Just did my loan with the representative, Queen. She was efficient, professional, respectful, & courteous. She answered all of my questions about how the loan worked and helped me decide the proper... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Very fast response and clear explanation of loan terms. Only con is that website doesn’t allow to make a payment IN ADVANCE of the due date. If you do it will apply to the principal and not to a regul... See more
Company replied
Easy to apply, quick response - received my money in my bank the next day, site is easy to use and understand, can make extra payments at will and pay off loan early with no extra fee.
Company replied
From the beginning my dealing with Little Lake and especially the staff (Ocean and Adelle) was so pleasant and enjoyable. Clear explanations, questions answered and a very smooth process.
Company replied
Company details
Information provided by various external sources
Little Lake Lending has made it our priority to serve the unbanked and underbanked, people without regular access to banks and other mainstream financial services. According to a 2015 report from the Federal Deposit Insurance Corp. (FDIC), 27% of U.S. households (about 90.6 million) have been left behind by traditional financial institutions because they have no credit or low credit. We are dedicated to providing transparent and fair access to funding to those others have ignored. As a direct lender with proprietary underwriting technology, we can offer our clients expedited funding, a points-based Big Fish Rewards program, superior service and cutting-edge data security. We also encourage our clients to take advantage of our Penalty-Free Early Pay-Off Policy. It saves our clients money on interest and is an important option for responsible borrowers.
Contact info
2770 Mission Rancheria Rd #393, 95543, Lakeport, United States
- 1-800-600-9737
- CustomerService@LittleLakeLending.com
- littlelakelending.com
4.6
Excellent
7k reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 96% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Great experience
Great experience
Super easy to deal with and they are willing to help in any way to make the process and your needs met.
14 August 2026
Reply from Little Lake Lending
Thank you for the great review! We’re glad to hear our team made the process easy and was able to meet your needs. We truly appreciate your kind words!
Approval immediately!!!!
15 August 2026
Reply from Little Lake Lending
Thank you for taking the time to share your experience and for the five-star review, Joslyn Stuart! We're delighted that you received immediate approval and enjoyed an efficient process. Your satisfaction is our top priority, and we appreciate the opportunity to assist you. Thank you for your support!
Reply from Little Lake Lending
Hi Maria,
Thank you so much for the wonderful 5-star review! Your high energy and kind words truly made our day. We are incredibly happy to hear that our team could provide the professional help you needed. Please let us know if there is ever anything else we can do for you!
Best regards,
Little Lake Lending
Reply from Little Lake Lending
Thank you so much, Joann! I really appreciate your kind words. It’s great to be part of a financial company that truly values its clients, provides excellent service, and has such a dedicated team. Your support means a lot!
Reply from Little Lake Lending
Thank you so much for the 5-star review! We are absolutely thrilled to hear that your experience with us was so easy, smooth, and simple.Whether you managed everything on your own online or reached out to our team, we always aim to keep the process completely stress-free. If you ever do need a helping hand down the road, please remember that we are here for you 24/7!
We truly appreciate your support and look forward to helping you again whenever you need us.
Warmly,
The Little Lake Lending Team
Solid experience
14 August 2026
Reply from Little Lake Lending
Thank you for sharing your feedback! We truly appreciate your support and are glad to hear you had a solid experience.
Reply from Little Lake Lending
Thank you so much for your kind words, Patrice! We truly appreciate your feedback. We’re glad to hear that you had a great experience and that our team was able to clearly explain your options.
It was the outstanding professionalism…
It was the outstanding professionalism that was mostly noticed.
14 August 2026
Reply from Little Lake Lending
Thank you for your kind words, Joshua! We’re delighted to hear that our professionalism stood out to you. We truly appreciate your feedback and look forward to serving you again in the future!
I paid more that my scheduled payment…
I paid more that my scheduled payment the day before it was due, and I received a message saying that my next payment is due on August 28, but they took my scheduled payment out anyway.
14 August 2026
Reply from Little Lake Lending
Thank you for your feedback, David. We appreciate you bringing this to our attention. We’re glad you made an early payment, but we sincerely apologize for the confusion and frustration caused by the scheduled payment still being withdrawn. We value your business and appreciate the opportunity to improve. Please don’t hesitate to reach out if we can assist you further.
Excellent customer service and support
Excellent customer service and support. Process is seamless, smooth and easy to understand. Excellent company to work with!
