Co-op Insurance Reviews 

4,426
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,233 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently mention that getting an insurance quote online is quick, very straightforward, and surprisingly affordable compared to other providers in the market. Furthermore, people consistently appreciate the friendly and helpful staff who efficiently handle policy changes, explain options clearly, and answer questions with great patience during phone calls. However, some reviewers were not happy with steep renewal prices and unexpected administrative fees. Customers noted that renewal costs can increase dramatically year over year, while contacting support via automated phone menus can sometimes involve frustrating delays and difficulties when trying to update policies.

What people talk about most

Price

Reviewers mention positive feedback about price, noting that quotes are often significantly lower and more... See more

Service

Reviewers highlight positive aspects of service, noting that it is fast, easy, and straightforward to arrange... See more

User experience

People report positive experiences with user_experience, highlighting how quick and straightforward the... See more

Customer service

Clients share positive opinions on customer_service, noting that advisors are generally efficient, polite,... See more

Staff

Customers had positive experiences with staff, frequently describing representatives as polite, efficient,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more

Rated 5 out of 5 stars

For some unknown reason my automatic renewal didn't work so rang policy renewal helpline spoke to a really helpful person named sigir ? Might of spelt his name wrong sorry. Really quick to sort out w... See more

Company replied

Rated 5 out of 5 stars

Went with Co op travel insurance as I've been a member for many years even got my funeral sorted with them. Done it online it was quick and easy no hassle at all 5 minutes and I was covered definitely... See more


Company details

  1. #112 of 140 best companies in Insurance company
  2. #49 of 66 best companies in Car and Motor Insurance Agency
  3. #32 of 43 best companies in Home Insurance Agency
  4. #53 of 54 best companies in Life Insurance Agency
  5. #20 of 30 best companies in Pet Insurance Company
  6. #61 of 67 best companies in Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4k reviews

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4.4

All reviews

(4,426)

1,178 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Helpful staff

Made a mistake when booking insurance, talked to a very helpful lady, who sadly couldn't make the policy cheaper, so refunded money within a couple of hours. I'll try again next year👍

17 June 2026
Rated 5 out of 5 stars

Good Website

Details all set out clearly easy to apply.

19 May 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're glad to hear our details were clear and easy to apply. Thank you for your positive feedback!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 2 out of 5 stars

Can’t print out my cover documents

Can’t print out my cover documents. Haven’t got PDF.

13 June 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good morning,

Thank you for your review.

I'm sorry to hear you've had difficulty accessing your policy documents. I can confirm that a copy of your documents has now been issued by post for your convenience.

If you need any further help, please get in touch and we'll be happy to assist.

Best regards,
Elice
Co-op Insurance Team

Rated 1 out of 5 stars

£35 for 2 mins work.

Made a mistake on the online form. Contacted co-op within minutes. Took a couple of minutes to correct and cost me £35.
Was told it would cost me £35 to cancel the insurance even though the insurance did not start until 4 days later.

Since co op replied on 16/06 (it's now the 28/06) saying they would contact me to discuss the issue I have heard nothing prompting me to reduce the score to one star.

14 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning

Thank you for taking the time to leave us your review. We're sorry to hear you're not happy with the service, we have passed your details to the relevant team who will be in contact to discuss your concerns further.

Kind regards

Aysha

Rated 5 out of 5 stars

Helpful contact

Helpful contact, listened and acted quickly to alter mileage on policy which reduced the premium. Pleasant, friendly and efficient. Top marks!

14 June 2026
Unprompted review
Rated 4 out of 5 stars

1st and 3rd quotes was good.

Was all good. But when I returned to get a quote again it went from 120£ to 2000£. Possibly a glitch. The 3 rd time I got a quote it came back correctly. Otherwise all good.

12 June 2026
Rated 1 out of 5 stars

No empathy or common sense shown

My mother has just died. I was notifying them of this and trying to keep the policy going, because one of my siblings is staying at the house while we sort things in the aftermath of her death.

There was absolutely no empathy, nor common sense, employed in this endeavour by the Co-op Insurance staff member on the phone.

I was on the phone for over an hour, endlessly having to answer questions the company would already have known the answers to (given it was all on the existing policy of my mother). I do not own, nor live, in this house....my mother has just died...and I am getting endless questions about the types of mortice locks, etc, etc. AND then being asked about my marketing preferences and whether they can keep my credit card details on file for renewal purposes. NO! They cannot! Please just deal with what I am trying to do in as smooth and efficient, and empathetic way as possible. Every time I pointed out that they already knew this information, the girl on the phone said something like: "If you keep interrupting me, this will only take you far longer." Unreal.

Co-op Insurance failed on all counts. Even their email link to setting up an online account failed to work - it would not accept my date of birth (I suspect their terrible system might still have my late mother's DOB in there instead?)

I have lodged a complaint, which I hope will be swiftly responded to. It was a total disgrace. (I have had very smooth, straightforward and kind responses and resolutions from various other banks and financial institutions). Co-op Insurance obviously has very poorly trained staff. I would not recommend this company.

13 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Gill

We're sorry to hear that your experience didn’t meet your expectations, but we appreciate you bringing this to our attention. This is certainly not the experience we wanted you to have with us especially during this difficult time. We can see a complaint has been registered so our Customer Relations team will look into this and they'll be in touch with you as soon as possible.

Kind Regards

Sian

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