Banner for Club 4X4 Insurance

Club 4X4 Insurance Reviews 3,892

TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, efficiency, and courteous manner, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting that representatives are knowledgeable, patient, and clear in their explanations. The overall service is frequently described as excellent, with consumers appreciating the ease and speed of processes, competitive pricing, and tailored solutions for their specific needs. However, some customers also noted issues with the pricing of multi-policy discounts and the inability to link multiple policies. A few other people also felt that the roadside assistance setup was not handled correctly, leading to delays and confusion, particularly in situations requiring immediate attention.

What people talk about most

Staff

Consumers find staff to be positive, highlighting their helpfulness, politeness, and extensive knowledge.... See more

Customer service

Clients share positive opinions on customer service, consistently highlighting the helpfulness,... See more

Service

Customers had positive experiences with service. Many reviewers praise the prompt, efficient, and helpful... See more

Price

Users describe positive interactions with price, often highlighting competitive pricing and good deals. Many... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers found the process... See more

Based on these reviews

Rated 5 out of 5 stars

Wonderful help from Kim with the insurance purchase, everything I wanted to insure I could. Policy covers everything that I chose to be included. Lot of other insurers I tried to get a quote from woul... See more

Company replied

Rated 5 out of 5 stars

Lara talked us through all policy details and was very knowledgeable about the product we are interested in. She was courteous and thorough and patient. We would recommend Club 4x4 to anyone seeking... See more

Company replied

Rated 5 out of 5 stars

Lady I was talking to, knew her stuff, Mention GVM upgrades to the 200 series, not a problem. No kms per year was require like other insurance companies. Talked to serval other Insurance Companies, e... See more

Company replied

Rated 5 out of 5 stars

The insurance taken out was specifically for a 4x4 car and off road caravan, with roadside assistance. We took out both insurance together and all the options giving us peace of mind when we are remot... See more

Company replied

Rated 5 out of 5 stars

This is hands down the best car insurance company I have dealt with. They are responsive when you call them, you get to speak to an actual person. The product is great and has so many variables and... See more

Company replied

Rated 5 out of 5 stars

No wait times on the call being answered by your staff. The lady I spoke with was very courteous and helpful, even suggesting a few extras that I may be interested in. One of which I decided to i... See more

Company replied

Rated 5 out of 5 stars

Spoke with a wonderful girl, I think her name was Chloe she helped me out with the Roadside assistance absolutely beautiful girl and can hold a conversation with you! Fingers crossed I get her next ti... See more

Company replied

Rated 5 out of 5 stars

Call operators are excellent here. I always expect a difficult chat when calling an insurance company, but not this one. The vibe is chilled and my queries are resolved. Their premiums are competitive... See more

Company replied

Rated 5 out of 5 stars

Insurance companies prove themselves when they have to payout claims. Club 4x4 did pay us in a timely manner and compassionately. If you are searching for a very good insurance company look no furth... See more

Company replied

Rated 5 out of 5 stars

The guy that helped me jack was absolutely awesome to deal with very helpful. Will go with the quotes apart from the caravan quote as it was more expensive than my current supplier but other than that... See more

Company replied

Rated 5 out of 5 stars

So easy to change a basic detail for my insurance. Didn’t need to wait on the phone for someone to speak with, just got it done in a couple of minutes. And got confirmation of the change the next day.... See more

Company replied

Rated 5 out of 5 stars

I explained that I have purchased an additional item for my 4x4 canopy and would like to increase the accessories and modification value. This was completed within minutes by the consultant with the i... See more

Company replied

Rated 5 out of 5 stars

Shannon was very helpful and explained everything in great detail. I found this company to be well-priced in the market and also offer lay-up periods if needed. Good coverage

Company replied

Rated 5 out of 5 stars

Fantastic, easy to navigate, fast quick and easy. Plus have heard multiple mates of mine brag on how good your service is. I've recently had to deal with "EVERYDAY CAR INSURANCE" and, well my fa... See more

Company replied

Rated 5 out of 5 stars

Rep was very helpful and sugestive of ideas that I had not considered. I was going to change company but now have decided to stay as I feel that my insurance quote is fully customise to my exact needs... See more

Company replied

Rated 5 out of 5 stars

Well I'll still give them 5 Stars for price, knowledge and excellent service BUT! I was promised a promotional $150 eVoucher within two weeks, that hasn't happened

Company replied

Rated 5 out of 5 stars

Hayley showed great empathy and patience during our call, particularly as it was my first time reaching out to Club 4X4. The experience gave me real confidence that I’ve made the right choice moving m... See more

Company replied

Rated 5 out of 5 stars

The help I received was absolutely amazing. I felt completely comfortable, supported, and reassured. I was able to re-question things for clarity without feeling rushed, and the guidance was clear and... See more

Company replied

Rated 5 out of 5 stars

Been with a different company for 15 years but got to expensive. Rang Club 4X4 to get a quote only but with the service and pricing i got was absolutely excellent couldn't ask for more. Now i have... See more

Company replied

Rated 5 out of 5 stars

Always have a good experience when calling. Quick to answer the call, always quick service my needs. Other businesses could learn a thing or two on customer service from club 4x4.