12 August 2026
Reply from Little Lake Lending
Thank you for your wonderful feedback, Elliott! We’re so glad to hear you found our service seamless, smooth, and easy to understand. We truly appreciate your kind words and are grateful for the opportunity to work with you!
Grateful for being able to obtain the…
Grateful for being able to obtain the loan, though quite high interest rates , was glad they could help
11 August 2026
Reply from Little Lake Lending
Thank you for sharing your experience D. Grayson! We’re grateful for your trust and glad we could be there to help when you needed it.
Reply from Little Lake Lending
Thank you so much, Charles! We really appreciate you taking the time to share your feedback. We’re glad you enjoyed the fast, friendly service.
Reply from Little Lake Lending
Thank you so much for your kind words Michael! We’re thrilled to hear that you found our team helpful.
They put in the wrong bank account…
They put in the wrong bank account number, now I’m told I have to wait until funds are returned and reapply?! How about getting employees that speak English?!
10 August 2026
Unprompted review
Reply from Little Lake Lending
Thank you for bringing this matter to our attention, Donna Hyatt. We sincerely apologize for the inconvenience and frustration caused by the banking information error and the resulting delay. We understand how important timely access to funds is and regret the impact this situation has had on you.
We are committed to providing accurate service, clear communication, and a positive customer experience. While we're disappointed to hear that your experience did not reflect those standards, we appreciate your candid feedback as it helps us improve.
Thank you again for sharing your concerns. We wish you the very best and hope for the opportunity to provide a more positive experience in the future.
Reply from Little Lake Lending
Thank you so much for the 5-star review, Robert Heeren! We're delighted to hear that our quick response made a positive impression. Providing timely service is something we take great pride in, and we're grateful you took the time to share your experience. We look forward to assisting you again in the future!
Great experience
Great loan experience when i needed a stop gap loan. Not cheap by any means, but phone support is helpful and explains that clearly.
7 August 2026
Reply from Little Lake Lending
Thank you for sharing your experience, customer! We're glad we could help when you needed it most. We appreciate your kind words about our phone support team and their clear, helpful explanations.
300% interest
Really quick response. Paid as agreed upon in the loan contract. However, the loan interest fee is little over the top, 300%. YES. 300%. The key is to pay off more than you contracted for by paying on the principal. I am s glad that I completed my loan early.
14 October 2025
Reply from Little Lake Lending
Thank you for your feedback, customer! We're glad our quick response and service met your needs. We appreciate your comments and are happy to hear you paid off your loan early. Congratulations, and thank you for choosing us!
Very easy to obtain the amount I wanted.
31 July 2026
Reply from Little Lake Lending
Thank you for your feedback Richard! We're glad the process was easy and that you were able to get the amount you wanted. We appreciate you as a customer!
Low interest rates and fees
Low interest rates and fees
Trustworthy and reputable company Easy application process
Fast approval and getting money quickly
Flexible repayment options
Good customer service
No credit check or low credit requirements
Rewards, discounts, or special offers
4 August 2026
Reply from Little Lake Lending
Wow, thank you for such a detailed 5-star review! We love hearing that our easy application, fast approval times, and flexible repayment options hit the mark for you. We take great pride in being a trustworthy and reputable company that offers reliable customer service. Thank you for choosing Little Lake Lending, and we look forward to serving you again in the future!
I'm a current customer with the Little…
I'm a current customer with the Little Lake Lending. I had a payment scheduled on 31 July 2026. Since I am not on an auto pay, I logged into the portal on 29 July. It had the amount due with a little red link button to make a payment. I clicked on it to make my payment, and I received a payment confirmation email on 30 July.
However, I received an email on 31 July telling me that I failed to make the payment. I called them up talked to their customer service representative named Tanya. I explained that I did not fail to make a payment, in fact I made the payment 2 days early on 29 July. I was told that since I didn't make a payment on the exact date, it was considered that I failed to pay and thus I'm placed on a delinquent status.
Their advertisement and my loan contract clearly states there is no penalty for making early payments, and yet when I did just that, they say since it's not on an exact date, I've missed my payment and is now delinquent. What kind of horse shit is that? I live up to my end of the bargain with honor, and yet I'm being penalized? What a bullshit way to treat the customer's good intentions and honor by literally throwing trash to my face!!!
31 July 2026
Unprompted review
Reply from Little Lake Lending
Thank you for bringing this to our attention, James. We're sorry for the frustration and confusion you've experience. The account is currently under review to work toward a resolution.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.