Co-op Insurance Reviews 

4,411
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,233 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently mention that getting an insurance quote online is quick, very straightforward, and surprisingly affordable compared to other providers in the market. Furthermore, people consistently appreciate the friendly and helpful staff who efficiently handle policy changes, explain options clearly, and answer questions with great patience during phone calls. However, some reviewers were not happy with steep renewal prices and unexpected administrative fees. Customers noted that renewal costs can increase dramatically year over year, while contacting support via automated phone menus can sometimes involve frustrating delays and difficulties when trying to update policies.

What people talk about most

Price

Reviewers mention positive feedback about price, noting that quotes are often significantly lower and more... See more

Service

Reviewers highlight positive aspects of service, noting that it is fast, easy, and straightforward to arrange... See more

User experience

People report positive experiences with user_experience, highlighting how quick and straightforward the... See more

Customer service

Clients share positive opinions on customer_service, noting that advisors are generally efficient, polite,... See more

Staff

Customers had positive experiences with staff, frequently describing representatives as polite, efficient,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more

Rated 5 out of 5 stars

For some unknown reason my automatic renewal didn't work so rang policy renewal helpline spoke to a really helpful person named sigir ? Might of spelt his name wrong sorry. Really quick to sort out w... See more

Company replied

Rated 5 out of 5 stars

Went with Co op travel insurance as I've been a member for many years even got my funeral sorted with them. Done it online it was quick and easy no hassle at all 5 minutes and I was covered definitely... See more


Company details

  1. #111 of 141 best companies in Insurance company
  2. #49 of 67 best companies in Car and Motor Insurance Agency
  3. #32 of 44 best companies in Home Insurance Agency
  4. #53 of 54 best companies in Life Insurance Agency
  5. #20 of 32 best companies in Pet Insurance Company
  6. #60 of 69 best companies in Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4k reviews

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4.4

All reviews

(4,411)

1,163 reviews in the last 12 months

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Rated 1 out of 5 stars

Very poor at resolving problems.

Very poor at resolving problems.
First contacted them on the 11th june after my online access to my policy was frozen to changes??. I've made several contacts by phone and online chat to try and get this resolved by nothing happens despite continual promises. I now need to cancel the policy as I've sold the car. I have previously been told by insurances companies it is illegal to have insurance in a vehicle you don't own!. Assume it stops them being flagged as uninsured by ANPR ??.
Was told last week by reply to my previous review about the problem someone would contact me, noone did so phoned again and went through the same loop, "yes we can cancel it" - "oh it won't let me" , - "I'll escalate it for you". BUT nothing happens to fix it.
Hopeless company.
I'm guessing Aysha will give me the same reply to this as last time and nothing will happen. Prove me wrong please!.
Update 010726 -- phoned up again chasing about them being unable to cancel my policy. After waiting & speaking to someone for a total of 90 mins then conclusion was that I should receive an email from the complaints team tomorrow to say they will start the complaints procedure and someone might be able to then refund and cancel the policy if they can fix the systems!.bid they can't I will have to wait 8 weeks before I can take it to the financial ombudsman.
Unbelievable poor service from Coop that noone can manually just say we'll cancel the policy and refund manually.

Ayhsa -- I presume asking someone to phone me will have the same result??

02nd July - latest issue-- despite repeated promises on phone call yesterday (1st July) that I would definitely get a reply from complaints department today, I have heard nothing.
Aysha phoned me yesterday and apologised but said she couldn't do anything herself but would pass on the problem.
They coop have a completely useless system when it comes to problems and cannot do anything manual to override them. By their own admission I am owed circa £300 as a refund for the policy they have cancelled (eventually) but I have no idea when or how much they are going to pay me. They really are a totally incompetent insurance setup. The people are good but they can't do anything, "computer says so".

26 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning Phil

Thank you for taking the time to leave a further review, we’re very sorry to hear you’ve been let down again. We understand how frustrating it must have been to chase this yourself without receiving the resolution you were looking for. We’d like to put this right so a member of our team will aim to call you today and get you through to the right department, to discuss your concerns and hopefully come to a resolution.

Thank you for bringing this to our attention and we appreciate the opportunity put things right.

Kind regards

Aysha

Rated 5 out of 5 stars

Efficient renewal

I renewed my car insurance without any fuss. Quick and clear instructions on how to renew and all set up in basically 5 minutes.

27 June 2026
Rated 5 out of 5 stars

Customer service excellent

Customer service excellent Jess sorted out my query about the change in my policy efficiently and quickly Everything was clearly explained and had a helpful attitude
Renewal made easy what more could you ask for

29 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for insuring with us.