Company replied

Rated 5 out of 5 stars

Person was very helpful, giving me multiple options. Also being able to speak gooders (sic) english makes it so much easier.

Company replied

Rated 5 out of 5 stars

All the staff where very helpful and easy to deal with. Dealing with Club 4x4 was hassle free unlike other insurance, easy to add and remove extras was a bonus.

Company replied

Rated 5 out of 5 stars

I had a great experience with Club 4x4. Maria was professional, very helpful, and took the time to clearly explain the entire claim process. The service I received was fantastic from start to finish,... See more

Company replied

Rated 5 out of 5 stars

Dealing with you guys has really been hassle free, straight forward common sense talk, keep up the good work, never been so easy to talk insurance from the beginning and to them get a wind screen repl... See more

Company replied

Rated 5 out of 5 stars

Sorry I don’t remember the ladies name she was understanding and help full did not have to explain myself at all she got me from the get go

Company replied

Rated 5 out of 5 stars

The whole process was personalised staff understanding Hanna even wished me a happy birthday Andy was awesome like very much tailored made service thank you

Company replied

Rated 5 out of 5 stars

Online process very easy. Saved some money from previous company. Will be interesting to see price next year

Company replied

Rated 5 out of 5 stars

Owen was extremely helpful, explaining every detail of my new policy in layman's terms both professional and thorough. Very happy with the outcome, would recommend.

Company replied

Rated 2 out of 5 stars

Whilst taking out a policy was easy, they failed to set up the roadside. After 25 mins waiting, filling out forms, a call out was organised. Almost 2 hours from the start of the call the car was... See more

Company replied

Rated 5 out of 5 stars

The process was simple, you had the caravan details, you asked a few pertinent questions, and suddenly I was insured LOL. It was a genuinely pleasant experience, and I say that as a 40 year veteran of... See more

Company replied

Rated 5 out of 5 stars

The guy u spoke to on the phone was very informative and answered all my questions clearly. He spoke with confidence and was so polite

Company replied

Rated 5 out of 5 stars

As with my previous policy with Club 4x4 the whole process of taking out this policy was seamless and their staff were excellent to deal with.

Company replied

Rated 5 out of 5 stars

Premium refund after change of address certainly helped, but the girl who helped us out was very helpful in changing the address.

Company replied

Rated 1 out of 5 stars

I called yo do a changed my address all my other insurances with other companies have reduced considerable... your company ...it increased by what i thought i was told to be $100....i was charged $149... See more

Rated 5 out of 5 stars

Excellent service the person I spoke to on the phone was able to help me in so many ways very competitive pricing very happy

Company replied

Rated 5 out of 5 stars

Was so refreshing to have an aussie answer my call. Very helpful & customer service was excellent. Keep up the great work.

Company replied

Rated 5 out of 5 stars

The staff were really helpful with my first ever claim and had all the information I could need. They handled it professionally and were friendly as well.

Company replied

Rated 5 out of 5 stars

Marcello did a really good job of explaining the options and benefits to me. He had ready answers for various aspects of the products we were talking about, and understood what I was trying to achieve... See more

Company replied

Rated 5 out of 5 stars

The whole process was effortless and they explained everything thoroughly and answered all my questions even the ones I thought were silly.

Company replied

Rated 5 out of 5 stars

John was very easy to talk to and great at explaining everything, I couldn’t have asked for anyone better, cheers Kev

Company replied

Rated 1 out of 5 stars

Extremely poor experience with Club 4x4. A simple glass claim has dragged on for over a week with no repair completed. Club 4x4 uses a third party, who then outsources the job again causing d... See more

Rated 2 out of 5 stars

I called to check the policy information and asked if I put the caravan in storage where there is security etc. I would be charged an extra $350 for this. This does not make any sense as the premises... See more

Company replied

Rated 5 out of 5 stars

person i spoke with was knowlagable an helpful with any questions, good to talk to someone you can understand what they are saying

Company replied

Rated 5 out of 5 stars

Andrew was most helpful and friendly. He was able to inform me with the information l needed so l decided to join and take out a new policy for our caravan

Company replied

Rated 5 out of 5 stars

Dealing with Club4x4 is always a pleasant experience. A simple request to update vehicle accessories was dealt with promptly.

Company replied

Rated 2 out of 5 stars

The first part of my call related to increasing my insurance cover for additional accessories fitted went well. For the second part of the call, I was passed over to the insurance claim queue, where... See more

Company replied

Rated 5 out of 5 stars

Helpful person assisted us on the phone yesterday with our concerns. Also offered us a good deal with our vehicle insurance. Too good to refuse.

