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Club 4X4 Insurance Reviews 3,892

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, efficiency, and courteous manner, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting that representatives are knowledgeable, patient, and clear in their explanations. The overall service is frequently described as excellent, with consumers appreciating the ease and speed of processes, competitive pricing, and tailored solutions for their specific needs. However, some customers also noted issues with the pricing of multi-policy discounts and the inability to link multiple policies. A few other people also felt that the roadside assistance setup was not handled correctly, leading to delays and confusion, particularly in situations requiring immediate attention.

What people talk about most

Staff

Consumers find staff to be positive, highlighting their helpfulness, politeness, and extensive knowledge.... See more

Customer service

Clients share positive opinions on customer service, consistently highlighting the helpfulness,... See more

Service

Customers had positive experiences with service. Many reviewers praise the prompt, efficient, and helpful... See more

Price

Users describe positive interactions with price, often highlighting competitive pricing and good deals. Many... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers found the process... See more

Based on these reviews

Rated 5 out of 5 stars

Wonderful help from Kim with the insurance purchase, everything I wanted to insure I could. Policy covers everything that I chose to be included. Lot of other insurers I tried to get a quote from woul... See more

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Rated 5 out of 5 stars

Lara talked us through all policy details and was very knowledgeable about the product we are interested in. She was courteous and thorough and patient. We would recommend Club 4x4 to anyone seeking... See more

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Rated 5 out of 5 stars

Lady I was talking to, knew her stuff, Mention GVM upgrades to the 200 series, not a problem. No kms per year was require like other insurance companies. Talked to serval other Insurance Companies, e... See more

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Rated 5 out of 5 stars

The insurance taken out was specifically for a 4x4 car and off road caravan, with roadside assistance. We took out both insurance together and all the options giving us peace of mind when we are remot... See more

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Rated 5 out of 5 stars

This is hands down the best car insurance company I have dealt with. They are responsive when you call them, you get to speak to an actual person. The product is great and has so many variables and... See more

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Rated 5 out of 5 stars

No wait times on the call being answered by your staff. The lady I spoke with was very courteous and helpful, even suggesting a few extras that I may be interested in. One of which I decided to i... See more

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Rated 5 out of 5 stars

Spoke with a wonderful girl, I think her name was Chloe she helped me out with the Roadside assistance absolutely beautiful girl and can hold a conversation with you! Fingers crossed I get her next ti... See more

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Rated 5 out of 5 stars

Call operators are excellent here. I always expect a difficult chat when calling an insurance company, but not this one. The vibe is chilled and my queries are resolved. Their premiums are competitive... See more

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Rated 5 out of 5 stars

Insurance companies prove themselves when they have to payout claims. Club 4x4 did pay us in a timely manner and compassionately. If you are searching for a very good insurance company look no furth... See more

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Rated 5 out of 5 stars

The guy that helped me jack was absolutely awesome to deal with very helpful. Will go with the quotes apart from the caravan quote as it was more expensive than my current supplier but other than that... See more

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Rated 5 out of 5 stars

So easy to change a basic detail for my insurance. Didn’t need to wait on the phone for someone to speak with, just got it done in a couple of minutes. And got confirmation of the change the next day.... See more

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Rated 5 out of 5 stars

I explained that I have purchased an additional item for my 4x4 canopy and would like to increase the accessories and modification value. This was completed within minutes by the consultant with the i... See more

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Rated 5 out of 5 stars

Shannon was very helpful and explained everything in great detail. I found this company to be well-priced in the market and also offer lay-up periods if needed. Good coverage

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Rated 5 out of 5 stars

Fantastic, easy to navigate, fast quick and easy. Plus have heard multiple mates of mine brag on how good your service is. I've recently had to deal with "EVERYDAY CAR INSURANCE" and, well my fa... See more

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Rated 5 out of 5 stars

Rep was very helpful and sugestive of ideas that I had not considered. I was going to change company but now have decided to stay as I feel that my insurance quote is fully customise to my exact needs... See more

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Rated 5 out of 5 stars

Well I'll still give them 5 Stars for price, knowledge and excellent service BUT! I was promised a promotional $150 eVoucher within two weeks, that hasn't happened

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Rated 5 out of 5 stars

Hayley showed great empathy and patience during our call, particularly as it was my first time reaching out to Club 4X4. The experience gave me real confidence that I’ve made the right choice moving m... See more

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Rated 5 out of 5 stars

The help I received was absolutely amazing. I felt completely comfortable, supported, and reassured. I was able to re-question things for clarity without feeling rushed, and the guidance was clear and... See more

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Rated 5 out of 5 stars

Been with a different company for 15 years but got to expensive. Rang Club 4X4 to get a quote only but with the service and pricing i got was absolutely excellent couldn't ask for more. Now i have... See more

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Rated 5 out of 5 stars

Always have a good experience when calling. Quick to answer the call, always quick service my needs. Other businesses could learn a thing or two on customer service from club 4x4.

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Rated 5 out of 5 stars

Person was very helpful, giving me multiple options. Also being able to speak gooders (sic) english makes it so much easier.

