Zempler Bank Reviews 

17,993
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 3,887 reviews, reviewers overwhelmingly had a great experience with this company. Many customers frequently praise the staff members for being extremely polite, patient, and highly knowledgeable when assisting with various account problems. People also genuinely appreciate the fast response times and the efficient service consistently delivered by the helpful support team. Some reviewers were not happy with the long waiting times experienced on the phone before finally getting assistance from an agent. Others also noted experiencing ongoing difficulties regarding slow email replies, unhelpful communication, and unresolved issues regarding their business accounts. A few individuals additionally mentioned encountering frustrating obstacles when attempting to process specific payments or update required documents.

What people talk about most

Staff

Customers had positive experiences with staff, frequently praising polite, friendly, and efficient... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting helpful and polite... See more

Service

People report positive experiences with service, highlighting efficient support, friendly staff, and fast... See more

Response time

Reviewers highlight positive aspects of response time, frequently praising the prompt answering of calls and... See more

Payment

Reviewers express deep frustration and ambiguous feedback about payment experiences, noting that blocked... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I rang zemplar and spoke to lee who whas very helpfull with regards to getting my money back from a london company who sent me the wrong coat and wanted me to send it back to china at my expense.I am... See more

Company replied

Rated 5 out of 5 stars

Contacted by phone today the 3rd at 3pm the young man on the phone was very pleasant and corrected a message sent to me by text asking me to pay 98pounds by the 4th but l had made my monthly payment o... See more

Company replied

Rated 5 out of 5 stars

Rita was very helpful and polite during the phonecall explained everything I needed help with. Call time was quick and responsive. I was worried about calling thinking I'd be on hold for ages and it'd... See more

Company replied

Rated 5 out of 5 stars

Trying to get hold of this company by phone, you have more chance of winning the lottery. NOTE: Tried again the next day & got through no problem & it appears the previous day they were experiencing... See more

Company replied


Company details

  1. Bank

Written by the company

Hello, we’re Zempler Bank. We’re here to make money simpler. We know that banking isn’t at the top of most people’s to do lists, that’s why making it less of a chore is at the top of ours. We don’t do banking the traditional way – the wrong way. We do banking that works for the people that need it, when they need it. We’re for the crafters, the grafters, and the self starters. The bank for sole traders and those just starting up. And small businesses with growth on their minds and less time than they’d like. Just because you’re going it alone doesn’t mean you have to do it on your own. That’s where we step in – smart technology, straightforward human service, and bank accounts that meet real-life needs. We’ve already helped over 650,000 businesses get off the ground. We’re here to do banking right and support our customers for the long haul.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

18k reviews

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Asks customers to review

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4.5

All reviews

(17,993)

3,406 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

quick to answer the call and…

quick to answer the call and instructions to access someone online was very good

21 September 2026
Zempler Bank logo

Reply from Zempler Bank

Thanks a ton, Michael! We're so glad you took a moment to leave a review 💬All the best - RO

Rated 1 out of 5 stars

Account restriction!

Really disappointed with Zemplar Bank.
I received an email informing me that my business account had been temporarily restricted. This has left me with no access to the money in my account and unable to use my business funds.
I contacted customer service immediately, but they were unable to resolve the issue or restore access to my account.
As a small business, suddenly being completely cut off from your own funds is incredibly serious. I have suppliers, bills and day-to-day business expenses to pay, and being left without access to my money puts enormous pressure on the business.
I understand banks sometimes need to carry out security or compliance checks, but completely restricting a business account with no immediate resolution leaves a small business in an extremely difficult position.
At the moment, I’m left with no access to my business account or funds and no clear resolution from customer service.
I will update this review if and when Zemplar resolves the situation.

** UPDATE 21/09/26 **

Unfortunately, the situation has now become even more frustrating.
After my business account was restricted and I was left with no access to my funds, Zemplar asked me to submit documents so they could carry out their checks.
I submitted the documents requested, only to then be told that they had been rejected because they were supposedly “not on the accepted documents list.”
The problem is that the documents I submitted ARE listed on Zemplar’s own website as accepted documents.
So I have followed the instructions given to me, provided documents that their own website states they accept, and they have then rejected them for apparently not being accepted.
Meanwhile, I am still a small business owner with restricted access to my business account and money.
I completely understand that banks have compliance procedures they need to follow, but customers need clear and consistent information. You cannot publish a list of accepted documents and then reject those same documents on the basis that they are not accepted.
I have now raised a formal complaint and will continue updating this review as the situation develops.
At this point, I simply want Zemplar to properly review the documents I have submitted, explain the contradictory information I have been given, and resolve the restriction on my account as quickly as possible.

