would be able to own our own home but through Sue’s knowledge and support we were able to find the “one” and secure a mortgage!
This is our second time dealing with Yes financial. Cheryl @ yes financial was so thorough, professional and got us a great deal with our re mortgage plus debt clearing.
Worth every penny and would highly recommend.
Wow, what more can I say, I would definitely recommend Yesfs any time any day. A special thank you to Steve Wand and the amazing team that supported me all through the house buying process. I would call every single time I wasn't sure about anything and they were always prompt with responses. you all are so amazing. Thank you.
Sue Bruns and the team at Yes FS were amazing from the beginning to the end. Very kind and helpful throughout the process. Every question was answered professionally and they were always there when i called or emailed. Great experience and i would recommend them. Keep up the great work!
Surinderpal Ghataora
Yes financial helped us get our mortgage on our Cornish style home which are harder to obtain a mortgage on but they managed it. Friendly honest service and they get us updated all the way, Cheryl, Jenny, Misha and Louise were all very helpful and friendly, thankyou all so much
Sue and the team at YesFS were extremely helpful, kind and professional throughout the process of securing my mortgage.
They were a pleasure to deal with and I would highly recommend them to others.
We were recommended to YesFS by my daughter who had previously done her mortgage with them, we would like to thank Cheryl for her hard work & dedication & reassuring us & getting us a better rate, we had never remortgaged before so we were nervous about the whole process but Cheryl went above & beyond making the process seem a doddle, thank you Cheryl & Team ❤️
It’s a 5* from us
5* for Sue Bruns
2* for the insurance partners
2* Solicitors
Mortgage -
From the start Sue had been extremely helpful. She managed to find us a mortgage swiftly, however the deal did not go through (nothing to do with Yes financial).
Sue then worked tirelessly in the background to find us another one that suited our needs. As has been said in other reviews she genuinely goes above and beyond and was available often at short notice and non standard working hours.
Her ability to make you feel comfortable and guide you through the process, whilst maintaining her professional approach was amazing.
She is very personable and i would highly recommend her to anyone looking to obtain a mortgage.
With the various complex elements to our situation that overall has been for 7 months or so, sues approach left me early on knowing i would not go to anyone else, and she has simply been there throughout with good advice and guidance.
Just need to get the last part of the process over the line now, and she is still on hand if needed.
Thankyou Sue, you are an asset to your team, and i hope your efforts are recognised by management.
Insurance -
At an earlier stage was put through to the insurance side of things, before i knew it, i had at least 4 people all ringing about the same things. Eventually they listened and got it down to pretty much one person to deal with, but then it just dragged on and kept going back and forth over the same information. To be honest left me feeling like i really wouldnt want to go through the same thing again with them. It is still something i need to arrange, however i will not entertain all the other add on sales now and just the basics with one person to keep it simple.
solicitors-
Those recommended have been ok. When deal first fell through, before i even knew it had, they had gone silent. various attempts made to reach out with no response. The same team are in charge this time, although i am a little apprehensive about how they will get the job done i have my fingers crossed.
I highly recommend Yes Financial
just done my Remortgage on my property and it did not take more than a week to get an offer approved.
Their customer service is second to none I was completely impressed with their professionalism and customer service thank you SUE BRUNS. The staff is not only friendly but also highly skilled.
I will definitely be coming back, and referring everyone I know to use your services, thank you You’ve done an amazing job.
Many thanks to Cheryl. She kept us well informed throughout and made the process completely stress free. Would definitely recommend and will definitely be contacting her again should we need this service again.
Cheryl and the team have worked tirelessly to find not only a mortgage deal, but the right mortgage deal for us.
Moving is of course stressful but those at Yes Financial did all the hard work allowing me to just get on with life, they also kept me well informed of what was happening.
I would recommend Yes Financial to anyone and come the time to remortgage again, I wont be calling anyone else!!
Cheryl was so helpful and prompt from start to finish. There was no element of stress and as a busy professional, Cheryl saved so much of my time.
I'd highly recommend Yes Financial
I was a first time buyer and Sue has been amazing throughout. Explained everything to me and was replying to all my emails so quickly and communication was amazing.
She helped me to secure better offer as well which I’m so happy about. I would recommend her and the team to anyone who is looking to buy a house as I had zero issues and only the best service.
Sue and her team have been absolutely fantastic and have done their best to make sure we got a mortgage. I can’t thank sue enough for all she has done and kept us in the loop all the way through!
Sue helped to get a very quick turnaround mortgage offer for a property I had won on auction. Excellent communication and very helpful all the way through
I am writing to express my heartfelt thanks for the exceptional service you provided in sorting out our new product rate. Your expertise and efficiency were truly remarkable,
Your attention to detail and dedication to ensuring everything was handled smoothly did not go unnoticed. It is not often that one encounters such a high level of professionalism and commitment, and I am genuinely grateful for your support.
Specially thanks to [Cheryl booth]
Cheryl went above and beyond and has sorted our BTL mortgage super quickly, she was always available by phone, very prompt to respond to messages and kept me updated even over the weekend. Really great customer service from the rest of the team also, would definitely recommend.
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