Kind regards
Leanne

Rated 5 out of 5 stars

Generous Cover and Excellent Web Design

The information was set out really well on the website; much better than other insurers. The features were generous for a single trip to Norway (covering hiking and swimming as standard, as well as the expected travel coverage of passports, baggage, canx, etc).

24 June 2026
Rated 3 out of 5 stars

I would give more but I can’t open the…

I would give more but I can’t open the documents attached to the email so pointless so all I have is a policy number

26 June 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon, Julie,

Thank you for taking the time to share your feedback with us. I'm sorry to hear you were unable to open your policy documents.

I've now resent the documents to you, and they should arrive within the next 20 minutes. To open them, you'll need to enter your postcode as the password, using capital letters but no spaces. Once you've opened the documents, you'll be able to save or print them if you wish.

I hope you have a wonderful trip. If there's anything else we can help with before you travel, please don't hesitate to get in touch.

Kind regards,

Reece
Co-Op Travel Insurance

Rated 4 out of 5 stars

Very professional and helpful

Very professional and helpful . I would have given five but it took ages on the phone

26 June 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're glad to hear our team was professional and helpful. We understand your time is valuable and we are working to reduce phone wait times. If you do wish to discuss this further please do contact us on policy@pets.coop.co.uk
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 5 out of 5 stars

A few clicks on the keyboard

A few clicks on the keyboard

26 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi

Thanks for taking the time to leave us a 5 star review! We're happy to hear you found the process easy! Thanks for insuring with us.

Kind regards
Leanne

Rated 5 out of 5 stars

Immediate cover available

Very easy to apply, and having easy to understand options in Layman's terms. Immediate same day or next day cover available at affordable prices - Took me about 20 mins from getting a quote to being covered.

26 June 2026
Rated 3 out of 5 stars

I am left unsure of what the policy I…

I am left unsure of what the policy I have bought covers! Also, no clue of how to get in touch with them if it became necessary. Overall, quite disappointed!

22 June 2026
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon, Deborah,

Thank you for taking the time to share your feedback. I'm sorry to hear you felt disappointed with the cover you arranged.

I've resent your policy documents by email, and they should arrive within the next 20 minutes. Your policy schedule will show the cover you have in place, and your policy booklet includes the emergency phone numbers for claims and 24-hour assistance.

To open the documents, please enter your postcode in lowercase with no spaces.

If there's anything else we can help with, please don't hesitate to get in touch.

Kind regards,

Reece
Co-Op Travel Insurance

Rated 2 out of 5 stars

Let down at renewal stage

Existing customers expected to renew at a higher price than someone new going to CO-OP via a comparison site?. Called to query and told “that’s just the way it is”. Great customer retention plan.

24 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning David,

Thank you for taking the time to share your feedback. We’re sorry to hear you’re disappointed with your renewal experience. We’d like to reassure you that in most cases, our existing customers receive a lower price at renewal than they would if they purchased a brand new policy, as long as the details are like for like.

We have tried to get in touch to discuss your review but unfortunately have not received your policy details. If you’d like us to investigate this further, please call our team directly and we’ll be happy to take a look for you.

Kind regards,

Aysha

Rated 5 out of 5 stars

Sge was very polite

Sge was very polite

22 June 2026
Co-op Insurance logo

Reply from Co-op Insurance

We are delighted to hear you had such a positive interaction with us. Thank you for sharing your kind words.
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 5 out of 5 stars

Competitive pricing at a cover that…

Competitive pricing at a cover that suits my needs, easy to set up .

11 June 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're glad our competitive pricing and easy setup met your needs. Thank you for your positive feedback!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 2 out of 5 stars

Disappointed

Whilst the staff are friendly & helpful, the claims department go out of their way to complicate simple claims. I have cancelled my Pet insurance policy and previously another Home insurance one too. The renewal terms are extraordinarily expensive and I’m so disappointed in the Co-Op’s avoidant behaviour.
The two stars are for the helpful manner of the staff, which never comes to fruition.

5 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good morning
Thank you for taking the time to leave a review.
I’m sorry to hear that you are unhappy with the service you have received. We strive to provide excellent customer service in a timely manner and I truly apologise for the frustration this has caused.
We have requested more information from you to enable us to investigate and resolve your concerns as soon as possible.
Thank you,
Jemma
The Co-op Pet Team

Rated 5 out of 5 stars

Very easy website.

Easier to navigate through the options than moneysupermarket. Go straight to co-op website. I got a great deal for my travel insurance

19 June 2026

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