ReduceMyExcess Reviews 2,652

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 1,477 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its excellent service, highlighting the peace of mind it provides when hiring cars. Many appreciate the user-friendly website and the straightforward process for obtaining coverage, often noting the significant savings compared to insurance offered by car hire companies. The pricing is frequently mentioned as competitive and offering great value for money. However, some people were not happy with the website, describing it as not user-friendly. A few other people also felt that the customer service was poor, with one reviewer specifically mentioning a language barrier issue.

What people talk about most

User experience

Clients share positive opinions on user experience, consistently highlighting the ease of use and... See more

Price

Customers consistently note positive experiences with price, often highlighting significant savings compared... See more

Website

Users describe positive interactions with the website, consistently highlighting its ease of use and... See more

Value for money

Consumers consistently find the value for money to be positive. Many reviewers highlight significant savings... See more

Service

Reviewers highlight positive aspects of service. Many customers praise the peace of mind offered by the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Unf the windscreen of car I hired last year was hit by a stone and damaged so was in danger of losing my deposit. I made the best decision ever by taking out the policy and money the rental company to... See more

Company replied

Rated 5 out of 5 stars

I only found out about this service through moneysavingexpert.com and an article about rip off car hire companies. Literally 6 hours before picking my car up you managed to save me over £130 for 4 da... See more

Company replied

Rated 5 out of 5 stars

Long time user of reduced my excess but never had to claim. Returned my car hire to be informed of damage on the rear of the car which I was completely unaware aware of. Got stung with a £600 bill for... See more

Company replied

Rated 5 out of 5 stars

I have been using annual excess car hire insurance for years and it gives me a comfort and savings when turning down the hire company’s policies. This year my hire car trip was running beyond the en... See more

Company replied


Company details

  1. #99 of 226 best companies in Insurance agency
  2. #110 of 170 best companies in Insurance broker
  3. #51 of 138 best companies in Insurance company

About ReduceMyExcess

Written by the company

ReduceMyExcess is a leading provider of car hire excess insurance, created to offer drivers a clearer and more affordable alternative to costly rental company waivers. ReduceMyExcess has been recognised with the Which? Best Buy award for our hire car excess insurance.

Since 2011, we have focused on providing comprehensive and affordable car hire excess insurance policies alongside uncomplicated information to help customers make informed decisions when renting a car.


Contact info

ReduceMyExcess Car Hire Excess Insurance

Affordable and comprehensive cover for the next time you hire.

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
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1-star

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Rated 5 out of 5 stars

Easy and simple

Rather simple and direct process, getting the needed details to make decision

17 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi,

Thank you for your feedback. We’re pleased to hear you found the process simple and that the ReduceMyExcess website gave you the information you needed to make a decision.

Kind regards,

Anna

Rated 5 out of 5 stars

Very happy with my experience

Very happy with my experience. My claim was dealt with promptly.

10 February 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi,

We're so glad to hear your claim was handled promptly and that you had a positive experience with us. Thank you for your feedback.

Kind regards,

Anna

Rated 5 out of 5 stars

Simple and inexpensive…

Simple process and an inexpensive solution to the usual hire car excess fiasco abroad.

17 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Kevin,

Thank you for your feedback. We’re pleased to hear you found the process simple and that the cover offers a cost‑effective alternative to excess charges abroad.

Kind regards,

Anna

Rated 5 out of 5 stars

Simple

Simple, straightforward and great value

15 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Timothy,

Thanks for your review. We’re glad you found everything simple, easy to arrange, and good value.

Kind regards,

Anna

Rated 5 out of 5 stars

easy to buy

easy to buy, though haven't needed to claim yet so can't comment on that.

15 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Chris,

We're glad to hear the purchase process was easy for you. If you do need to make a claim, our team will be happy to help.

Kind regards,

Anna

Rated 1 out of 5 stars

Refused refund

Didn’t remind me to cancel annual subscription. Then refused to refund me when paid for alternative subscription with sister company.

14 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Jerzy,

Thank you for taking the time to leave a review. We’re sorry to hear you were unhappy with the automatic renewal of your annual policy.

We can confirm a renewal invitation email was sent 21 days prior to renewal, advising of the upcoming charges.

We would also like to clarify that your refund request had not been refused; unfortunately, we had not yet responded to your enquiry at the time your review was posted.

I can confirm this has now been resolved for you, and one of our agents has responded via email.

Kind regards,

Chloe

Rated 5 out of 5 stars

I value this product

I value this product - It gives me peace of mind when hiring a car - I’ve needed to make a claim and was so impressed with the service - much more friendly and responsive than the car hire company! Thank you!

14 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Claire,

We are so pleased to hear that our product provides you with peace of mind and that our service exceeded your expectations when you needed to make a claim. Thank you for your kind words!

Kind regards,

Anna

Rated 5 out of 5 stars

Easy process

Easy process. Not had to claim so can’t comment on that.

13 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi,

We're happy to hear the process of taking out a policy with ReduceMyExcess was easy for you. Thank you for your positive feedback.

Kind regards,

Anna

Rated 5 out of 5 stars

Easy to renew

14 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi,

We're happy you found renewing your ReduceMyExcess policy easy.

Kind regards,

Anna

Rated 5 out of 5 stars
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Geoff,

We're glad you found it easy to take out a policy with ReduceMyExcess. Thank you for your review.

Kind regards,

Anna

Rated 5 out of 5 stars

Simple and Easy

Simple , easy to use website and having claimed in the past , or was a quick payout.

13 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Reg,

We're so glad you found our website simple and easy to use, and appreciate you highlighting our quick payout process in the event of a claim.

Kind regards,

Anna

Rated 1 out of 5 stars

Robbers

They have my card details from last year, they sent me email telling me this year your excess is reduce will renew your policy & collect money from your card in next 2 weeks.JOKE

16 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Fahim,

Thank you for taking the time to leave a review, we are sorry to hear you are unhappy with the upcoming renewal.

Should you no longer require cover, please get in touch using our contact form, and an agent will happily assist with your request:
https://reducemyexcess.co.uk/app/contact-us/

Kind regards,

Chloe

Rated 5 out of 5 stars

Straight forward

13 May 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Lee,

We're happy to hear you found everything straightforward with ReduceMyExcess.

Kind regards,

Anna

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