Company replied

Rated 5 out of 5 stars

I had to make changes to my insurance policy and Club 4x4 has made this effortless and they got back to me by the next day. Thanks keeping it simple guys.

Company replied

Rated 4 out of 5 stars

Quick, knowledgeable, friendly and solutions-focused approach over the phone, recognising the value of getting things done quickly but not making the other person feel rushed. Wish it was cheaper but... See more

Company replied

Rated 5 out of 5 stars

Great customer service, easy to change things around like excesses and adding items to policies. Staff very friendly and easy to understand.

Company replied

Rated 5 out of 5 stars

14/3/2026 excellent customer service this lady new what she was doing had all the answers and was very polite and precise

Company replied


Company details

  1. Insurance company
  2. Car and Motor Insurance Agency
  3. Caravan and Motorhome Insurance Company
  4. Insurance agency

About Club 4X4 Insurance

Written by the company

Being insured for where you take your fourby, and to actually use it off-road, is really important. Are you confident that you’re covered anywhere in Australia?

Our comprehensive insurance goes anywhere in Australia you can legally take a 4WD, plus, we include off-road recovery cover standard. Protect your family, and your lifestyle with Club 4X4 Insurance.

So if you want confidence to explore Australia on and off-road, take a look at Club 4X4 Insurance, and free your 4WD.

Call 1300 296 296 or visit club4X4.com.au for a quote.

4WD INSURANCE
4wd image

CARAVAN INSURANCE
caravan image

CAMPER TRAILER INSURANCE
camper Image


Issued by Club 4X4 Pty Ltd as an AR of Lifestyle Insurance Group who is acting (under its own AFSL) on behalf of the insurer QBE Insurance Australia Limited. Any advice is general only. Excesses, limits and exclusions apply. Always read the PDS & TMD at club4X4.com.au.

Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 95% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

The operator for my car insurance…

The operator for my car insurance policy omitted to include a small hire car and she also got my address wrong.
Please can someone phone me.
Thanks
Paul Levy

15 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

Hi Paul,

We appreciate you taking the time to provide this feedback and we are sorry to hear you were dissatisfied with our service. We will be in contact with you shortly to help us gain a better understanding of what went wrong.

Rated 5 out of 5 stars

New member

I have just joined and the online and person to person contact has been fantastic.

14 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

It’s great to have you on board, All the best for your next adventure!

Rated 5 out of 5 stars

The process was simple

The process was simple, you had the caravan details, you asked a few pertinent questions, and suddenly I was insured LOL. It was a genuinely pleasant experience, and I say that as a 40 year veteran of financial services, who really values client service.

12 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

We’re glad to hear you had a great insurance experience with our team. We really appreciate you taking the time to leave a positive review. It’s great to have you on board!

Rated 5 out of 5 stars

Always have a good experience when…

Always have a good experience when calling. Quick to answer the call, always quick service my needs. Other businesses could learn a thing or two on customer service from club 4x4.

14 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

We aim on making your insurance experience as easy as possible. we really appreciate your thoughtful feedback, Troy.

Rated 5 out of 5 stars

13/3/2026

14/3/2026
excellent customer service this lady new what she was doing had all the answers and was very polite and precise

14 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

We're glad to hear you were happy with the service and process! Thank you for sharing your experience.

Rated 5 out of 5 stars

Excellent to deal with

Excellent to deal with. Great customer service

13 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

Thanks for sharing your experience, Robert! Great customer service is our priority. Thanks for sharing your experience.

Rated 5 out of 5 stars

Easy to talk to

Easy to talk to

12 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

That is our aim! Thanks for your feedback.

Rated 5 out of 5 stars

So easy to change a basic detail for my…

So easy to change a basic detail for my insurance. Didn’t need to wait on the phone for someone to speak with, just got it done in a couple of minutes. And got confirmation of the change the next day. Excellent example of Club 4x4 making life easy for their customers.

13 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

Can't ask for too much more than that Jannine! Thanks for the wonderful review!

Rated 5 out of 5 stars

Friendly and efficient service

Friendly, efficient, knowledgeable consultant. Personable - had a sense of humour

13 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

Glad to hear you had a positive experience with the team and found we have a sense of humour. Thank you for your review!

Rated 5 out of 5 stars

Website easy to use

13 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

It's wonderful to hear you found our website easy to use. Thanks for sharing, and welcome onboard!

Rated 5 out of 5 stars

The service was prompt and helpful

The service was prompt and helpful. This is very refreshing in this era of call centers and phone contact outsourced overseas.

13 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

So glad to hear you found your interaction with us to be a smooth and positive experience. Thank you for taking the time to leave a review, Rod. We really appreciate your feedback.

Rated 5 out of 5 stars

Easy and detailed

Owen was great to deal with. Very helpful and got it sorted on the spot for me.

13 March 2026
Club 4X4 Insurance logo

Reply from Club 4X4 Insurance

So glad Owen provided a positive experience. He's one of our best. Thanks for the review.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look