Garner Health Reviews 

173
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 171 reviews, reviewers had a great experience with this company. Customers frequently praise the supportive staff for being responsive, kind, and always ready to answer questions quickly and efficiently. People also find the setup process smooth and appreciate the helpful assistance provided when navigating medical reimbursements and scheduling appointments. However, some people mentioned that getting financial reimbursements can sometimes take longer than expected or require additional documentation. Others noted frustration when certain preferred medical providers, specialists, or specific doctors were not covered under the approved network list. Consumers also described occasional difficulties adding new practitioners when dealing with multiple care professionals during ongoing treatments.

What people talk about most

Customer service

Clients share positive opinions on customer_service, noting that representatives are helpful, respectful, and... See more

Service

Customers had ambiguous experiences with service, often highlighting the helpfulness of the concierge team... See more

User experience

Reviewers highlight positive aspects of user experience, consistently noting how simple and straightforward... See more

Refund

Reviewers mention ambiguous feedback about refund, highlighting both very smooth experiences and significant... See more

Staff

People report positive experiences with staff, highlighting that team members are extremely kind, helpful,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Ever since I joined this program, I've been pleasantly surprised at how the program works! I have such a great company that I work for and they afford us every opportunity to become health conscious,... See more

Rated 5 out of 5 stars

I love that I was able to save $1000 by using preferred providers that were already my doctors! I saved by getting $1000 returned to me after meeting the qualified minimum payments and using my own do... See more

Rated 5 out of 5 stars

The front end experience of making sure your provider is on the list or getting them added if they aren't feels a little tedious, but I love this service so much!!!! I was shocked how great this works... See more

Rated 5 out of 5 stars

I am very pleased with my experience with Garner. It helps immensely to be reimbursed for all of the doctor appointments I have to go to. Especially with the high cost of my insurance through my emplo... See more


Company details

  1. Health insurance agency

Written by the company

Garner Health is a technology company on a mission to transform the healthcare economy and deliver high-quality and affordable care for all. Our goal is to change how our healthcare system works at its core. Using a new approach to data science and novel financial incentives, we help patients identify the highest-quality doctors and help doctors improve how they practice medicine. We seek to change the economics of healthcare so that providers thrive by practicing the best medicine, not by performing more invasive procedures. Garner uses one of the nation's most robust medical datasets, covering over 60 billion medical records from 320 million patients, and over 550 proprietary clinical metrics to identify the best doctors in the nation. Garner then creates meaningful financial incentives for patients to see these providers. When members use Garner to find a Top Provider, Garner can reimburse their out-of-pocket costs, including copays, office visits, medical tests, and surgeries. With Garner Assistant, members can find Top Providers who are in-network, available, and nearby, understand their benefits, and book appointments, with a dedicated concierge team available along the way. Today, more than 800 employers trust Garner to help over 2.5 million people get better care. Employers see 12% lower plan costs on average, employees pay 80% less out-of-pocket to see the best doctors, and Garner has saved employers over $1 billion to date.


Contact info

4.2

Great

TrustScore 4 out of 5

173 reviews

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4.2

All reviews

(173)

172 reviews in the last 12 months

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Rated 5 out of 5 stars

LOVE GARNER

Everything has been extremely easy to navigate! And all reimbursements have been reviewed and paid very timely!

29 July 2026
Rated 5 out of 5 stars

Greatest program!

Ever since I joined this program, I've been pleasantly surprised at how the program works! I have such a great company that I work for and they afford us every opportunity to become health conscious, both mental and physical and they reward us for our efforts. Garner is one of those programs and I'm so glad that I enrolled!

29 July 2026
Rated 5 out of 5 stars

Amazing service!

The front end experience of making sure your provider is on the list or getting them added if they aren't feels a little tedious, but I love this service so much!!!! I was shocked how great this works and how much I get reimbursed! I get therapy for free now! Every concierge conversation has been respectful and handled in a timely manner. I make sure all my coworkers use this service!

29 July 2026
Rated 4 out of 5 stars

Decent service

I like that I was reimbursed for my health expenses, and with the concierge, it was easy to make sure all of my providers would be covered. However, sometimes the communication between the insurance and Garner took longer than anticipated and reimbursement was delayed.

29 July 2026
Rated 1 out of 5 stars

Having a medical emergency out of state…

Having a medical emergency out of state the amount was applied to my spending limits but I dont get reimbursed so now Ive met my deductible and wont be able to use this benefit. Its honestly not beneficial I wish my employer didn’t switch to this at all!!!

28 July 2026
Rated 5 out of 5 stars

Easy & Convenient

I see all of my favorite doctors and therapist basically for free. I've been with Garner for about 9 months and I still have money available. The reimbursement process is painless and fast. The app is super easy to track claims and see when reimbursements will be deposited.

29 July 2026
Rated 5 out of 5 stars

Wonderful Garner experience

I love the whole Garner experience. The app is easy to use, direct deposit makes getting paid easy and fast, and they have most any doctor I would ever use available in their network. Its been a very pleasing experience getting my Co-pay money back every time I go to doctor.

29 July 2026
Rated 2 out of 5 stars

Given the run around and wait 8 weeks…

There are many times when the insurance does not report claims to Garner. When I inquire about these claims and willing to provide documentation, Garner employees promptly shut me down and simply say wait eight weeks. Many times eight weeks pass by and the insurance company still have not provided documentation. I have these long and drawn out conversations with Garner pleading to allow me to submit documentation to no avail. VERY DISAPPOINTING

29 May 2026
Rated 5 out of 5 stars

Simple if you know the rules

Using Garner Health has been a very positive experience. The app is simple and you get reimbursed quickly when you use the highly rated physicians. I wish we could use the Maps or PAs of the physicians but am told it has to be a physician providing the care. I have zero complaints!

29 July 2026
Rated 3 out of 5 stars

Constantly requesting review of claims

Although I did end up having a lot of expenses reimbursed through Garner, I found myself having to continuously dispute claims that were originally deemed not covered when they should’ve been. Ultimately garner did follow through and reimburse however the process of appealing most claims was time consuming and unnecessary

29 July 2026
Rated 3 out of 5 stars

Good concept, mediocre coverage

Good concept, but very limited choices of physicians that are covered in the program. My family see many specialists but more than half of these specialists are not covered. Also, I cannot choose a practice, have to choose a specific doctor. Even if the doctor is covered, when I go to see my doctor but end up seeing his NP or PA, it's not covered.

Here are some real numbers to illustrate the point: YTD my family has spent more than $7000 out of pocket (after insurance paid their portion), and we got less than $300 back with the Garner program.

29 July 2026

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