I've used Harmoney for a while now. Initially the unsecured loan percentages where too high for me. Lately, I've been getting better interest rates. The process of getting the loans is really simple a... See more
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See what reviewers are saying
Loved how quick, efficient, simple and clean Harmoney work. The language they use is clear so that you know all parties roles, expectations, responsibilities and consequences if you don't uphold your... See more
I love Harmoney, the application was quick and the wait was a couple of days but I got it and I am so grateful.The team members kept in touch with me via email.My first loan helped me get my first veh... See more
Needed a little extra money to help get landscaping and renovations done and Harmoney made it super easy to apply online. Nice easy straightforward process.
Company details
Written by the company
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest direct online lending experience, having facilitated over $1.6 billions in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Contact info
Level 3/110 Customs Street West, 1010, Auckland, New Zealand
- 0800 427 666
- harmoney.co.nz
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 66% of negative reviews
Typically replies within 2 weeks
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Excellent customer service..
Excellent customer service..
Quick turnaround from application to getting my application approved..5 star

Reply from Harmoney
Easy Debt Consolidated
This is now the third loan I have taken out with Harmoney. Just an easy fast experience, topped with friendly, patient and professional customer service. This loan was for debt consolidation and initially came with a little technical hold up but got sorted quickly and received great advice from the Harmoney Team. Funds were transferred into my account within 24 hours of loan being approved and debt accounts settled within two days. I have also now been given a much lower interest rate and very manageable repayment plan. Thank you once again Team for the opportunity and awesome customer service.

Reply from Harmoney
I gave it because the service I got…
I gave it because the service I got from Harmoney was really great. They were happy to help with anything. Thank you again for everything.
Fast and fabulous
Very helpful and quickly work ,all Harmony staff are very experienced and knowledgeable.

Reply from Harmoney
Excellent service
Excellent service. Everything done online much easier and fast response.
100% recommend Harmoney
Easy to work with fast response will definitely go through harmoney all the time when I need love harmoney 100% recommend
I'm grateful for Harmoney always helped…
I'm grateful for Harmoney always helped me on this taught times. Thank you Harmoney.

Reply from Harmoney
Fast, simple, stress-free
Easy application process, fast response time and just overall good customer service
The online application is easy to use.
The online application is easy to use.
Kept up to date with messages re application status
Super easy to deal with
Super easy to deal with, quick responses and money was in my bank same day.
Thanks Harmoney
Very happy with their service
Very happy with their service. They came through when I needed the help for my family.
Thank you so much Harmony ❤️
Efficient fast service and well…
Efficient fast service and well informed along the way.
Great Service
Super easy to use, efficient and they call back super fast. Great customer service.
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