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Rated 5 out of 5 stars

All the staff where very helpful and easy to deal with. Dealing with Club 4x4 was hassle free unlike other insurance, easy to add and remove extras was a bonus.

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Rated 5 out of 5 stars

I had a great experience with Club 4x4. Maria was professional, very helpful, and took the time to clearly explain the entire claim process. The service I received was fantastic from start to finish,... See more

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Rated 5 out of 5 stars

Dealing with you guys has really been hassle free, straight forward common sense talk, keep up the good work, never been so easy to talk insurance from the beginning and to them get a wind screen repl... See more

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Rated 5 out of 5 stars

Sorry I don’t remember the ladies name she was understanding and help full did not have to explain myself at all she got me from the get go

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Rated 5 out of 5 stars

The whole process was personalised staff understanding Hanna even wished me a happy birthday Andy was awesome like very much tailored made service thank you

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Rated 5 out of 5 stars

Online process very easy. Saved some money from previous company. Will be interesting to see price next year

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Rated 5 out of 5 stars

Owen was extremely helpful, explaining every detail of my new policy in layman's terms both professional and thorough. Very happy with the outcome, would recommend.

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Rated 2 out of 5 stars

Whilst taking out a policy was easy, they failed to set up the roadside. After 25 mins waiting, filling out forms, a call out was organised. Almost 2 hours from the start of the call the car was... See more

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Rated 5 out of 5 stars

The process was simple, you had the caravan details, you asked a few pertinent questions, and suddenly I was insured LOL. It was a genuinely pleasant experience, and I say that as a 40 year veteran of... See more

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Rated 5 out of 5 stars

The guy u spoke to on the phone was very informative and answered all my questions clearly. He spoke with confidence and was so polite

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Rated 5 out of 5 stars

As with my previous policy with Club 4x4 the whole process of taking out this policy was seamless and their staff were excellent to deal with.

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Rated 5 out of 5 stars

Premium refund after change of address certainly helped, but the girl who helped us out was very helpful in changing the address.

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Rated 1 out of 5 stars

I called yo do a changed my address all my other insurances with other companies have reduced considerable... your company ...it increased by what i thought i was told to be $100....i was charged $149... See more

Rated 5 out of 5 stars

Excellent service the person I spoke to on the phone was able to help me in so many ways very competitive pricing very happy

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Rated 5 out of 5 stars

Was so refreshing to have an aussie answer my call. Very helpful & customer service was excellent. Keep up the great work.

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Rated 5 out of 5 stars

The staff were really helpful with my first ever claim and had all the information I could need. They handled it professionally and were friendly as well.

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Rated 5 out of 5 stars

Marcello did a really good job of explaining the options and benefits to me. He had ready answers for various aspects of the products we were talking about, and understood what I was trying to achieve... See more

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Rated 5 out of 5 stars

The whole process was effortless and they explained everything thoroughly and answered all my questions even the ones I thought were silly.

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Rated 5 out of 5 stars

John was very easy to talk to and great at explaining everything, I couldn’t have asked for anyone better, cheers Kev

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Rated 1 out of 5 stars

Extremely poor experience with Club 4x4. A simple glass claim has dragged on for over a week with no repair completed. Club 4x4 uses a third party, who then outsources the job again causing d... See more

Rated 2 out of 5 stars

I called to check the policy information and asked if I put the caravan in storage where there is security etc. I would be charged an extra $350 for this. This does not make any sense as the premises... See more

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Rated 5 out of 5 stars

person i spoke with was knowlagable an helpful with any questions, good to talk to someone you can understand what they are saying

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Rated 5 out of 5 stars

Andrew was most helpful and friendly. He was able to inform me with the information l needed so l decided to join and take out a new policy for our caravan

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Rated 5 out of 5 stars

Dealing with Club4x4 is always a pleasant experience. A simple request to update vehicle accessories was dealt with promptly.

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Rated 2 out of 5 stars

The first part of my call related to increasing my insurance cover for additional accessories fitted went well. For the second part of the call, I was passed over to the insurance claim queue, where... See more

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Rated 5 out of 5 stars

Helpful person assisted us on the phone yesterday with our concerns. Also offered us a good deal with our vehicle insurance. Too good to refuse.

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Rated 5 out of 5 stars

I had to make changes to my insurance policy and Club 4x4 has made this effortless and they got back to me by the next day. Thanks keeping it simple guys.

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Rated 4 out of 5 stars

Quick, knowledgeable, friendly and solutions-focused approach over the phone, recognising the value of getting things done quickly but not making the other person feel rushed. Wish it was cheaper but... See more

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Rated 5 out of 5 stars

Great customer service, easy to change things around like excesses and adding items to policies. Staff very friendly and easy to understand.

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Rated 5 out of 5 stars

14/3/2026 excellent customer service this lady new what she was doing had all the answers and was very polite and precise

Company replied


Company details

  1. Insurance company
  2. Car and Motor Insurance Agency
  3. Caravan and Motorhome Insurance Company
  4. Insurance agency

About Club 4X4 Insurance

Written by the company

Being insured for where you take your fourby, and to actually use it off-road, is really important. Are you confident that you’re covered anywhere in Australia?

