I've used Harmoney for a while now. Initially the unsecured loan percentages where too high for me. Lately, I've been getting better interest rates. The process of getting the loans is really simple a... See more
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See what reviewers are saying
Loved how quick, efficient, simple and clean Harmoney work. The language they use is clear so that you know all parties roles, expectations, responsibilities and consequences if you don't uphold your... See more
I love Harmoney, the application was quick and the wait was a couple of days but I got it and I am so grateful.The team members kept in touch with me via email.My first loan helped me get my first veh... See more
Needed a little extra money to help get landscaping and renovations done and Harmoney made it super easy to apply online. Nice easy straightforward process.
Company details
Written by the company
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest direct online lending experience, having facilitated over $1.6 billions in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Contact info
Level 3/110 Customs Street West, 1010, Auckland, New Zealand
- 0800 427 666
- harmoney.co.nz
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 66% of negative reviews
Typically replies within 2 weeks
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Efficient, friendly, professional service.
I've used Harmoney a couple of times over the last five years. I cannot fault their excellent customer service, always friendly, and helpful, and all while remaining professional. They have extremely efficient processes in place which means your application, including the very important decision making, is quick. They've really helped me out a lot and I have no hesitation in recommending them to you all.
Efficient and Helpful
The staff are so friendly and helpful, made the whole process comfortable.
No fuss
No fuss, easy to understand, great team, definitely will come again if needing funds in future

Reply from Harmoney
Trust and super fast service.
Super fast and stress free service. High standards and trustworthy service. Highly recommend.
So professional
So professional, friendly and understanding. I would most defiantly recommend Harmoney, easy to deal with they understand your needs and make the whole process work without stress. That’s why I keep coming back. Thank you team Harmoney
Super easy quick and helpful people
Super easy quick and helpful people, the best finance company I’ve ever dealt with, would highly recommend Harmoney to others AAA+++
The customer service was great very…
The customer service was great very friendly and very helpful thankyou.

Reply from Harmoney
Excellent service
Excellent service. Applying for my loan did not feel like an invasive exercise like with a bank.
Was very quick and the lady I spoke with was great.
I would recommend Harmony as one of the best loan companies.
The quickness to reply to loan request
The quickness to reply to loan request, and even reply with loan being approved.
Very happy with all over work that Harmoney has provided for me, ngā mihi.
Really enjoyed completing the process…
Really enjoyed completing the process with Harmoney Finance. Clear communication, fast to respond, easy to fill out forms.
The process is well thought out and efficient for both the customer and Harmoney.
Competitive finance rates, Overall a Great experience
Quick and easy process and friendly and…
Quick and easy process and friendly and efficient service
Easy to deal with
Easy to apply and very helpful staff…
Easy to apply and very helpful staff who also followed up once the loan was approved.
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