20 September 2026
Unprompted review
Zempler Bank logo

Reply from Zempler Bank

Hello Geroge, I'm really sorry to read of your recent experience. Under certain circumstances, we may request information including statements to comply with any applicable regulations or legislation. We do have a review period for this documentation but will always look to investigate this within a suitable timeframe. All the best - RO

Rated 5 out of 5 stars

Good customer service team

Rita was very helpful and polite during the phonecall explained everything I needed help with. Call time was quick and responsive. I was worried about calling thinking I'd be on hold for ages and it'd be annoying but it was quick and pleasant.

21 September 2026
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Reply from Zempler Bank

Hi there, we really appreciate you taking the time to leave a review! We’re so pleased Rita was able to support you - your feedback has been shared with the team 💚Kind regards - RO

Rated 3 out of 5 stars

Very poor services

Very poor services, no customized details to better understanding.

15 September 2026
Zempler Bank logo

Reply from Zempler Bank

Hi Velanganni, I'm sorry to read your recent experience 😔 If you've not received the services or goods from a provider, you can download a dispute form through your Zempler Bank App by selecting the ? icon in the top right hand corner of your Home page. Once you've downloaded and printed this form, it would need to filled in and posted to PO Box 5525, Manchester, M61 0QS. Alternatively, you can call our Customer Services Team on 0330 024 0924 and a member of the team can get a dispute form sent out to you in the post. Once you send us the dispute form, we will raise this directly with Mastercard and provide you an update after a minimum of 45 days. If you do have any further questions, please don't hesitate to get in touch with us on 0330 024 0924 so we can look into this further for you. All the best - RO

Rated 5 out of 5 stars

Best service Ritha

Best service Ritha

19 September 2026
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Reply from Zempler Bank

Hi, thank you so much for taking the time to leave a review! We're happy to hear how helpful Ritha has been on your call, we have passed your feedback over so we can let the team know how happy you were with the service. 💚 Kind regards - BE

Rated 4 out of 5 stars

Response was quick and calm.

Response was quick and calm, I got clarity regards to my questions. Thank to the staff.

18 September 2026
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Reply from Zempler Bank

Hello Vincent, we're happy to help! If you do need anything further please don't hesitate to get back in touch. All the best - BE

Rated 5 out of 5 stars

Great online Bank

They are an online Bank, so far they haven't let me down

1 May 2026
Zempler Bank logo

Reply from Zempler Bank

Much appreciated, Jonathan! Your review helps us keep doing what we love 💙 Warm regards - BE

Rated 5 out of 5 stars
Zempler Bank logo

Reply from Zempler Bank

Hi William, Thank you for your thoughtful review! We’re thrilled to hear Libby & Lucy made your experience a great one. We’ve made sure the team knows how much you appreciated the help 😊 Kind regards - BE

Rated 5 out of 5 stars

Very efficient

Very efficient, professional, polite and friendly. Good security procedures. Good rapport

18 September 2026
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Reply from Zempler Bank

Hey Susan, thanks for the lovely review! We're glad we could make a positive impression 😊 Kind regards - BE

Rated 5 out of 5 stars

Excellent service as usual

Excellent service as usual

Always very helpful

18 September 2026
Zempler Bank logo

Reply from Zempler Bank

Hi Jonathan, many thanks for your review and we're pleased to hear you are enjoying our services. 💚 Kind Regards - BE

Rated 5 out of 5 stars

Experience is great

Experience is great

17 September 2026
Zempler Bank logo

Reply from Zempler Bank

Many thanks, Abosede! Your support means the world to us 💫 Kind regards - BE

Rated 5 out of 5 stars

Good company

Good company, I have never had any problems with the card. Good customer service

17 September 2026
Zempler Bank logo

Reply from Zempler Bank

Thanks for your kind message, Tracy! If you have any queries please don't hesitate to contact us.💚 All the best - BE

Rated 5 out of 5 stars
Zempler Bank logo

Reply from Zempler Bank

Hi Augustine, thank you so much for taking the time to leave a review. We are so glad that you have had a great experience when you called, we have passed your feedback over so we can let the team know how happy you were with the service. 💚 Kind regards - BE

Rated 5 out of 5 stars

Your assistant understood my need.

Your assistant understood my requirement and solved the problem.
He provided all the advice needed to be able to move forward.

17 September 2026
Zempler Bank logo

Reply from Zempler Bank

Hi Owen, thank you for your review! We're delighted to hear your feedback 😃 Best wishes - RO

Rated 5 out of 5 stars

Email Rubish

I was with Cash Plus, , in my view equally as good, however, l only set up this account for when m books are to be published soon inline with HMRS for when l earn royalties over a set amount, however l wish they would stop sending vsartious email saying if l am a UK resident, , l was born in the UK and they know this, no other bank sends me such stuff, its quite annoying, as l wont be earni9ng any substantial royalties until next year

17 September 2026
Unprompted review
Zempler Bank logo

Reply from Zempler Bank

Hi, we're sorry to hear that you feel this way! We'd like to look into this for you to see if there is anything we can do to resolve any issues you've faced. Could you please respond to the TrustPilot email we've sent with your account name and post code so we can look into this for you? Kind regards - RO

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