Our comprehensive insurance goes anywhere in Australia you can legally take a 4WD, plus, we include off-road recovery cover standard. Protect your family, and your lifestyle with Club 4X4 Insurance.

So if you want confidence to explore Australia on and off-road, take a look at Club 4X4 Insurance, and free your 4WD.

Call 1300 296 296 or visit club4X4.com.au for a quote.

4WD INSURANCE
4wd image

CARAVAN INSURANCE
caravan image

CAMPER TRAILER INSURANCE
camper Image


Issued by Club 4X4 Pty Ltd as an AR of Lifestyle Insurance Group who is acting (under its own AFSL) on behalf of the insurer QBE Insurance Australia Limited. Any advice is general only. Excesses, limits and exclusions apply. Always read the PDS & TMD at club4X4.com.au.

Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

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Replied to 95% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Lara talked us through all policy…

Lara talked us through all policy details and was very knowledgeable about the product we are interested in. She was courteous and thorough and patient. We would recommend Club 4x4 to anyone seeking van insurance. Full marks to Lara.

18 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

Lara is absolutely one of our superstars, and we’re so glad you think so too! Thanks for taking the time to leave a review.

Rated 5 out of 5 stars

Fast and X efficient

Our query was handled quickly and easily Only a short delay getting through

19 March 2026
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Reply from Club 4X4 Insurance

So glad to hear you found your interactions with us a smooth and positive experience. Thanks for the review.

Rated 2 out of 5 stars

I called to check the policy…Information and see if I put the caravan in storage would it effect my cover?

I called to check the policy information and asked if I put the caravan in storage where there is security etc. I would be charged an extra $350 for this. This does not make any sense as the premises has security etc. and does store material for a business. CLI where I was insured reduces the premium. I will look at this next time the insurance is due..

18 March 2026
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Reply from Club 4X4 Insurance

Thank you for taking the time to share your feedback regarding your recent experience with us. We are sorry to hear that you were dissatisfied with the premium increase.

We do our best to ensure that the premiums we provide and the increases that may come with an policy updates are competitive. When it comes to updating the parking address, there are many factors that come into play with the possible change to the premium. Such as postcode, how it is being kept, number of claims made in that area and urban growth.

We take feedback like yours very seriously and have passed this on to the relevant team, which helps us make better business decisions in the future.

Rated 5 out of 5 stars

Kathy was great

Kathy was great, so understanding and patient

18 March 2026
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Reply from Club 4X4 Insurance

Casey is absolutely one of our superstars, and we’re so glad you think so too! Thank you for the review.

Rated 5 out of 5 stars

I had a very positive experience with…club 4x4

I had a very positive experience with Club 4X4 Insurance.

The customer service was excellent – I was guided clearly through the entire process of adjusting my policy. The representative was knowledgeable, professional, and took the time to explain each step, making everything easy to understand.

I felt well advised and supported throughout, and I’m very satisfied with the outcome.

Highly recommended.

17 March 2026
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Reply from Club 4X4 Insurance

Thanks for sharing your experience, Christian! We're delighted to hear you found our service helpful and informative. Thank you for taking the time to leave a stellar review.

Rated 5 out of 5 stars

Excellent call center experience

The consultant was great to talk to and he made the necessary policy changes very quickly.

17 March 2026
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Reply from Club 4X4 Insurance

Glad you had such a positive experience with the team. Thanks for the feedback, Brad!

Rated 5 out of 5 stars

Great service as always

Was very helpful as always. Keep up the great work.

18 March 2026
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Reply from Club 4X4 Insurance

So glad to hear you found your interactions with us a smooth and positive experience. Thank you for your review, Glen!

Rated 5 out of 5 stars

The staff were really helpful

The staff were really helpful with my first ever claim and had all the information I could need. They handled it professionally and were friendly as well.

18 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

Thanks, Braden! We're glad you found us easy to deal with during your claim.

Rated 5 out of 5 stars

I had to make changes to my insurance…

I had to make changes to my insurance policy and Club 4x4 has made this effortless and they got back to me by the next day. Thanks keeping it simple guys.

17 March 2026
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Reply from Club 4X4 Insurance

That's exactly what we are passionate about! We are so glad you had a positive experience with us.

Rated 5 out of 5 stars

A Company that Cares when insuring your caravan

Shannon was very helpful and explained everything in great detail.
I found this company to be well-priced in the market and also offer lay-up periods if needed.
Good coverage

14 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

Shannon is absolutely one of our superstars, and we’re so glad you think so too! Thank you for the stellar review, Lyle.

Rated 5 out of 5 stars

John was very easy to talk to and great…

John was very easy to talk to and great at explaining everything, I couldn’t have asked for anyone better, cheers Kev

17 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

John is absolutely one of our superstars, and we’re so glad you think so too! Thanks for the review, Kevin!

Rated 5 out of 5 stars

New Policy

As with my previous policy with Club 4x4 the whole process of taking out this policy was seamless and their staff were excellent to deal with.

17 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

This is what we strive for! Thanks for sharing your experience and for the taking the time to submit a review.

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